Gavop tells you how to get the best homeowners insurance in Falkville, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $112,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $191,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $223,000 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $754 |
| Home and Two Car | -$131 | $689 |
| Home and Three Car | -$205 | $615 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Falkville, AL | Homeowners Insurance Agency Falkville, AL | Address | Popularity Score | Distance from Falkville (miles) |
|---|---|---|---|---|
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 24.2 | |
| State Farm | Diana Fisher | 15480 Highway 43 Suite H, Russellville, AL, 35653-8086 | 47.5 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 10.8 | |
| State Farm | Robbie Barnes | 1801 Somerville Rd Se, Decatur, AL, 35601-5015 | 14.9 | |
| Farmers | Bruce Payne | 1794 S Bethel Rd Ste B, Decatur, AL, 35603 | 10.7 | |
| Farmers | Gerald Trevarthen | 909a Graham St Sw, Cullman, AL, 35055 | 14.9 | |
| State Farm | Shirley Quattlebaum | 905 2nd Avenue Sw, Cullman, AL, 35055-4224 | 14.4 | |
| Allstate | Wendy Hall | 2701 Highway 31 S, Decatur, AL, 35603 | 13.4 | |
| State Farm | Judy Larson | 2046 Beltline Rd Sw Ste 2, Decatur, AL, 35601-5549 | 15.9 | |
| Travelers | Virgil B Fowler Insurance Agency | 806 2nd Ave Sw, Cullman, AL, 35055 | 14.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,620 | $770 |
| Morgan County, AL | $128,200 | $1,068 | $730 | $1,460 | $730 |
| Falkville, AL | $98,000 | $820 | $580 | $1,160 | $580 |
| Triana, AL | $220,000 | $968 | $700 | $1,370 | $670 |
| Madison, AL | $239,400 | $1,413 | $1,030 | $1,940 | $910 |
| Union Grove, AL | $125,300 | $806 | $570 | $1,140 | $570 |
| Bremen, AL | $150,600 | $893 | $620 | $1,220 | $600 |
| Nectar, AL | $124,300 | $1,127 | $760 | $1,590 | $830 |
| Cleveland, AL | $113,900 | $1,070 | $770 | $1,480 | $710 |
| Hazel Green, AL | $126,500 | $810 | $570 | $1,130 | $560 |
| Lexington, AL | $112,600 | $1,063 | $750 | $1,520 | $770 |
| Tri-Cities, AL | $120,300 | $929 | $680 | $1,280 | $600 |
| Russellville, AL | $97,900 | $820 | $580 | $1,160 | $580 |