Gavop shows you how to buy homeowners insurance in Stewart County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $82,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $76,000 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $132,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $684 |
| Superior Protection Discount | -$83 | $751 |
| Fire & Security Discount | -$67 | $768 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$242 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stewart County | $1,500 | $825 | $2,325 | $599 | $2,099 | $225 |
| Stewart County, GA | $1,500 | $825 | $2,325 | $599 | $2,099 | $225 |
| Webster County unified government, GA | $300 | $453 | $753 | $329 | $629 | $124 |
| Clay County, GA | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Schley County, GA | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Smiths Station, AL | $500 | $1,137 | $1,637 | $826 | $1,326 | $311 |
| Calhoun County, GA | $1,000 | $570 | $1,570 | $414 | $1,414 | $156 |
| Lee County, GA | $500 | $835 | $1,335 | $607 | $1,107 | $228 |
| Talbotton, GA | $2,500 | $469 | $2,969 | $341 | $2,841 | $128 |
| Damascus, GA | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Home Insurance Company Stewart County, GA | Homeowners Insurance Agency Stewart County, GA | Address | Popularity Score | Distance from Stewart County (miles) |
|---|---|---|---|---|
| State Farm | Jay Lewis | 1040 1st Ave, Columbus, GA, 31901-2402 | 28.6 | |
| Liberty Mutual Independent | J Smith Lanier & Co | 200 Brookstone Centre Pkwy Ste 118, Columbus, GA, 31904 | 32.8 | |
| State Farm | Seth Dozier | 142 S Broad St, Butler, GA, 31006-5527 | 47.7 | |
| State Farm | Rick Hill | 5111 Armour Rd, Columbus, GA, 31904-5017 | 31.2 | |
| Allstate | Jonathan Smart | 2908 Macon Rd, Columbus, GA, 31906 | 28.5 | |
| Allstate | The Mobley Agency | 5435 Woodruff Farm Rd Ste B300, Columbus, GA, 31907 | 31.0 | |
| State Farm | Connie Wilkes | 3587 Macon Rd, Columbus, GA, 31907-2567 | 29.1 | |
| State Farm | Travis Greene | 4905 Warm Springs Rd, Columbus, GA, 31909-4051 | 31.7 | |
| Travelers | The Menefee Agency | 2901 University Ave #27, Columbus, GA, 31907 | 29.3 | |
| Liberty Mutual Independent | Ragan Insurance Agency Inc | 4511 Armour Road, Columbus, GA, 31904 | 30.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,410 | $670 |
| Stewart County, GA | $51,800 | $835 | $610 | $1,190 | $580 |
| Stewart County, GA | $51,800 | $835 | $580 | $1,140 | $560 |
| Webster County unified government, GA | $57,200 | $458 | $330 | $650 | $320 |
| Clay County, GA | $59,900 | $820 | $570 | $1,140 | $570 |
| Schley County, GA | $94,800 | $666 | $490 | $920 | $430 |
| Smiths Station, AL | $146,500 | $1,150 | $770 | $1,590 | $820 |
| Calhoun County, GA | $49,000 | $577 | $420 | $800 | $380 |
| Lee County, GA | $156,800 | $845 | $600 | $1,210 | $610 |
| Talbotton, GA | $59,300 | $475 | $320 | $670 | $350 |
| Damascus, GA | $82,900 | $642 | $460 | $910 | $450 |