Gavop's guide to buying homeowners insurance in Ozark, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $75,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $214,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $118,500 | $110,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $810 |
| Home and Two Car | -$141 | $739 |
| Home and Three Car | -$202 | $678 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
| Home Insurance Company Ozark, AL | Homeowners Insurance Agency Ozark, AL | Address | Popularity Score | Distance from Ozark (miles) |
|---|---|---|---|---|
| Allstate | The Glover Agency Llc | Po Box 833, Eufaula, AL, 36072 | 37.3 | |
| State Farm | Jenna Mack | 209 N Us Highway 231, Ozark, AL, 36360-4865 | 4.2 | |
| State Farm | Michael Cornett | 806 Boll Weevil Cir, Enterprise, AL, 36330-2079 | 17.5 | |
| Allstate | Mark Goodson | 804 Boll Weevil Cir, Enterprise, AL, 36330 | 17.5 | |
| Allstate | Andrew Anderson | 936 W Carroll St Ste 1, Dothan, AL, 36301 | 25.2 | |
| Travelers | Headland Insurance Agency | 6 E Church St, Headland, AL, 36345 | 20.4 | |
| Farmers | Amy Walker | 3260 W Main St, Dothan, AL, 36305 | 22.6 | |
| State Farm | Gene Mcgriff | 2948 Ross Clark Cir, Dothan, AL, 36301-1161 | 23.4 | |
| Farmers | Mary Grimes | 1208 Rucker Blvd Ste B, Enterprise, AL, 36330 | 16.8 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 39.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,600 | $810 |
| Dale County, AL | $108,000 | $996 | $710 | $1,360 | $650 |
| Ozark, AL | $109,900 | $880 | $590 | $1,240 | $650 |
| Dale County, AL | $108,000 | $996 | $690 | $1,370 | $680 |
| Slocomb, AL | $81,000 | $727 | $490 | $1,010 | $520 |
| Bellwood-Coffee Springs, AL | $118,600 | $1,097 | $750 | $1,500 | $750 |
| Clayton, AL | $74,300 | $818 | $550 | $1,140 | $590 |
| Glenwood, AL | $38,400 | $531 | $360 | $730 | $370 |
| Eufaula, AL | $108,500 | $874 | $640 | $1,210 | $570 |
| Blakely, GA | $84,600 | $607 | $440 | $870 | $430 |
| Jakin, GA | $73,900 | $582 | $400 | $800 | $400 |
| Georgetown-Quitman County unified, GA | $67,400 | $535 | $360 | $750 | $390 |