Gavop shows you how to buy homeowners insurance in Browns Mills, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $172,000 | $140,000 | $200,000-$250,000 |
| 3 Bedroom | $174,000 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $220,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $194,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $537 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$64 | $575 |
| Hail Resistant Roof Discount | -$13 | $626 |
| Newly Constructed Home Discount | -$185 | $454 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Browns Mills, NJ | Homeowners Insurance Agency Browns Mills, NJ | Address | Popularity Score | Distance from Browns Mills (miles) |
|---|---|---|---|---|
| Travelers | Odonnell Agency Llc | 416-418 Centennial Ave, Cranford, NJ, 7016 | 48.7 | |
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 17.5 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge St, Metuchen, NJ, 8840 | 40.1 | |
| Allstate | Kevin Garcia | 843 Rahway Ave, Woodbridge, NJ, 7095 | 44.0 | |
| Allstate | Bruce Carthon | 1900 Mount Holly Rd Ste 2b, Burlington, NJ, 8016 | 15.5 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 19.7 | |
| State Farm | Denis Dankosky | 105 Miln St, Cranford, NJ, 07016-2140 | 49.1 | |
| Allstate | Kevin Zola | 2273 Route 33 Ste 205, Hamilton, NJ, 8690 | 17.5 | |
| Allstate | Pratibha Katariya | 1099 Inman Ave, Edison, NJ, 8820 | 44.4 | |
| Travelers | Ray Eggers Agency | 208 Milton Ave, Rahway, NJ, 7065 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,540 | $750 |
| Burlington County, NJ | $245,300 | $902 | $640 | $1,240 | $600 |
| Browns Mills, NJ | $156,800 | $639 | $430 | $910 | $480 |
| Wrightstown, NJ | $170,000 | $792 | $580 | $1,100 | $520 |
| Langhorne, PA | $351,000 | $1,147 | $780 | $1,620 | $840 |
| Laurel Springs, NJ | $175,500 | $805 | $580 | $1,140 | $560 |
| Seaside Park, NJ | $683,200 | $2,129 | $1,510 | $3,000 | $1,490 |
| Point Pleasant Beach, NJ | $556,300 | $1,838 | $1,300 | $2,550 | $1,250 |
| East Amwell, NJ | $392,800 | $1,268 | $900 | $1,740 | $840 |
| Deal, NJ | $1,152,800 | $2,969 | $2,020 | $4,100 | $2,080 |
| Doylestown, PA | $401,000 | $953 | $660 | $1,360 | $700 |
| Sea Bright, NJ | $491,500 | $1,714 | $1,250 | $2,430 | $1,180 |
| Aston, PA | $239,900 | $733 | $490 | $1,000 | $510 |