Gavop shows you how to buy homeowners insurance in Agoura Hills-Malibu, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $213,500 | $180,000 | $200,000-$250,000 |
| 2 Bedroom | $364,500 | $330,000 | $300,000-$350,000 |
| 3 Bedroom | $791,000 | $660,000 | $600,000-$700,000 |
| 4 Bedroom | $842,500 | $770,000 | $900,000-$1,000,000 |
| 5 Bedroom | $1,575,000 | $1,350,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $768 |
| Superior Protection Discount | -$94 | $843 |
| Fire & Security Discount | -$75 | $861 |
| Hail Resistant Roof Discount | -$28 | $908 |
| Newly Constructed Home Discount | -$234 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $1,500 | $1,435 | $2,935 | $1,043 | $2,543 | $392 |
| Malibu, CA | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Santa Susana, CA | $100 | $1,538 | $1,638 | $1,118 | $1,218 | $420 |
| Westmont, CA | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Willowbrook, CA | $400 | $686 | $1,086 | $499 | $899 | $188 |
| East San Gabriel, CA | $1,000 | $1,063 | $2,063 | $773 | $1,773 | $291 |
| Temple City, CA | $200 | $1,253 | $1,453 | $911 | $1,111 | $342 |
| South El Monte, CA | $2,000 | $1,038 | $3,038 | $755 | $2,755 | $284 |
| Los Alamitos, CA | $200 | $1,105 | $1,305 | $803 | $1,003 | $302 |
| Monrovia, CA | $2,500 | $1,404 | $3,904 | $1,021 | $3,521 | $384 |
| Hacienda Heights, CA | $200 | $1,434 | $1,634 | $1,042 | $1,242 | $392 |
| Stanton, CA | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Home Insurance Company Malibu, CA | Homeowners Insurance Agency Malibu, CA | Address | Popularity Score | Distance from Malibu (miles) |
|---|---|---|---|---|
| State Farm | Mike Martinek | 5000 Pkw Calabasas Ste 109, Calabasas, CA, 91302-3906 | 8.8 | |
| Allstate | Steven Udell | 31225 La Baya Dr Ste 210, Westlake Village, CA, 91362 | 7.2 | |
| State Farm | Cheryl Jacobson Chase | 30423 Canwood St Ste 232, Agoura Hills, CA, 91301-4317 | 6.3 | |
| State Farm | Mark Beck | 637 S 2nd Ave, Covina, CA, 91723-3518 | 49.8 | |
| Travelers | Fox Insurance Agency Inc | 300 N Lantana Street #41, Camarillo, CA, 93010 | 20.4 | |
| Allstate | Adel Gobran | 2068 Pacific Coast Hwy Ste B, Lomita, CA, 90717 | 31.3 | |
| Farmers | Joe Chiang | 26500 Agoura Rd Ste 202, Calabasas, CA, 91302 | 6.6 | |
| Allstate | Nadia Abu-Gheida | 32107 Lindero Cyn Rd Ste 114, Westlake Village, CA, 91361 | 6.7 | |
| State Farm | Garo Papazian | 17028 Ventura Blvd, Encino, CA, 91316-4127 | 16.0 | |
| Allstate | Richard Curtis | 870 Hampshire Rd Ste V, Westlake Village, CA, 91361 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Malibu, CA | $909,800 | $936 | $690 | $1,270 | $580 |
| Santa Susana, CA | $521,900 | $1,557 | $1,150 | $2,120 | $970 |
| Westmont, CA | $349,500 | $922 | $680 | $1,250 | $570 |
| Willowbrook, CA | $268,100 | $695 | $510 | $940 | $430 |
| East San Gabriel, CA | $705,200 | $1,076 | $800 | $1,460 | $660 |
| Temple City, CA | $661,000 | $1,268 | $940 | $1,720 | $780 |
| South El Monte, CA | $389,400 | $1,051 | $780 | $1,430 | $650 |
| Los Alamitos, CA | $741,100 | $1,118 | $830 | $1,520 | $690 |
| Monrovia, CA | $606,000 | $1,422 | $1,050 | $1,930 | $880 |
| Hacienda Heights, CA | $545,400 | $1,452 | $1,070 | $1,970 | $900 |
| Stanton, CA | $339,000 | $866 | $640 | $1,180 | $540 |