Gavop shows you how to buy homeowners insurance in Plymouth, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $145,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $130,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $181,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $231,000 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $666 |
| Superior Protection Discount | -$73 | $739 |
| Fire & Security Discount | -$89 | $723 |
| Hail Resistant Roof Discount | -$16 | $796 |
| Newly Constructed Home Discount | -$171 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $700 | $679 | $1,379 | $493 | $1,193 | $185 |
| Plymouth, MI | $1,500 | $803 | $2,303 | $583 | $2,083 | $219 |
| Barton Hills, MI | $300 | $2,873 | $3,173 | $2,088 | $2,388 | $785 |
| Bloomfield charter, MI | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| Livingston County, MI | $100 | $849 | $949 | $617 | $717 | $232 |
| Lyndon, MI | $1,500 | $917 | $2,417 | $666 | $2,166 | $251 |
| Franklin, MI | $100 | $833 | $933 | $605 | $705 | $228 |
| Webberville, MI | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Dryden, MI | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Columbia, MI | $2,500 | $690 | $3,190 | $502 | $3,002 | $189 |
| Clayton charter, MI | $100 | $639 | $739 | $464 | $564 | $175 |
| Cement City, MI | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Home Insurance Company Plymouth, MI | Homeowners Insurance Agency Plymouth, MI | Address | Popularity Score | Distance from Plymouth (miles) |
|---|---|---|---|---|
| Allstate | John Drewniak | 8040 N Wayne Rd, Westland, MI, 48185 | 4.6 | |
| Allstate | Sara Tyranski | 2012 S Wayne Rd, Westland, MI, 48186 | 6.7 | |
| State Farm | Steve Hale | 25810 Plymouth Rd, Redford, MI, 48239-2102 | 8.8 | |
| Allstate | Sean Terry | 29444 Joy Rd, Livonia, MI, 48150 | 7.0 | |
| Allstate | Michael Blum | 2032 E Square Lake Rd Ste 500, Troy, MI, 48085 | 24.5 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 7.6 | |
| Allstate | James Jackson | 17051 W 10 Mile Rd, Southfield, MI, 48075 | 14.8 | |
| State Farm | Frank Sutika | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 6.9 | |
| Allstate | Skip Sampson | 28345 Beck Rd Ste 110, Wixom, MI, 48393 | 9.2 | |
| Farmers | John Johnson | 335 N Center St, Northville, MI, 48167 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,090 | $570 |
| Wayne County, MI | $92,400 | $687 | $490 | $950 | $460 |
| Plymouth, MI | $267,400 | $812 | $580 | $1,120 | $540 |
| Barton Hills, MI | $881,300 | $2,908 | $1,950 | $4,130 | $2,180 |
| Bloomfield charter, MI | $385,400 | $941 | $630 | $1,290 | $660 |
| Livingston County, MI | $218,700 | $859 | $580 | $1,230 | $650 |
| Lyndon, MI | $246,100 | $928 | $620 | $1,270 | $650 |
| Franklin, MI | $187,700 | $843 | $610 | $1,190 | $580 |
| Webberville, MI | $101,600 | $723 | $500 | $1,020 | $520 |
| Dryden, MI | $236,700 | $913 | $650 | $1,310 | $660 |
| Columbia, MI | $179,400 | $699 | $500 | $990 | $490 |
| Clayton charter, MI | $132,500 | $647 | $450 | $920 | $470 |
| Cement City, MI | $66,300 | $659 | $470 | $940 | $470 |