How Can I Make My Jackson, TN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Jackson, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Jackson, TN Home Insurance Coverage Levels | Back to Top
| Jackson, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Leamon Phillips Rd, Linden St, Muse St, Gowan Rd, Farwell St, Addison Cv, 3rd St, Countrywood Dr, Crescent Ave, S Rosewood | $84,500 | $70,000 | $75,000-$100,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Fredericksburg Dr, Chapel Ridge Dr, Stone Springs Cir, Dodson Cove, Market St, Shady Ln, S Highland Ave, Wild Valley Dr, Abraham Dr, Jeremy Dr | $137,500 | $120,000 | $100,000-$125,000 | $127,000 | $100,000 | $100,000-$125,000 |
| Luray Rd, Gleneice Cove, Windemere Cir, Bordeaux Dr, Chandlers Cv, Charleston Pl, Barnes Rd, Lakeside Cove, Greencastle Dr, Oakfield Rd | $116,500 | $100,000 | $125,000-$150,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Leafwood Cove, Yorkshire Cove, S Shannon St, Stewart Rd, Castle Pines, Crystal Lake Dr, Haverhill Dr, Rushmeade Rd, E Deadrick St, Mill Creek Cove | $152,000 | $130,000 | $175,000-$200,000 | $119,000 | $110,000 | $100,000-$125,000 |
| Windy Hill Cove, Harris Grove Rd, Doubletree Cv, Raines Springs Rd, Sagefield Cove, Caldwell Pl, Harpeth Dr, Woodcrest Dr, Broadleaf Cove, Kemp St | $105,500 | $90,000 | $125,000-$150,000 | $95,500 | $90,000 | $100,000-$125,000 |
| Clayton St, O'Neil Oak Way, Cole Rd, State Rd 8238, Lynwood Dr, E End St, Dyer Creek Ln, Law Rd, W Park Pl, Taylor Cook Cove | $91,000 | $70,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Wisdom St, Roberts Ln, Flagstone Dr, McLean Cove, Wiley St, Palmer Rd, Denwood Dr, Gates St, Chatwick Cove, North St | $126,000 | $120,000 | $100,000-$125,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Country Club Cove, Susan Cove, E Lafayette St, Parkwood Trce, Hallie Anderson Rd, State Rd 8176, Virginia St, Beaver Cove, Hemingway Cv, Skyhaven Cove | $95,000 | $90,000 | $75,000-$100,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Plainsfield Pl, Ranger Rd, Lakeside Rd, Timberlake Cove, Oddy's Trl, Cane Creek Rd, Doe Meadow Cv, Cane Creek Spr, McKisack Dr, Phoenix Rd | $115,000 | $110,000 | $75,000-$100,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Bellvue St, Magnolia Pl, Romie Dr, Singing Tree Dr, N Royal Aly, Armstrong Rd, Lakeshore Dr, Garland Dr, Compass Dr, Newton St | $86,500 | $70,000 | $50,000-$75,000 | $68,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Jackson, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $813 |
| Superior Protection Discount | -$85 | $860 |
| Fire & Security Discount | -$85 | $860 |
| Hail Resistant Roof Discount | -$19 | $927 |
| Newly Constructed Home Discount | -$189 | $756 |
Choose the Right Deductible for your Jackson, TN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Jackson, TN | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
| Dyer, TN | $500 | $732 | $1,232 | $532 | $1,032 | $200 |
| Darden, TN | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Ripley, TN | $400 | $682 | $1,082 | $496 | $896 | $186 |
| Decaturville, TN | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Hollow Rock, TN | $100 | $669 | $769 | $486 | $586 | $183 |
| Dresden, TN | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| Saulsbury, TN | $500 | $686 | $1,186 | $498 | $998 | $187 |
| Weakley County, TN | $1,500 | $812 | $2,312 | $590 | $2,090 | $222 |
| Grand Junction, TN | $200 | $840 | $1,040 | $610 | $810 | $230 |
| Walnut, MS | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
Identify Top Home Insurance Agents near Jackson, TN | Back to Top
| Home Insurance Company Jackson, TN | Homeowners Insurance Agency Jackson, TN | Address | Popularity Score | Distance from Jackson (miles) |
|---|---|---|---|---|
| Travelers | Howell Insurance Agency | 1303 W Market St Ste B, Bolivar, TN, 38008 | 29.2 | |
| Erie | Elizabeth Rook Insurance Llc | 1921 Highway 51 S Suite B, Covington, TN, 38019 | 47.9 | |
| Liberty Mutual Independent | Fsb Insurance | 23 Federal Dr, Jackson, TN, 38305 | 0.7 | |
| Erie | Dava White Insurance Agency | 503 W Church Avenue Suite C, Medina, TN, 38355 | 10.4 | |
| State Farm | Darrell Kimbel | 1856 S Highland Ave, Jackson, TN, 38301-1701 | 6.9 | |
| Farmers | Robert Wage | 125 Stonebridge Blvd Ste A, Jackson, TN, 38305 | 1.5 | |
| Farmers | Shanna Tabor | 133 W University Pkwy Ste 108, Jackson, TN, 38305 | 2.6 | |
| Liberty Mutual Independent | Bradshaw & Company Insurors | 421 W Court Street, Dyersburg, TN, 38024 | 40.4 | |
| State Farm | Milton Nash | 1040 Mulberry Ave, Selmer, TN, 38375-6629 | 39.0 | |
| Liberty Mutual Independent | White & Associates Of Jackson | 18 Conrad Dr, Jackson, TN, 38305 | 1.1 |
Compare Rates for Jackson, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,480 | $720 |
| Madison County, TN | $126,100 | $927 | $620 | $1,310 | $690 |
| Jackson, TN | $131,800 | $946 | $650 | $1,340 | $690 |
| Dyer, TN | $71,200 | $741 | $530 | $1,020 | $490 |
| Darden, TN | $82,000 | $793 | $540 | $1,090 | $550 |
| Ripley, TN | $88,500 | $690 | $460 | $990 | $530 |
| Decaturville, TN | $69,400 | $732 | $530 | $1,040 | $510 |
| Hollow Rock, TN | $58,800 | $677 | $470 | $960 | $490 |
| Dresden, TN | $78,600 | $777 | $520 | $1,080 | $560 |
| Saulsbury, TN | $62,100 | $694 | $470 | $980 | $510 |
| Weakley County, TN | $94,300 | $822 | $570 | $1,160 | $590 |
| Grand Junction, TN | $95,000 | $850 | $610 | $1,160 | $550 |
| Walnut, MS | $70,300 | $893 | $640 | $1,260 | $620 |
Research Home Insurance Companies Reviews in Jackson, TN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Very personable and very helpful. We have stayed with State Farm because of the the bundle deal and because we get excellent service. They always return my calls immediately.
Date: January 15, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
In comparison other insurance companies do not offer the best rates for me.e of the compnaies did not return my phone call and they were not very nice on the phone.
Date: October 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
They are kind, but not helpful when it comes to my inquiries regarding my policy and personal property, they set a minimum and don't give you the opportunity to lower the personal property amounts
Date: June 16, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
We've been with State Farm since 2012 and it's been a terrific experience. A few years ago we had hail damage that destroyed our roof and they handled it well.
American Home Shield Home Insurance Reviews
Date: January 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium for our home owner's insurance policy is very low compared to that of other home insurance companies for the same coverage. For what it covers, I thought it was a good deal at first. The deductible is manageable as well. Their prices are probably low because they control their costs actively by patrolling the homes they cover.
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I do not really think there is much difference in offerings. However, I have not researched it as of late. I do not think the difference would be major. It seems like for every plus there is a negative.
Erie Insurance Home Insurance Reviews
Date: July 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I am very satisfied with my premium. I was getting the same thing with a different carrier, but now I am paying less.
Allstate Home Insurance Reviews
Date: October 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
It's quite a bit more expensive but it's elaborate and seems to cover everything that could possible happen. I live in a bad area so it's worth it.
GEICO Home Insurance Reviews
Date: October 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium for Geico was less than any other insurance company that I looked at. Not only was it less, but the things that were covered were the same. So for less money, I got better coverage from Geico than other companies.
Farmer's Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I don't have bad service but it is very hands off. I get the statements and I pay the bill. There isn't much interaction and I don't know that my agent is actively seeking any benefits for me. It is kind of I picked insurance several years ago and I just keep sending in the payment.