Gavop shows you how to buy homeowners insurance in Butler, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $160,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $165,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $256,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $529 |
| Superior Protection Discount | -$57 | $573 |
| Fire & Security Discount | -$57 | $573 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$139 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hancock County | $1,500 | $621 | $2,121 | $451 | $1,951 | $170 |
| Butler, WV | $700 | $622 | $1,322 | $452 | $1,152 | $170 |
| Rumley, OH | $300 | $566 | $866 | $411 | $711 | $155 |
| Cadiz, OH | $2,000 | $589 | $2,589 | $428 | $2,428 | $161 |
| Brentwood, PA | $300 | $723 | $1,023 | $526 | $826 | $198 |
| Oakmont, PA | $2,500 | $751 | $3,251 | $546 | $3,046 | $205 |
| Shenango, PA | $200 | $593 | $793 | $431 | $631 | $162 |
| Poland, OH | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Muddy Creek, PA | $400 | $698 | $1,098 | $507 | $907 | $191 |
| Unionville, PA | $2,500 | $488 | $2,988 | $355 | $2,855 | $133 |
| Wyano, PA | $500 | $555 | $1,055 | $404 | $904 | $152 |
| Sunsbury, OH | $700 | $594 | $1,294 | $432 | $1,132 | $162 |
| Home Insurance Company Butler, WV | Homeowners Insurance Agency Butler, WV | Address | Popularity Score | Distance from Butler (miles) |
|---|---|---|---|---|
| Erie | Paree Insurance Centers | 306 Kruger Street, Wheeling, WV, 26003 | 27.1 | |
| Allstate | Joyia Lytle | 3612 Pennsylvania Ave, Weirton, WV, 26062 | 1.4 | |
| State Farm | Mike Mccoy | 900 Lafayette Ave, Moundsville, WV, 26041-2226 | 36.2 | |
| Nationwide | Mark D. Crow | 801 7th St, Moundsville, WV, 26041-2103 | 36.0 | |
| State Farm | Milton Zinaich | 3726 Penna Ave, Weirton, WV, 26062-4112 | 1.7 | |
| State Farm | Bill Garvey | 700 Charles Street, Wellsburg, WV, 26070-1616 | 10.8 | |
| Erie | Paree Insurance Centers | 1213 Lafayette Avenue, Moundsville, WV, 26041 | 36.4 | |
| State Farm | Jack Fowler | 3034 Penna Ave, Weirton, WV, 26062-3721 | 1.3 | |
| State Farm | Cindy Nickerson | 1028 Main St, Follansbee, WV, 26037-1345 | 6.6 | |
| State Farm | Doug Bissett | 1111 Main Street, Wheeling, WV, 26003-2703 | 25.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,020 | $490 |
| Hancock County, WV | $89,800 | $629 | $450 | $860 | $410 |
| Butler, WV | $98,000 | $630 | $430 | $890 | $460 |
| Rumley, OH | $82,700 | $573 | $410 | $800 | $390 |
| Cadiz, OH | $90,400 | $596 | $410 | $840 | $430 |
| Brentwood, PA | $97,800 | $732 | $530 | $1,020 | $490 |
| Oakmont, PA | $178,800 | $760 | $510 | $1,070 | $560 |
| Shenango, PA | $121,200 | $600 | $400 | $850 | $450 |
| Poland, OH | $162,200 | $644 | $460 | $920 | $460 |
| Muddy Creek, PA | $150,200 | $706 | $480 | $1,000 | $520 |
| Unionville, PA | $63,800 | $494 | $360 | $680 | $320 |
| Wyano, PA | $87,500 | $562 | $400 | $770 | $370 |
| Sunsbury, OH | $92,000 | $601 | $410 | $820 | $410 |