Gavop shows you how to buy homeowners insurance in Freeborn County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Freeborn County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 145th St, Swanhill Dr, 3rd Ave, Center Ave N, Co Rd 88, Richway Dr, 1st St NE, W Lake Shore Ave, 675th Ave, Hague Ave N | $150,500 | $120,000 | $150,000-$175,000 | $133,500 | $130,000 | $125,000-$150,000 |
| 1st Ave SW, T-80, T227, 762nd Ave, David Ave, Rooster Hill Rd, S Shore Dr, 739th Ave, Co Rd 26, 660th Ave | $197,500 | $180,000 | $150,000-$175,000 | $146,500 | $120,000 | $150,000-$175,000 |
| 885th Ave, West St, 905 Ave, Airport Rd, E 18th St, NW 5th St, Kirkwood Ave, Shellrock Ln, 325th St, Eberhardt St | $93,000 | $80,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| T-290, 840th Ave, 640 Ave, Academy Ave, Bear Lake Rd, Co Hwy 13, Hawthorne St E, 765th Ave, Maplehill Dr, Wayside Ave | $157,500 | $130,000 | $150,000-$175,000 | $77,500 | $60,000 | $75,000-$100,000 |
| 239th St, Becker Dr, 205th St, Marlene St, 330th St, Co Hwy 45 S, Ramsey St, 836th Ave, Morin Rd, Co Hwy 24 | $187,500 | $170,000 | $175,000-$200,000 | $118,000 | $110,000 | $125,000-$150,000 |
| 255th St, T-281, 7th St SE, Botsford Ave, 660th Ave, Alcove St, E 2nd St, Washington St W, Scott Ave, Co Rd 105 | $181,000 | $150,000 | $150,000-$175,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Miller Dr, SE 168th St, Harmony Ave, 320th St, Saint Joseph Ave, Hillside Ave, T317, Amsterdam Ave E, N Star Ln, T313 | $189,500 | $170,000 | $175,000-$200,000 | $131,000 | $110,000 | $150,000-$175,000 |
| N 7th Ave, 220 St, Co Hwy 5, Brentwood Ct, T310, Highview Trl, Canary Dr, W Hammer Rd, Co Hwy 12, Sundance Ln | $101,500 | $80,000 | $100,000-$125,000 | $70,000 | $60,000 | $50,000-$75,000 |
| 700th Ave, 650th Ave, 330th St, Co Hwy 10, 2 St SW, Garfield Ave, 780th Ave, Portland Ave, Co Rd 70, 140th St | $139,500 | $120,000 | $125,000-$150,000 | $70,500 | $70,000 | $75,000-$100,000 |
| 1st St, S Newton Ave, Lake Chapeau Dr, 3rd St SW, 870th Ave, Oakwood Dr, 320th St, 903rd St, Pillsbury Ave, Lake St | $152,000 | $130,000 | $150,000-$175,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $659 |
| Superior Protection Discount | -$78 | $706 |
| Fire & Security Discount | -$55 | $730 |
| Hail Resistant Roof Discount | -$16 | $769 |
| Newly Constructed Home Discount | -$173 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Freeborn County | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| Freeborn County, MN | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| Freeman, MN | $100 | $1,087 | $1,187 | $790 | $890 | $297 |
| Shell Rock, MN | $2,500 | $885 | $3,385 | $643 | $3,143 | $242 |
| Newry, MN | $400 | $1,045 | $1,445 | $760 | $1,160 | $286 |
| Hayfield, MN | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Emerald, MN | $300 | $1,052 | $1,352 | $765 | $1,065 | $288 |
| Rome, MN | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| Adams, MN | $400 | $734 | $1,134 | $533 | $933 | $201 |
| Mapleton, MN | $1,500 | $870 | $2,370 | $633 | $2,133 | $238 |
| Janesville, MN | $500 | $940 | $1,440 | $683 | $1,183 | $257 |
| Bennington, MN | $700 | $1,036 | $1,736 | $753 | $1,453 | $283 |
| Home Insurance Company Freeborn County, MN | Homeowners Insurance Agency Freeborn County, MN | Address | Popularity Score | Distance from Freeborn County (miles) |
|---|---|---|---|---|
| State Farm | John Mayberry | 1103 S Front St, Mankato, MN, 56001-2409 | 47.2 | |
| State Farm | Dave Klatt | 106 S Broadway Ave, Albert Lea, MN, 56007-2544 | 1.9 | |
| Liberty Mutual Independent | Heartman Insurance | 203 N Main St, Austin, MN, 55912 | 18.8 | |
| Farmers | Karen Brandenburg | 111 S Broadway, Wells, MN, 56097 | 19.4 | |
| Allstate | Thomas Henslin | 1812 2nd St Sw Ste C, Rochester, MN, 55902 | 49.2 | |
| State Farm | Nancy Vanderwaerdt | 505 Bridge Avenue, Albert Lea, MN, 56007-2304 | 1.5 | |
| State Farm | Jason Krohn | 1221 Highway 60 W, Faribault, MN, 55021-4964 | 43.0 | |
| Farmers | Thomas Gillard | 1105 W Oakland Ave, Austin, MN, 55912 | 18.2 | |
| Travelers | C O Brown | 325 N Riverfront Dr, Mankato, MN, 56001 | 47.2 | |
| State Farm | Bob Nelson | 38 1st Avenue Nw, Winnebago, MN, 56098-0126 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,700 | $880 |
| Freeborn County, MN | $105,100 | $785 | $560 | $1,080 | $520 |
| Freeborn County, MN | $105,100 | $785 | $530 | $1,110 | $580 |
| Freeman, MN | $172,200 | $1,100 | $750 | $1,570 | $820 |
| Shell Rock, MN | $122,500 | $896 | $620 | $1,280 | $660 |
| Newry, MN | $160,500 | $1,058 | $760 | $1,460 | $700 |
| Hayfield, MN | $114,300 | $856 | $610 | $1,220 | $610 |
| Emerald, MN | $162,500 | $1,065 | $760 | $1,480 | $720 |
| Rome, MN | $134,400 | $951 | $690 | $1,350 | $660 |
| Adams, MN | $93,200 | $743 | $510 | $1,030 | $520 |
| Mapleton, MN | $119,300 | $881 | $610 | $1,240 | $630 |
| Janesville, MN | $134,500 | $951 | $640 | $1,300 | $660 |
| Bennington, MN | $158,300 | $1,049 | $740 | $1,440 | $700 |