Gavop tells you how to get the best homeowners insurance in Osceola County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $85,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $142,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $167,000 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $561 |
| Home and Two Car | -$104 | $506 |
| Home and Three Car | -$140 | $470 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Osceola County | $1,000 | $603 | $1,603 | $438 | $1,438 | $165 |
| Osceola County, IA | $1,500 | $603 | $2,103 | $438 | $1,938 | $165 |
| Sheldon, IA | $1,500 | $705 | $2,205 | $512 | $2,012 | $193 |
| Larkin, MN | $300 | $1,052 | $1,352 | $765 | $1,065 | $288 |
| Granville, IA | $1,500 | $559 | $2,059 | $406 | $1,906 | $153 |
| Meadow, IA | $100 | $684 | $784 | $497 | $597 | $187 |
| Brooke, IA | $2,000 | $804 | $2,804 | $584 | $2,584 | $220 |
| Lime Lake, MN | $200 | $984 | $1,184 | $715 | $915 | $269 |
| Highland, IA | $1,500 | $542 | $2,042 | $394 | $1,894 | $148 |
| Ayrshire, IA | $100 | $356 | $456 | $258 | $358 | $97 |
| Le Mars, IA | $2,000 | $715 | $2,715 | $520 | $2,520 | $196 |
| Home Insurance Company Osceola County, IA | Homeowners Insurance Agency Osceola County, IA | Address | Popularity Score | Distance from Osceola County (miles) |
|---|---|---|---|---|
| State Farm | Dick Mataloni | 1025 2nd Ave, Sibley, IA, 51249-1506 | 6.1 | |
| Travelers | Northwest Consultants Inc | 127 Market Street, Lake Park, IA, 51347 | 16.6 | |
| Travelers | Thomas E Benz & Son Agency | Main St, Melvin, IA, 51350 | 6.4 | |
| Travelers | Northwest Consultants Inc | 100 N Main St, George, IA, 51237 | 18.7 | |
| Travelers | Northwest Consultants Inc | 313 Main St, Sanborn, IA, 51248 | 13.6 | |
| Travelers | Great Lakes Agency Inc | 118 Market, Lake Park, IA, 51347 | 16.5 | |
| Travelers | Treimers Insurance Agency Inc | 91 3rd St Nw, Hartley, IA, 51346 | 15.5 | |
| Travelers | Ea-Koele Inc | 1110 Main St, Hull, IA, 51239 | 28.4 | |
| State Farm | Mark Hecox | 312 N 2nd Street, Cherokee, IA, 51012-1835 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Osceola County, IA | $89,500 | $610 | $430 | $860 | $430 |
| Osceola County, IA | $89,500 | $610 | $410 | $840 | $430 |
| Sheldon, IA | $144,200 | $713 | $480 | $1,020 | $540 |
| Larkin, MN | $162,500 | $1,065 | $710 | $1,480 | $770 |
| Granville, IA | $70,000 | $566 | $380 | $810 | $430 |
| Meadow, IA | $98,100 | $692 | $480 | $980 | $500 |
| Brooke, IA | $132,300 | $814 | $560 | $1,150 | $590 |
| Lime Lake, MN | $145,000 | $996 | $670 | $1,380 | $710 |
| Highland, IA | $66,600 | $549 | $400 | $760 | $360 |
| Ayrshire, IA | $33,400 | $360 | $260 | $510 | $250 |
| Le Mars, IA | $148,900 | $724 | $500 | $1,000 | $500 |