Gavop shows you how to buy homeowners insurance in Jefferson County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jefferson County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Silver Lake Rd, W Madison St, Paul Thompson, Hogan, Davis, Robin, Rudd Rd, Winewood Dr, E Madison St, Sheats Rd | $131,000 | $120,000 | $150,000-$175,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Samuel, Sandy Ln, E 4th Ct, Perkins-Williams Rd, Flatwoods, Old Dirt Rd, Fred T Rd, W Washington St, Louisiana St, Hickory St | $126,500 | $110,000 | $125,000-$150,000 | $76,500 | $70,000 | $75,000-$100,000 |
| Phelps Rd, Phelps, N Hickory St, Legacy Way, N Forest Ct, Walnut St, Georgia Line Rd, Hunter Ridge, N Water St, Koa Rd | $154,000 | $130,000 | $175,000-$200,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Casa Blanca Rd, Grey Haven Rd, St Augustine Rd, Laverne Rd, Owens Cir, Garcia Dr, Dr Ward Rd, Farms Rd, E Vann Ct, S Railroad St | $224,000 | $190,000 | $200,000-$250,000 | $143,500 | $140,000 | $150,000-$175,000 |
| Mamie Scott Dr, Cedar Ln, Co Rd 207, Kelley, Mae Bell, Barnes, George Forks, W Side, Doke, Ebenezer Ch Rd | $160,000 | $140,000 | $150,000-$175,000 | $100,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $771 |
| Superior Protection Discount | -$83 | $835 |
| Fire & Security Discount | -$101 | $817 |
| Hail Resistant Roof Discount | -$18 | $900 |
| Newly Constructed Home Discount | -$220 | $698 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $907 | $1,607 | $659 | $1,359 | $248 |
| Jefferson County, FL | $2,500 | $907 | $3,407 | $659 | $3,159 | $248 |
| Waukeenah, FL | $500 | $1,685 | $2,185 | $1,224 | $1,724 | $460 |
| Wacissa, FL | $1,500 | $1,430 | $2,930 | $1,039 | $2,539 | $391 |
| Lloyd, FL | $300 | $984 | $1,284 | $715 | $1,015 | $269 |
| Greenville, FL | $2,000 | $778 | $2,778 | $565 | $2,565 | $212 |
| Crawfordville, FL | $400 | $1,312 | $1,712 | $954 | $1,354 | $359 |
| Taylor County, FL | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Ochlocknee, GA | $400 | $850 | $1,250 | $617 | $1,017 | $232 |
| Barwick-Pavo, GA | $1,500 | $657 | $2,157 | $477 | $1,977 | $180 |
| Perry South, FL | $500 | $941 | $1,441 | $684 | $1,184 | $257 |
| Lake Park, GA | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Home Insurance Company Jefferson County, FL | Homeowners Insurance Agency Jefferson County, FL | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| Allstate | Tom Paterson | 1989 Capital Cir Ne Ste 6, Tallahassee, FL, 32308 | 20.9 | |
| State Farm | Brigit Houk | 6265 Old Water Oak Rd Ste 105, Tallahassee, FL, 32312-3862 | 21.9 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 3520 Thomasville Rd Ste 500, Tallahassee, FL, 32309 | 22.1 | |
| Travelers | Williams Insurance Agency Of Tallahassee Inc | 2901 East Park Ave Ste 2200, Tallahassee, FL, 32301 | 20.2 | |
| State Farm | Tommy Surles | 250 S Jefferson St, Monticello, FL, 32344-1941 | 8.3 | |
| Allstate | Arnold Waters | 1907 N Monroe St, Tallahassee, FL, 32303 | 23.6 | |
| State Farm | Bill Reardon | 2108 Delta Way, Tallahassee, FL, 32303-4223 | 23.6 | |
| State Farm | Nate Cruce | 378 E Base St Ste 107, Madison, FL, 32340-2407 | 28.9 | |
| Allstate | Odiorne Agcy Inc | 498 E Base St, Madison, FL, 32340 | 29.0 | |
| Travelers | Marks Insurance Agency Inc | 1582 Village Sq Blvd, Tallahassee, FL, 32309 | 22.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Jefferson County, FL | $131,700 | $918 | $720 | $1,230 | $510 |
| Jefferson County, FL | $131,700 | $918 | $720 | $1,230 | $510 |
| Waukeenah, FL | $193,800 | $1,705 | $1,330 | $2,280 | $950 |
| Wacissa, FL | $155,000 | $1,447 | $1,130 | $1,940 | $810 |
| Lloyd, FL | $88,200 | $996 | $780 | $1,330 | $550 |
| Greenville, FL | $57,500 | $787 | $610 | $1,050 | $440 |
| Crawfordville, FL | $137,200 | $1,328 | $1,040 | $1,780 | $740 |
| Taylor County, FL | $84,900 | $818 | $640 | $1,100 | $460 |
| Ochlocknee, GA | $121,800 | $860 | $610 | $1,210 | $600 |
| Barwick-Pavo, GA | $86,400 | $665 | $450 | $940 | $490 |
| Perry South, FL | $81,800 | $952 | $740 | $1,280 | $540 |
| Lake Park, GA | $131,300 | $759 | $540 | $1,070 | $530 |