How Can I Make My Tyler, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Tyler, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Tyler, TX Home Insurance Coverage Levels | Back to Top
| Tyler, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Luther St, Moore Ave, Co Rd 3123, Rose Circle Dr, Woodlark Dr, Co Rd 2307, Tweed Ct, Sterling Dr, Silverwood Dr, McCullar Dr | $92,000 | $80,000 | $75,000-$100,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Co Rd 1154, Goss St, Co Rd 1131, S Bonner Ave, Riviera Dr, Allen Dr, Savannah St, Westfield St, S Ross Ave, Massey Dr | $155,000 | $130,000 | $150,000-$175,000 | $162,000 | $150,000 | $125,000-$150,000 |
| Candleridge Dr, Rhodes Dr, E Amherst St, Wicket Ct, Hill N Dale Rd, E 8th St, N Broadway Ave, Merry Ln, E Earle St, Alpine Dr | $144,500 | $130,000 | $100,000-$125,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Doctors Dr, Medina Dr, Clark St, S Donnybrook Ave, South Virginia Ave, S Southeast Loop 323, E Amherst St, W Glenwood Blvd, E Bow St, Sunset Trl | $124,000 | $120,000 | $125,000-$150,000 | $87,000 | $70,000 | $75,000-$100,000 |
| Benjamin St, Laney Rd, Rosewood Dr, S Fannin Ave, Pineview Dr, Elizabeth Dr, Woodhall Pl, Choctaw Dr, Old State Park Hwy, Talmadge Pl | $79,000 | $70,000 | $50,000-$75,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Van Hwy, W Fields St, Co Rd 3140, N Fannin Ave, Lehigh Pl, Co Rd 3128, Rhones Quarter Rd, Pine Knoll Dr, FM 2015, Quinby | $79,000 | $70,000 | $50,000-$75,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Roy Rd, W 9th St, Turtle Creek Dr, Bernice Ave, American Legion Rd, Picadilly Pl, Nimitz St, Sunset Dr, Sneed St, Walling Dr | $164,500 | $160,000 | $150,000-$175,000 | $134,000 | $120,000 | $100,000-$125,000 |
| W 1st St, Co Rd 219, Lake Park Dr, Mekalip Rd, Foster St, S Robertson Ave, Co Rd 2315, Co Rd 1120, Wild Horse, Bonita Ln | $94,000 | $90,000 | $75,000-$100,000 | $102,000 | $80,000 | $75,000-$100,000 |
| Butler Ave, Pineridge Dr, Orchard Dr, Toledo Ln, Horseshoe Trl, Co Rd 3205, Co Rd 1151, Airway Dr, Briarwood Rd, FM 724 | $90,500 | $70,000 | $75,000-$100,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Co Rd 1179, Glenda Ave, Rose St, Pine St, Pine St, Chad Dr, Boswell St, Tech Pl, E Lincoln St, Wood Springs Rd | $97,000 | $80,000 | $75,000-$100,000 | $73,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Tyler, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$253 | $1,152 |
| Superior Protection Discount | -$140 | $1,264 |
| Fire & Security Discount | -$140 | $1,264 |
| Hail Resistant Roof Discount | -$42 | $1,363 |
| Newly Constructed Home Discount | -$351 | $1,054 |
Choose the Right Deductible for your Tyler, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smith County | $2,500 | $1,502 | $4,002 | $1,091 | $3,591 | $410 |
| Tyler, TX | $2,500 | $1,388 | $3,888 | $1,009 | $3,509 | $379 |
| Noonday, TX | $200 | $1,686 | $1,886 | $1,225 | $1,425 | $461 |
| Mineola, TX | $2,000 | $1,003 | $3,003 | $729 | $2,729 | $274 |
| Kilgore, TX | $500 | $959 | $1,459 | $697 | $1,197 | $262 |
| White Oak, TX | $1,500 | $964 | $2,464 | $700 | $2,200 | $263 |
| Gladewater, TX | $100 | $1,000 | $1,100 | $727 | $827 | $273 |
| Upshur County, TX | $1,000 | $1,395 | $2,395 | $1,014 | $2,014 | $381 |
| Longview, TX | $100 | $1,477 | $1,577 | $1,073 | $1,173 | $404 |
| Laneville, TX | $500 | $1,421 | $1,921 | $1,032 | $1,532 | $388 |
| Camp County, TX | $2,500 | $1,011 | $3,511 | $735 | $3,235 | $276 |
Identify Top Home Insurance Agents near Tyler, TX | Back to Top
| Home Insurance Company Tyler, TX | Homeowners Insurance Agency Tyler, TX | Address | Popularity Score | Distance from Tyler (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 6761 Old Jacksonville Hwy Ste A, Tyler, TX, 75703 | 7.4 | |
| State Farm | Amanda Froebe | 1401 S Main St, Lindale, TX, 75771-6399 | 9.5 | |
| Allstate | Jason Jones | 913 Judson Rd, Longview, TX, 75601 | 35.5 | |
| Travelers | Bergfeld Agency Llc | 2001 S Donnybrook, Tyler, TX, 75701 | 4.2 | |
| State Farm | Shawn Dunn | 151 Doctor M Roper Pkwy N, Bullard, TX, 75757-5111 | 16.6 | |
| State Farm | Michael Munn | 6004 S Broadway Ave Ste 302, Tyler, TX, 75703-4424 | 6.9 | |
| Liberty Mutual Independent | Hibbs-Hallmark & Company | 501 Shelley Drive, Tyler, TX, 75701 | 5.5 | |
| State Farm | David Barnard | 501 East Murchison, Palestine, TX, 75801 | 45.9 | |
| Farmers | Henry Googe | 7524 S Broadway Ave Ste 112, Tyler, TX, 75703 | 8.0 | |
| Travelers | Watkins Insurance Group | 2220 Grande Blvd, Tyler, TX, 75703 | 7.0 |
Compare Rates for Tyler, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Smith County, TX | $144,800 | $1,520 | $1,000 | $2,340 | $1,340 |
| Tyler, TX | $109,500 | $1,405 | $930 | $2,160 | $1,230 |
| Noonday, TX | $150,300 | $1,706 | $1,130 | $2,630 | $1,500 |
| Mineola, TX | $125,000 | $1,015 | $670 | $1,560 | $890 |
| Kilgore, TX | $107,000 | $970 | $640 | $1,490 | $850 |
| White Oak, TX | $151,800 | $975 | $640 | $1,500 | $860 |
| Gladewater, TX | $123,900 | $1,012 | $670 | $1,560 | $890 |
| Upshur County, TX | $111,600 | $1,412 | $930 | $2,170 | $1,240 |
| Longview, TX | $136,300 | $1,495 | $990 | $2,300 | $1,310 |
| Laneville, TX | $83,400 | $1,438 | $950 | $2,210 | $1,260 |
| Camp County, TX | $83,600 | $1,023 | $680 | $1,580 | $900 |
Research Home Insurance Companies Reviews in Tyler, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
State Farm home insurance deductible is cheaper than a few other providers for our home like State Farm for example. They are cheaper for us and provide the same coverage as other big name companies out there.
Date: September 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I am not really sure how the premium compares to other companies. I have not looked for alternate companies in a while. We have an outdoor woodstove and State Farm was one of the only companies that would offer us a policy with the woodstove.
Date: September 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
We have run into problems with our agent getting things done. But with the customer service of the company itself we have had not had any problems. It was quick and easy to file a claim. The person that reviewed the claim made sure that she understood what we had done.
Date: August 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
We have our payment taken directly out of our escrow and they are good at making sure it is paid on time so that we do not lose coverage. Which is a good thing? The bills are easy to read and follow.
Date: June 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
It is a little difficult to navigate. I was looking for a claim that we filed a year ago and it did not show the claim. However when we turned in the receipt for the work that was done on the claim the initial claim ticket showed up in the claim section. Also when reviewing claim documents it would open up the document in a new screen but I would have to continuously search for the documents in the old screen. They kept disappearing.
Date: December 22, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
full replacement value of the home covers multiple structures around the home, covers the cost of someone getting injured on the property. all of our personal belongings.
Liberty Mutual Home Insurance Reviews
Date: February 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
The company is pretty good. They are knowledegable when I call with questions or want to change my policy. The seem to know the answers. My biggest complaint is with their emergency call service if your car breaks down.
Progressive Home Insurance Reviews
Date: November 02, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
The customer service is the least efficient part of dealing with progressive. The service takes a long time to reply to me and has sent checks to the wrong address on multiple occasions.
State Auto Home Insurance Reviews
Date: July 07, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
State Auto allows cheap and affordable premiums and also you can choose your deductable. We have a $1000 deductable and super afordable payments.
Nationwide Home Insurance Reviews
Date: December 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I honestly have no idea how my home insurance rates to other companies. We have only ever used Nationwide. It has good rates for our car insurance and we just bundle the two together.