Gavop shows you how to buy homeowners insurance in Atoka, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Atoka, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mundell Cove, Ward Ln, Indian Creek Rd, Loring Way, Palmer Cv, W Kenwood Ave, Jack Dr, Maple Dr, Adkison Cir, Woodlawn Trce | $205,000 | $180,000 | $200,000-$250,000 | $236,500 | $210,000 | $250,000-$300,000 |
| Candlewood Cv, Mae Sigma Rd, Old State Rte 3, Newman Way, Audie Dr, Persimmon Cove, Amber Tree Cv, Kelly Cv, Stacey Ln, Sarah Cove | $112,500 | $100,000 | $125,000-$150,000 | $184,000 | $160,000 | $175,000-$200,000 |
| Thomas St, Adkinson Cir, J E Blaydes Pkwy, Joyce Ave, Zachary Dr, Harris Rd, Fayne Ln, Melissa Ave, Beaver Ln, Wisteria Ln | $153,000 | $130,000 | $150,000-$175,000 | $213,500 | $200,000 | $175,000-$200,000 |
| Darlington Dr, Faulkner Rd, Sharon St, Eli Cove, Shiloh Rd, Marshall Rd, Blaydes St, Clay Cove, Bloomington Cv, Tipton Lake Cir E | $232,500 | $200,000 | $250,000-$300,000 | $203,000 | $180,000 | $200,000-$250,000 |
| Cherokee Rd, Beverly Dr, Kimberly Dr, Oxford Dr, Tipton Rd, Tipton Lake Cir W, Doe Trl, Sanders Dr, Wellington Way, Chisolm Trail Rd | $229,000 | $200,000 | $200,000-$250,000 | $306,500 | $290,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $676 |
| Superior Protection Discount | -$72 | $724 |
| Fire & Security Discount | -$72 | $724 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$191 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tipton County | $2,500 | $965 | $3,465 | $701 | $3,201 | $264 |
| Atoka, TN | $700 | $786 | $1,486 | $571 | $1,271 | $215 |
| Gilt Edge, TN | $100 | $883 | $983 | $642 | $742 | $241 |
| Gallaway, TN | $1,500 | $1,034 | $2,534 | $752 | $2,252 | $283 |
| Mason, TN | $200 | $804 | $1,004 | $584 | $784 | $220 |
| Fayette County, TN | $700 | $1,036 | $1,736 | $753 | $1,453 | $283 |
| Whitton, AR | $400 | $776 | $1,176 | $564 | $964 | $212 |
| Birdsong, AR | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Mississippi, AR | $500 | $765 | $1,265 | $556 | $1,056 | $209 |
| Big Lake, AR | $700 | $1,004 | $1,704 | $729 | $1,429 | $274 |
| Toone, TN | $300 | $745 | $1,045 | $541 | $841 | $204 |
| Coldwater, AR | $700 | $822 | $1,522 | $597 | $1,297 | $225 |
| Home Insurance Company Atoka, TN | Homeowners Insurance Agency Atoka, TN | Address | Popularity Score | Distance from Atoka (miles) |
|---|---|---|---|---|
| State Farm | Leslie Johnson | 8348 Macon Rd Ste A, Cordova, TN, 38018-8554 | 18.7 | |
| State Farm | Angela Foreman | 7990 Trinity Road Suite 128, Cordova, TN, 38018-7730 | 19.6 | |
| Travelers | Howell Insurance Agency | 1303 W Market St Ste B, Bolivar, TN, 38008 | 45.5 | |
| Allstate | Angie Hooten-Hughes | 6803 Summer Ave, Memphis, TN, 38134 | 15.7 | |
| Allstate | James Garcia | 6490 Mem Arlington Rd Ste 110, Bartlett, TN, 38135 | 14.3 | |
| Erie | Reyle And Associates Llc | 1620 Bonnie Lane Suite 105, Cordova, TN, 38016 | 17.8 | |
| State Farm | Misty Rosser-White | 3872 Elvis Presley Blvd, Memphis, TN, 38116-5144 | 29.8 | |
| State Farm | David Ross | 8317 Cordova Road, Cordova, TN, 38016-2088 | 18.6 | |
| State Farm | Charlie Trotter | 7953 Stage Hills Blvd Ste 103, Bartlett, TN, 38133-4046 | 15.0 | |
| Nationwide | Kevin Barker | 894 N Germantown Pkwy Ste 6, Cordova, TN, 38018 | 19.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,430 | $720 |
| Tipton County, TN | $142,400 | $976 | $650 | $1,360 | $710 |
| Atoka, TN | $181,400 | $796 | $530 | $1,140 | $610 |
| Gilt Edge, TN | $106,000 | $894 | $600 | $1,260 | $660 |
| Gallaway, TN | $153,100 | $1,047 | $760 | $1,490 | $730 |
| Mason, TN | $86,500 | $814 | $590 | $1,160 | $570 |
| Fayette County, TN | $185,000 | $1,048 | $710 | $1,490 | $780 |
| Whitton, AR | $58,000 | $785 | $560 | $1,090 | $530 |
| Birdsong, AR | $37,900 | $673 | $480 | $960 | $480 |
| Mississippi, AR | $84,100 | $774 | $550 | $1,110 | $560 |
| Big Lake, AR | $103,200 | $1,016 | $730 | $1,410 | $680 |
| Toone, TN | $73,800 | $754 | $550 | $1,080 | $530 |
| Coldwater, AR | $66,700 | $832 | $590 | $1,180 | $590 |