Gavop tells you how to get the best homeowners insurance in Essex County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Essex County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Holt Rd, The Point, Scarface Mountain Ln, Sara-Placid Rd, Paradox Rd, 14th Rd, Adirondack Rd, Rogers Ln, Poplar Dr, Breed Hill Rd | $285,500 | $250,000 | $300,000-$350,000 | $121,000 | $110,000 | $100,000-$125,000 |
| Parkside Rd, Tracy Rd, Federal Flats Rd, Griffin Rd, Fleming Pond Rd, Marina Rd, McLenathan Ave, Breed Hill Rd, la Mountain Rd, Hayes St | $135,000 | $110,000 | $100,000-$125,000 | $121,500 | $100,000 | $125,000-$150,000 |
| Broad St, Dunn Way, Meacham St, Chesterfield St, Orchard Ter, Pine Tree Rd, Ell St, Lawrence Way, Limekiln Rd, Brother's Way | $124,000 | $110,000 | $100,000-$125,000 | $107,000 | $100,000 | $75,000-$100,000 |
| Lafond Way, Pine St, Breezy Acres Ln, Ausable Dr, Amanda Dr, Pinewood Way, Stonehouse Rd, Twin Brooks Dr, Lawrence Way, Lewis-Wadhams Rd | $120,500 | $110,000 | $75,000-$100,000 | $130,000 | $120,000 | $125,000-$150,000 |
| Adrians Acres Ln, Bushnell Way, Co Hwy 27, Spruce Way, Com Link Way, Dome Way, Co Rd 11, Jordan St Exd, Chub River Way, Treble Cliff Way | $147,000 | $140,000 | $125,000-$150,000 | $146,500 | $120,000 | $150,000-$175,000 |
| Perch Pond Rd, Shalton Way, McKinley St, Co Hwy 52, Trout Pond Rd, Scrabble Hollow Rd, Park Ave, Co Hwy 21, Schafer Rd, Mill St | $224,500 | $190,000 | $250,000-$300,000 | $188,000 | $150,000 | $200,000-$250,000 |
| Townsend Rd, Deer Camp Rd, Whiteface Memorial Hwy, Randys Ln, Boynton Rd, Santanoni Ave, Corlear Bay Rd, Stars Stripes Way, Maple Ln, Ct Hwy 23 | $228,500 | $210,000 | $175,000-$200,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Neilson Way, Johnson Rd, Proctor Path Way Pr, Mason Rd, Crest Rd, Deep Woods Ln, Ryan Dr, Sweenie Fields Rd, Manning Rd, Hogan Hill Rd | $184,000 | $160,000 | $175,000-$200,000 | $121,000 | $100,000 | $100,000-$125,000 |
| N Wicker, Witherbee Rd, Woodall Way, Senecal Way, Hollywood Ave, Evans Ln, Lakeshore Rd, Co Hwy 18A, Ensign Pond Rd, Baxter Mountain Rd | $204,500 | $170,000 | $200,000-$250,000 | $134,000 | $110,000 | $100,000-$125,000 |
| John Bliss Rd, Pendergast Farm Way, Lake Shore Rd, Pottersville Rd, 1st Ln, Scriver Ln, Sherman Rd, Dane Ln, Co Hwy 6a, Artos Way | $177,000 | $160,000 | $200,000-$250,000 | $73,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $532 |
| Superior Protection Discount | -$56 | $563 |
| Fire & Security Discount | -$50 | $569 |
| Hail Resistant Roof Discount | -$19 | $600 |
| Newly Constructed Home Discount | -$167 | $452 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $1,500 | $611 | $2,111 | $444 | $1,944 | $167 |
| Essex County, NY | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| St. Armand, NY | $200 | $726 | $926 | $528 | $728 | $198 |
| Cornwall, VT | $2,500 | $1,026 | $3,526 | $745 | $3,245 | $280 |
| Hague, NY | $400 | $1,433 | $1,833 | $1,041 | $1,441 | $392 |
| Warren County, NY | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Ripton, VT | $200 | $787 | $987 | $572 | $772 | $215 |
| Lincoln, VT | $2,000 | $824 | $2,824 | $599 | $2,599 | $225 |
| Hubbardton, VT | $500 | $734 | $1,234 | $533 | $1,033 | $201 |
| Morrisonville, NY | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| Fort Ann, NY | $500 | $594 | $1,094 | $431 | $931 | $162 |
| Poultney, VT | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Home Insurance Company Essex County, NY | Homeowners Insurance Agency Essex County, NY | Address | Popularity Score | Distance from Essex County (miles) |
|---|---|---|---|---|
| Allstate | Timothy Ruscio | 25 Plattsburgh Plz, Plattsburgh, NY, 12901 | 43.3 | |
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St , Lake Placid, NY, 12946 | 15.7 | |
| Liberty Mutual Independent | The Chauvin Agency Inc | 6064 State Route 22 Ste 6, Plattsburgh, NY, 12901 | 45.0 | |
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St, Lake Placid, NY, 12946 | 15.7 | |
| Travelers | Rose & Kiernan Inc | 4394 Main St, Port Henry, NY, 12974 | 16.5 | |
| Travelers | Mlm Insurance Agency Inc | 192 Champlain Ave, Westport, NY, 12993 | 17.9 | |
| Travelers | E Stockton Martin Agency Inc | 84 Montcalm St Ste 5, Ticonderoga, NY, 12883 | 25.1 | |
| Erie | Adirondack Regional Insurance Inc. | 3810 Main Street, Warrensburg, NY, 12885 | 42.4 | |
| Allstate | Upstate Agency Inc. | 98 Montcalm St, Ticonderoga, NY, 12883 | 25.1 | |
| Travelers | Northern Insuring Agency Inc | 92 Main St, Whitehall, NY, 12887 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Essex County, NY | $146,900 | $619 | $440 | $850 | $410 |
| Essex County, NY | $146,900 | $619 | $410 | $870 | $460 |
| St. Armand, NY | $188,700 | $735 | $540 | $1,040 | $500 |
| Cornwall, VT | $365,300 | $1,038 | $750 | $1,430 | $680 |
| Hague, NY | $343,500 | $1,450 | $1,060 | $2,060 | $1,000 |
| Warren County, NY | $192,800 | $725 | $510 | $1,000 | $490 |
| Ripton, VT | $230,000 | $797 | $550 | $1,100 | $550 |
| Lincoln, VT | $256,300 | $834 | $610 | $1,140 | $530 |
| Hubbardton, VT | $194,800 | $743 | $540 | $1,030 | $490 |
| Morrisonville, NY | $120,100 | $603 | $440 | $860 | $420 |
| Fort Ann, NY | $151,000 | $601 | $430 | $850 | $420 |
| Poultney, VT | $169,400 | $696 | $490 | $960 | $470 |