How Can I Make My Covington, WA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Covington, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Covington, WA Home Insurance Coverage Levels | Back to Top
| Covington, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SE Timberlane Blvd, Sweeney Rd SE, SE 282nd Ct, 183rd Pl SE, 178th Loop SE, Kent Black Diamond Rd SE, SE 278th Way, SE 291st Pl, 201st Ct SE, 179th Pl SE | $358,500 | $290,000 | $350,000-$400,000 | $573,500 | $500,000 | $500,000-$600,000 |
| Covington-Sawyer Rd, SE 273rd Ct, 158th Ct SE, SE 271st Ct, Peter Grubb Rd SE, SE 272nd Pl, 183rd Pl SE, Timberlane Dr SE, 175th Pl SE, 133rd Ct SE | $211,500 | $200,000 | $200,000-$250,000 | $358,500 | $290,000 | $250,000-$300,000 |
| Pipeline Rd, SE 280th Ct, SE 268th Pl, SE 257th Ct, 195th Ave SE, 140th Ln SE, 198th Ct SE, SE 287 St, 171st Pl SE, Covington Way SE | $237,500 | $190,000 | $250,000-$300,000 | $285,000 | $260,000 | $300,000-$350,000 |
| SE 283rd Pl, 205th Ave SE, SE 289th Way, 145th Ct SE, SE 272nd Ln, SE 274th Ct, SE 274th St, 189th Pl SE, 133rd Ct SE, 146th Ct SE | $268,000 | $250,000 | $200,000-$250,000 | $468,000 | $420,000 | $400,000-$500,000 |
| 181st Ct SE, 176th Pl SE, SE Covington Sawyer Rd, 213th Ct SE, SE 278th Ct, SE 268th Ln, 170th Way SE, 184th Ct SE, Covington Way SE, SE 274th Way | $313,000 | $260,000 | $350,000-$400,000 | $345,500 | $300,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Covington, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $592 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$70 | $627 |
| Hail Resistant Roof Discount | -$21 | $675 |
| Newly Constructed Home Discount | -$181 | $515 |
Choose the Right Deductible for your Covington, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $700 | $1,080 | $1,780 | $785 | $1,485 | $295 |
| Covington, WA | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Maple Valley, WA | $100 | $749 | $849 | $544 | $644 | $205 |
| Ravensdale, WA | $2,000 | $1,130 | $3,130 | $821 | $2,821 | $309 |
| Bonney Lake, WA | $300 | $671 | $971 | $488 | $788 | $183 |
| Medina, WA | $1,000 | $2,790 | $3,790 | $2,028 | $3,028 | $762 |
| Ruston, WA | $200 | $809 | $1,009 | $588 | $788 | $221 |
| Graham, WA | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Meadowdale, WA | $100 | $952 | $1,052 | $692 | $792 | $260 |
| Eastmont, WA | $700 | $775 | $1,475 | $563 | $1,263 | $212 |
| Seabeck, WA | $300 | $998 | $1,298 | $725 | $1,025 | $273 |
| Clinton, WA | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
Identify Top Home Insurance Agents near Covington, WA | Back to Top
| Home Insurance Company Covington, WA | Homeowners Insurance Agency Covington, WA | Address | Popularity Score | Distance from Covington (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | King Insurance Associates Inc | 2885 78th Ave Se Ste 1, Mercer Island, WA, 98040 | 16.4 | |
| Farmers | Oscar Myre | 1532 N Marion St, Renton, WA, 98057 | 9.5 | |
| Liberty Mutual Independent | Duane Weber Insurance | 327 5th Ave S, Kent, WA, 98032 | 6.4 | |
| State Farm | Robin Irvine | 4435 A St Se Ste A, Auburn, WA, 98002-8619 | 8.9 | |
| Farmers | Bob Wagner | 24915 104th Ave Se, Kent, WA, 98030 | 4.7 | |
| Farmers | Sheila Mac Lane | 11041 Main St, Bellevue, WA, 98004 | 17.4 | |
| Allstate | Dee Briscoeray | 16720 116th Ave Se Ste B5, Renton, WA, 98058 | 7.2 | |
| Liberty Mutual | Jina Kim | 14900 Interurban Ave. South Ste 142, Tukwila, WA, 98168 | 10.0 | |
| State Farm | Julia Johnson | 31817 Gateway Center Blvd S, Federal Way, WA, 98003-5616 | 9.7 | |
| Allstate | Phung Wiley | 910 Houser Way S, Renton, WA, 98057 | 9.2 |
Compare Rates for Covington, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,110 | $540 |
| King County, WA | $446,600 | $1,093 | $780 | $1,550 | $770 |
| Covington, WA | $301,300 | $696 | $470 | $1,000 | $530 |
| Maple Valley, WA | $345,900 | $758 | $540 | $1,040 | $500 |
| Ravensdale, WA | $438,200 | $1,144 | $790 | $1,590 | $800 |
| Bonney Lake, WA | $286,200 | $680 | $470 | $960 | $490 |
| Medina, WA | $1,692,700 | $2,824 | $2,030 | $3,980 | $1,950 |
| Ruston, WA | $294,000 | $819 | $580 | $1,160 | $580 |
| Graham, WA | $244,300 | $703 | $480 | $970 | $490 |
| Meadowdale, WA | $375,900 | $964 | $660 | $1,340 | $680 |
| Eastmont, WA | $362,500 | $785 | $560 | $1,090 | $530 |
| Seabeck, WA | $394,800 | $1,010 | $690 | $1,380 | $690 |
| Clinton, WA | $370,600 | $952 | $690 | $1,360 | $670 |
Research Home Insurance Companies Reviews in Covington, WA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I would rate state farm a 5 when it comes to customer service. They are always fast, and informational on the phone, and always have a good attitude.
Date: April 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
State Farm offers coverage for damage caused by fires, lightning strikes, windstorms and hail compared to other insurance providers. You may be able to purchase separate insurance policies.
Date: March 27, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would rate my insurance company's customer service a 5. They have always been very responsive and helpful any time I have had to contact them for anything.
Date: November 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Generally, they are pretty good when speaking to a real person. It's fairly easy to get my agent on the phone. Sometimes the billing stuff is not great.
Allstate Home Insurance Reviews
Date: April 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have used Allstate insurance for a few years and am very happy. The customer service has always been prompt, patient, and answered all of my questions.
Date: March 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I give Allstate a 4 out of 5 on there premium and deductible of my policy based on other home insurance providers.I feel that they gave me a fair price.
Date: January 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
They are priced much better for the coverage offered than the other insurance companies and coverages that I evaluated when making my decision.
American Family Home Insurance Reviews
Date: April 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Insurance company was contacted on two ocassions and were very unhelpful with roof and car claims. Did not work to see what options were available.
Date: February 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I have basic home insurance. I don't know that there is anything unique about it. I would say it's still a 3 as there is nothing they really do to set themselves apart from the rest of insurers, but they don't really create problems for me either.
Progressive Home Insurance Reviews
Date: April 06, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
my premium and deductible on my home owners insurance is the same as all the other home insurance companies. I believe it is one of the lower rates available.
Date: March 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
In my experience Progressive has been able to consistently offer the best coverage for the price in my area by about 10%
MetLife Home Insurance Reviews
Date: April 01, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
we are insured with metlife for both auto and home. we are very satisfied with their premium and customer service. we had an opportunity to interact with their customer service on a claim.
Liberty Mutual Home Insurance Reviews
Date: April 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I am satisfied with the premium and deductible of my insurance policy. They have different level tiers that consumers can choose from and having choices is good.
Nationwide Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The offerings that my insurance company in regards to my policy as compared to other insurance companies is a lot like the other insurance companies with the basic; dwelling, theft, fire, flood, medical, and etc.
GEICO Home Insurance Reviews
Date: December 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
With GEICO, there are many options to choose from for your various needs. As stated before, I've used them for apartments/housing rentals, car insurance, as well as, homeowner insurance.
Farmer's Insurance Home Insurance Reviews
Date: March 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have a pretty steep deductible with Farmers because it lowers my monthly payments but they have other options if you prefer a lower deductible as well.