Gavop shows you how to buy homeowners insurance in Oconee County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oconee County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Saint Andrews Ct, Planters Trl, Gober Rd, Bonnet Creek Ln, Rebekah Dr, Cedar Hill Cir, Brookfield Dr, Macon Hwy, Hardigree Rd, W Thompson St | $182,000 | $150,000 | $200,000-$250,000 | $249,000 | $230,000 | $250,000-$300,000 |
| McRee Gin Rd, Experiment Station Rd, Townside Way, Elyse Dr, Marshall Store Rd, State Rte 15, Willow Ridge, Shenandoah Dr, Jennings Mill Rd, Carriage Hill Rd | $365,000 | $340,000 | $400,000-$500,000 | $387,000 | $320,000 | $400,000-$500,000 |
| Lavista Rd, Manor Ridge Dr, Vanessa Ave, Colliers Creek Rd, Derby Hill Ln, Madison Ct, Mc Rees Mill Rd, McFall Ct, Lincoln Dr, Harden Hill Rd | $225,000 | $210,000 | $200,000-$250,000 | $453,000 | $410,000 | $400,000-$500,000 |
| Mc Leroy Dr, Timarron Trl, Bob Godfrey Rd, Piedmont Rd, Wade Dr, Lake Oconee Rd, Plantation Rd, Whitehead Dr, Milestone Pt, Rambling Rill Dr | $208,000 | $200,000 | $200,000-$250,000 | $238,500 | $200,000 | $250,000-$300,000 |
| Crystal Hills Dr, W Lake Ct, Greenwood Dr, Oconee Springs Dr, Gober Rd, Wellington Dr, Calls Creek Cir, Parker Creek Rd, Price Mill Rd, Spartan Ln | $344,500 | $300,000 | $300,000-$350,000 | $416,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$222 | $948 |
| Superior Protection Discount | -$105 | $1,065 |
| Fire & Security Discount | -$94 | $1,077 |
| Hail Resistant Roof Discount | -$35 | $1,136 |
| Newly Constructed Home Discount | -$246 | $925 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oconee County | $2,500 | $1,157 | $3,657 | $841 | $3,341 | $316 |
| Oconee County, GA | $1,500 | $1,157 | $2,657 | $841 | $2,341 | $316 |
| Elder, GA | $300 | $1,194 | $1,494 | $867 | $1,167 | $326 |
| Russell, GA | $1,000 | $625 | $1,625 | $454 | $1,454 | $171 |
| Lexington, GA | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Maxeys, GA | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Greene County, GA | $300 | $888 | $1,188 | $645 | $945 | $243 |
| Mansfield, GA | $700 | $887 | $1,587 | $645 | $1,345 | $242 |
| South Newton, GA | $100 | $839 | $939 | $610 | $710 | $229 |
| Forsyth County, GA | $100 | $1,215 | $1,315 | $883 | $983 | $332 |
| Decatur, GA | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Home Insurance Company Oconee County, GA | Homeowners Insurance Agency Oconee County, GA | Address | Popularity Score | Distance from Oconee County (miles) |
|---|---|---|---|---|
| Allstate | Debbie Dykes | 3937 Holcomb Bridge Rd Ste 100, Peachtree Corners, GA, 30092 | 47.8 | |
| State Farm | Stephanie Wallace | 3149 Atlanta Hwy Ste 4c, Athens, GA, 30606-8392 | 7.4 | |
| State Farm | Tiffany Cho | 8465 Holcomb Bridge Rd Ste 660, Johns Creek, GA, 30022-8598 | 49.0 | |
| State Farm | Steve Denman | 47 Greensboro Hwy, Watkinsville, GA, 30677-2515 | 2.5 | |
| State Farm | Jason Martin | 3604 Chamblee Tucker Rd, Atlanta, GA, 30341-4418 | 46.6 | |
| State Farm | Trey Young | 222 Fairview Rd Ste B, Ellenwood, GA, 30294-2704 | 48.6 | |
| State Farm | Leslie Brooks | 1670 Mckendree Ch Rd Ste 1100, Lawrenceville, GA, 30043-6677 | 35.9 | |
| State Farm | Scotty Lewis | 1245 Pleasant Hill Rd, Lawrenceville, GA, 30044-3003 | 39.8 | |
| Allstate | Neil L. Dobbs | 809 Church St, Decatur, GA, 30030 | 49.5 | |
| State Farm | Jay Hardy | 2944 Rosebud Rd Ste B, Loganville, GA, 30052-8874 | 30.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,390 | $670 |
| Oconee County, GA | $252,000 | $1,171 | $810 | $1,630 | $820 |
| Oconee County, GA | $252,000 | $1,171 | $810 | $1,650 | $840 |
| Elder, GA | $228,700 | $1,208 | $820 | $1,730 | $910 |
| Russell, GA | $81,500 | $633 | $460 | $880 | $420 |
| Lexington, GA | $144,200 | $958 | $640 | $1,350 | $710 |
| Maxeys, GA | $111,900 | $811 | $580 | $1,110 | $530 |
| Greene County, GA | $175,800 | $899 | $650 | $1,290 | $640 |
| Mansfield, GA | $175,700 | $898 | $610 | $1,230 | $620 |
| South Newton, GA | $119,600 | $849 | $610 | $1,200 | $590 |
| Forsyth County, GA | $301,100 | $1,229 | $820 | $1,750 | $930 |
| Decatur, GA | $418,700 | $978 | $660 | $1,340 | $680 |