Gavop's guide to buying homeowners insurance in Triana, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Triana, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Village Springs Dr, 5th St, Acorn Grove Ln SW, Lakeside Dr, Winter King Dr, Boeing Blvd SW, Willow Schoals Dr, Brookmere Dr, W Mossyleaf Dr, Clearbrook Ct | $268,000 | $250,000 | $200,000-$250,000 | $132,000 | $120,000 | $125,000-$150,000 |
| Old Jim Williams Rd SW, Grand View Blvd, Suwara Ln SW, Fox Island Ct, Finney Dr, Compass Point Dr, Intergraph Way, Emerald Ln, Lake Shore Dr, Tall Madge Ct | $268,000 | $220,000 | $300,000-$350,000 | $200,500 | $170,000 | $150,000-$175,000 |
| Promenade Dr, Bimini Ct, Finney Rd SW, Bremerton Dr, Canterbury Dr, Spinnaker Ridge Dr, Shadow Ct, Marland Pt, Otter Trl SW, Lady Hawk Ln SW | $196,000 | $180,000 | $175,000-$200,000 | $233,000 | $210,000 | $250,000-$300,000 |
| Belltower Ln SW, Willow Crest Ln, Bus Park Blvd, Regent Ct, Lime Quarry Rd, Ragland Cir, Shadow Trl, Hoven Ct, E River Landing Blvd, King Georges Way | $182,500 | $160,000 | $150,000-$175,000 | $188,500 | $150,000 | $150,000-$175,000 |
| Edgewater Dr, Beadle Ln, Hawthorn Heights Blvd, Dessert Oak Ct SW, 7th St, Nutcracker Ln SW, 6th St, Fallen Leaf Dr, Morningwalk Ln SW, Sunlake Blvd | $210,000 | $180,000 | $175,000-$200,000 | $174,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $794 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$77 | $891 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$261 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $2,500 | $1,202 | $3,702 | $874 | $3,374 | $329 |
| Triana, AL | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Owens Cross Roads, AL | $200 | $1,148 | $1,348 | $834 | $1,034 | $314 |
| Limestone County, AL | $1,000 | $1,136 | $2,136 | $825 | $1,825 | $310 |
| Moores Mill, AL | $200 | $908 | $1,108 | $660 | $860 | $248 |
| Union Grove, AL | $1,500 | $796 | $2,296 | $578 | $2,078 | $217 |
| Grant, AL | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Lawrence County, AL | $2,000 | $930 | $2,930 | $676 | $2,676 | $254 |
| Skyline, AL | $300 | $736 | $1,036 | $535 | $835 | $201 |
| Garden City, AL | $700 | $824 | $1,524 | $599 | $1,299 | $225 |
| Bremen, AL | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Lakeview, AL | $1,000 | $1,015 | $2,015 | $737 | $1,737 | $277 |
| Home Insurance Company Triana, AL | Homeowners Insurance Agency Triana, AL | Address | Popularity Score | Distance from Triana (miles) |
|---|---|---|---|---|
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 5.0 | |
| Allstate | Carolyn Lankford | 7771 Highway 72 W Ste A, Madison, AL, 35758 | 9.3 | |
| Allstate | Jeff Knight | 7185 Highway 72 W Ste B, Madison, AL, 35758 | 9.6 | |
| State Farm | Natalie Cain | 470 Prvdce Main St Nw Ste 101, Huntsville, AL, 35806-4841 | 9.9 | |
| State Farm | Christina Smith | 7262 Governors West Nw Ste 103, Huntsville, AL, 35806-2378 | 6.6 | |
| Allstate | Brad Johnson | 26978 Us Highway 72 Ste C, Athens, AL, 35613 | 11.2 | |
| State Farm | Mike Hawkins | 333 Whitesport Dr Sw Ste 102, Huntsville, AL, 35801-3455 | 11.6 | |
| State Farm | Brian Wiggins | 8871 Madison Blvd Ste A, Madison, AL, 35758-1807 | 3.9 | |
| State Farm | Brian Bellomy | 7540 Meml Pkwy Sw Ste S, Huntsville, AL, 35802-2208 | 10.9 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,660 | $810 |
| Madison County, AL | $173,400 | $1,217 | $840 | $1,680 | $840 |
| Triana, AL | $220,000 | $968 | $710 | $1,330 | $620 |
| Owens Cross Roads, AL | $131,000 | $1,162 | $780 | $1,640 | $860 |
| Limestone County, AL | $146,300 | $1,149 | $770 | $1,570 | $800 |
| Moores Mill, AL | $159,000 | $919 | $620 | $1,300 | $680 |
| Union Grove, AL | $125,300 | $806 | $590 | $1,150 | $560 |
| Grant, AL | $142,900 | $867 | $580 | $1,200 | $620 |
| Lawrence County, AL | $98,700 | $942 | $630 | $1,340 | $710 |
| Skyline, AL | $64,500 | $745 | $500 | $1,030 | $530 |
| Garden City, AL | $76,600 | $834 | $580 | $1,180 | $600 |
| Bremen, AL | $150,600 | $893 | $650 | $1,230 | $580 |
| Lakeview, AL | $106,300 | $1,027 | $740 | $1,460 | $720 |