Gavop shows you how to buy homeowners insurance in La Crosse County, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| La Crosse County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Judith Ct, L Pfaff Rd, Christopherson Coulee Rd, Goose Pond Ct, Buol Rd, Herman Rd, Erann Ct, Valley View Pl, Country Ave, Meadow Wood Rd | $123,500 | $110,000 | $100,000-$125,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Rockwood Dr, Ohlsun Ct, Green St, N Richard Dr, Willow Way, Co Hwy Vp, Western Hills Dr, Commercial St, Greenfield Ln, Co Hwy Ot | $195,000 | $160,000 | $175,000-$200,000 | $165,000 | $140,000 | $125,000-$150,000 |
| Tillman Dr, Keith Pl, Heritage Ct, Cave Ct, Tanner Ct, Sween Dr, Monica Ln, Ruedy St, Krause Rd, Van Dunk Pl | $157,000 | $130,000 | $125,000-$150,000 | $137,500 | $130,000 | $100,000-$125,000 |
| Co Rd Dd, Mourning Dove St, Co Hwy Vv, Piske Way, Campbell St, Wimbelton Ln, Buckingham Ln, Alexander St, Lakeview Ct W, Semke Rd | $131,500 | $120,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Rachel Pl, W Franklin St, Wolf Ridge Ct, Tamarack Trl, Autumn Dr, Bergum Coulee Rd, Muenzenberger, Co Rd I, L Hauser Rd, Benson Rd | $217,500 | $190,000 | $200,000-$250,000 | $144,000 | $120,000 | $150,000-$175,000 |
| 8th Ave N, Partridge Ln, Cliffwood Ln, Old Town Rd, Greenwood St, Wolfe Dr, Bay Ct, Pammell Pass W, Ebner Coulee Rd, Usher St | $182,000 | $170,000 | $150,000-$175,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Memorial Dr, Well St, John St, Old Na Rd, Co Trunk Hwy 16 W, Winchester St, Wanlass Rd, Craig Ln W, Temp Rd, Marion Rd S | $229,000 | $200,000 | $175,000-$200,000 | $174,500 | $140,000 | $175,000-$200,000 |
| Herman Ct, Schubert Pl, W Park Ave, Jane St, Schroeder Rd, Birch Dr, 17th St S, del Ray Ave, Shamrock Ln, Michael Way | $259,000 | $220,000 | $200,000-$250,000 | $191,500 | $170,000 | $200,000-$250,000 |
| Willow Way W, Hinkley Rd, Hippler Hill Rd, Woodland Dr, S Lincoln Ave, Ulman St, Brook Ln, Beacon St, Liberty St, Grove St | $229,000 | $190,000 | $200,000-$250,000 | $102,000 | $100,000 | $100,000-$125,000 |
| Moos Rd, Saint Cloud St, Salem Rd, Larson St, Thomas St, 20th St S, Layton Rd, Lawrence Pl, West Ave, Trace Ct | $142,500 | $130,000 | $125,000-$150,000 | $120,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $554 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$59 | $593 |
| Hail Resistant Roof Discount | -$13 | $639 |
| Newly Constructed Home Discount | -$189 | $463 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| La Crosse County | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| La Crosse County, WI | $700 | $644 | $1,344 | $468 | $1,168 | $176 |
| French Island, WI | $100 | $659 | $759 | $479 | $579 | $180 |
| Dakota, MN | $2,000 | $1,020 | $3,020 | $741 | $2,741 | $279 |
| New Lyme, WI | $200 | $755 | $955 | $549 | $749 | $206 |
| Ontario, WI | $2,000 | $418 | $2,418 | $304 | $2,304 | $114 |
| Arcadia, WI | $100 | $575 | $675 | $418 | $518 | $157 |
| Brockway, WI | $2,500 | $511 | $3,011 | $371 | $2,871 | $140 |
| Peterson, MN | $100 | $767 | $867 | $557 | $657 | $210 |
| Komensky, WI | $2,500 | $599 | $3,099 | $435 | $2,935 | $164 |
| Union Prairie, IA | $200 | $886 | $1,086 | $644 | $844 | $242 |
| Eleva, WI | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Home Insurance Company La Crosse County, WI | Homeowners Insurance Agency La Crosse County, WI | Address | Popularity Score | Distance from La Crosse County (miles) |
|---|---|---|---|---|
| State Farm | Lou Mindar | 830 N Main St Ste B, Viroqua, WI, 54665-1177 | 26.2 | |
| Allstate | Mary Thompson | 2408 State Rd, La Crosse, WI, 54601 | 9.4 | |
| State Farm | Kyle Visker | 111 2nd St S, La Crosse, WI, 54601-3206 | 9.7 | |
| Erie | Hofmeister Insurance Agency Inc. | 806 Water Avenue, Hillsboro, WI, 54634 | 42.5 | |
| State Farm | Reggie Rabb | 3652 East Ave S, La Crosse, WI, 54601-7222 | 7.9 | |
| State Farm | Bryan Helgeson | 106 S Holmen Dr, Holmen, WI, 54636-9467 | 8.4 | |
| Farmers | Irvin Hougom | 105 7th St S, La Crosse, WI, 54601 | 9.5 | |
| State Farm | Kerri Bandell | 1288 Rudy St Ste 101, Onalaska, WI, 54650-8565 | 4.8 | |
| Travelers | Fleis Insurance Agency | 611 Main St, Onalaska, WI, 54650 | 6.1 | |
| Travelers | Fleis Insurance Agency | 1824 E Main Street, Onalaska, WI, 54650 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| La Crosse County, WI | $161,300 | $652 | $460 | $920 | $460 |
| La Crosse County, WI | $161,300 | $652 | $450 | $930 | $480 |
| French Island, WI | $158,600 | $667 | $470 | $920 | $450 |
| Dakota, MN | $153,800 | $1,032 | $700 | $1,460 | $760 |
| New Lyme, WI | $230,000 | $764 | $510 | $1,080 | $570 |
| Ontario, WI | $71,800 | $423 | $290 | $600 | $310 |
| Arcadia, WI | $120,200 | $582 | $410 | $830 | $420 |
| Brockway, WI | $97,800 | $517 | $370 | $710 | $340 |
| Peterson, MN | $99,100 | $776 | $540 | $1,080 | $540 |
| Komensky, WI | $129,900 | $606 | $410 | $860 | $450 |
| Union Prairie, IA | $161,900 | $897 | $610 | $1,260 | $650 |
| Eleva, WI | $123,700 | $591 | $400 | $840 | $440 |