Gavop's guide to buying homeowners insurance in Springfield, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $135,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $244,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $325,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $410,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $683 |
| Superior Protection Discount | -$75 | $758 |
| Fire & Security Discount | -$75 | $758 |
| Hail Resistant Roof Discount | -$25 | $808 |
| Newly Constructed Home Discount | -$175 | $658 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
| Home Insurance Company Springfield, PA | Homeowners Insurance Agency Springfield, PA | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| State Farm | Jeff Diblasi | 29 E Woodland Ave, Springfield, PA, 19064-2338 | 0.4 | |
| State Farm | Vicki Neill | 2132 S Broad St, Philadelphia, PA, 19145-3905 | 8.9 | |
| Liberty Mutual Independent | The Safegard Group Inc | 100 Granite Dr Ste 205, Media, PA, 19063 | 5.3 | |
| State Farm | Adam Hutcheon | 1436 Fairmount Ave, Philadelphia, PA, 19130-2908 | 9.7 | |
| Liberty Mutual Independent | Absolute Insurance Agency | 2705 Market Street, Aston, PA, 19014 | 7.8 | |
| State Farm | Erica Bantom Martin | 1124 S Broad St, Philadelphia, PA, 19146-5002 | 9.0 | |
| Travelers | First Rate Insurance Llc | 7790 Rockwell Ave, Philadelphia, PA, 19111 | 16.7 | |
| Erie | Dengs Insurance Services | 1011 Arch Street 1st Floor, Philadelphia, PA, 19107 | 9.7 | |
| Travelers | Lori Carpenter Insurance Group Inc | 583 Abbott Dr, Broomall, PA, 19008 | 2.2 | |
| Nationwide | Gannon Insurance Associates Inc | 124 N 9th Street, Philadelphia, PA, 19107 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Delaware County, PA | $235,200 | $838 | $600 | $1,150 | $550 |
| Springfield, PA | $295,900 | $833 | $570 | $1,190 | $620 |
| Bryn Mawr, PA | $270,700 | $935 | $680 | $1,290 | $610 |
| Upper Providence, PA | $365,200 | $850 | $580 | $1,200 | $620 |
| Lionville, PA | $295,500 | $832 | $570 | $1,180 | $610 |
| Washington, NJ | $240,300 | $894 | $610 | $1,280 | $670 |
| Birdsboro, PA | $161,100 | $676 | $480 | $930 | $450 |
| Paradise, PA | $235,700 | $727 | $520 | $1,020 | $500 |
| Reading, PA | $69,500 | $838 | $580 | $1,180 | $600 |
| Spring, PA | $184,800 | $648 | $470 | $930 | $460 |
| Salisbury, PA | $209,700 | $686 | $460 | $940 | $480 |
| Kutztown, PA | $158,000 | $721 | $530 | $1,030 | $500 |