Gavop's guide to buying homeowners insurance in Boiling Spring Lakes, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Boiling Spring Lakes, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blackbird Ln SE, Flank Ct, Cove Lndg, Turner Rd, Lee Buck Rd SE, Raeford Rd, State Rd 1518, Liberty Rd, Talmage Dr, Ruby Bell Rd SE | $186,500 | $150,000 | $175,000-$200,000 | $185,500 | $160,000 | $150,000-$175,000 |
| W Lake Keziah Dr, White Bridge Ln SE, Gastonia Rd, Westcott Rd SE, Covil Rd SE, Vickery Cove, Tate Lake Dr, Clinton Rd, Hillshire Dr, Woodcrest Rd | $196,500 | $180,000 | $175,000-$200,000 | $152,500 | $120,000 | $125,000-$150,000 |
| Palmetto Rd, Bellerby Cove, Nicklaus Rd, State Rd 1514, Tuscarora Dr, Hickory Rd, Seminole Ln, Longleaf Dr, Jack and Jill Way SE, Cherokee Dr | $155,500 | $150,000 | $150,000-$175,000 | $112,000 | $100,000 | $75,000-$100,000 |
| Crabapple Rd, Mercer St, Ellis St SE, Glen Oak Dr, Mirror Lake Dr, Rebekahs Hollow SE, Earnley Cove, Fifty Lakes Dr, Acres Ln SE, State Rd 1701 | $238,500 | $210,000 | $200,000-$250,000 | $173,000 | $150,000 | $150,000-$175,000 |
| Queens Way SE, Holiday Rd, W North Shore Dr, Jamesford Ct, Fillmore Rd, Farmer Ward's Ln SE, Jones St, Heron Rd, State Rd 1551, Navaho Rd | $206,000 | $170,000 | $200,000-$250,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $618 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$79 | $639 |
| Hail Resistant Roof Discount | -$14 | $704 |
| Newly Constructed Home Discount | -$187 | $531 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brunswick County | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Boiling Spring Lakes, NC | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Kure Beach, NC | $200 | $1,619 | $1,819 | $1,177 | $1,377 | $443 |
| Carolina Beach, NC | $1,000 | $969 | $1,969 | $704 | $1,704 | $265 |
| Federal Point, NC | $400 | $832 | $1,232 | $604 | $1,004 | $227 |
| Sea Breeze, NC | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
| Kings Grant, NC | $100 | $739 | $839 | $537 | $637 | $202 |
| Castle Hayne, NC | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Burgaw, NC | $200 | $663 | $863 | $482 | $682 | $181 |
| Surf City, NC | $1,500 | $1,250 | $2,750 | $908 | $2,408 | $342 |
| Chadbourn, NC | $200 | $861 | $1,061 | $625 | $825 | $235 |
| Colly, NC | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| Home Insurance Company Boiling Spring Lakes, NC | Homeowners Insurance Agency Boiling Spring Lakes, NC | Address | Popularity Score | Distance from Boiling Spring Lakes (miles) |
|---|---|---|---|---|
| State Farm | Jimi Woodruff | 2805 Market St, Wilmington, NC, 28403-1219 | 16.5 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 15.9 | |
| State Farm | Cedric Dickerson | 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757 | 17.6 | |
| Travelers | Coastal Insurance | 4625 Main St Hwy17 Business, Shallotte, NC, 28470 | 18.1 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 18.8 | |
| State Farm | Lisa Jones Johnson | 504 S Norwood St, Wallace, NC, 28466-1620 | 47.7 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 16.1 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 10.5 | |
| Nationwide | B&R Ins & Fin Products Inc | 6303 Oleander Dr Ste 102b, Wilmington, NC, 28403-3577 | 17.9 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 15.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,240 | $610 |
| Brunswick County, NC | $194,700 | $970 | $650 | $1,370 | $720 |
| Boiling Spring Lakes, NC | $151,000 | $718 | $510 | $1,000 | $490 |
| Kure Beach, NC | $390,100 | $1,639 | $1,180 | $2,260 | $1,080 |
| Carolina Beach, NC | $320,200 | $981 | $680 | $1,400 | $720 |
| Federal Point, NC | $253,100 | $842 | $580 | $1,190 | $610 |
| Sea Breeze, NC | $257,000 | $1,195 | $870 | $1,650 | $780 |
| Kings Grant, NC | $160,000 | $748 | $550 | $1,020 | $470 |
| Castle Hayne, NC | $150,000 | $851 | $580 | $1,200 | $620 |
| Burgaw, NC | $137,200 | $671 | $480 | $960 | $480 |
| Surf City, NC | $281,900 | $1,265 | $920 | $1,750 | $830 |
| Chadbourn, NC | $66,700 | $871 | $600 | $1,240 | $640 |
| Colly, NC | $121,900 | $731 | $500 | $1,020 | $520 |