Gavop shows you how to buy homeowners insurance in Jessamine County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jessamine County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Heather Way, Meadowridge Dr, N York St, Willow Dr, Kingston Rd S, Corman Dr, N 1st St, Sapphire Ct, Nottaway Dr, Hendren Way | $117,000 | $100,000 | $100,000-$125,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Allen Dr, Mackey Pike, Forest Elliott, Cedar Ln, McDonald St, Baybrook Cir, Tocher Dr, Olivia Dr, Mount Lebanon Pike, Bethel Rd | $113,500 | $90,000 | $100,000-$125,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Reynolds Ln, State Hwy 39, Clubhouse Dr, Reed Ave, Jessamine Station Rd, Talbott Dr, Kelly Ln, Stephens Dr, Bramble Ct, Nave Pl | $298,500 | $250,000 | $300,000-$350,000 | $165,000 | $140,000 | $150,000-$175,000 |
| Keene-Land Ct, Windy Knoll Ct, S 3rd St, Astor Pl, Pinewood Dr, W College St, Steeplechase Ct, Chris Dr, Handys Bend Rd, Industry Pkwy | $271,500 | $250,000 | $250,000-$300,000 | $156,000 | $130,000 | $150,000-$175,000 |
| May Ct, Candlewood Dr, Florence Ct, Akers Dr, Isom St, Jonabell Ct, Plum Ln, Mitchell Ln, Broadway St, Jay Station Rd | $250,000 | $230,000 | $250,000-$300,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $796 |
| Superior Protection Discount | -$96 | $863 |
| Fire & Security Discount | -$105 | $854 |
| Hail Resistant Roof Discount | -$29 | $930 |
| Newly Constructed Home Discount | -$240 | $719 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jessamine County | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Jessamine County, KY | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Lexington-Fayette Southeast, KY | $300 | $980 | $1,280 | $712 | $1,012 | $268 |
| Fayette County, KY | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Southwest Anderson, KY | $100 | $898 | $998 | $653 | $753 | $245 |
| Waynesburg, KY | $700 | $659 | $1,359 | $479 | $1,179 | $180 |
| Springfield, KY | $500 | $681 | $1,181 | $495 | $995 | $186 |
| Monterey, KY | $2,500 | $696 | $3,196 | $505 | $3,005 | $190 |
| Shelby County, KY | $500 | $966 | $1,466 | $702 | $1,202 | $264 |
| Liberty, KY | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Headquarters, KY | $400 | $633 | $1,033 | $460 | $860 | $173 |
| St. Mary, KY | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Home Insurance Company Jessamine County, KY | Homeowners Insurance Agency Jessamine County, KY | Address | Popularity Score | Distance from Jessamine County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cambridge Insurance | 2300 Regency Rd, Lexington, KY, 40503 | 9.8 | |
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd, Ste 203 , Fisherville, KY, 40023 | 49.5 | |
| Liberty Mutual Independent | The Randolph Scott Insurance Agency | 1025 Dove Run Rd Ste 302, Lexington, KY, 40502 | 9.8 | |
| Allstate | Asa Pham | 169 E Reynolds Rd Ste 104, Lexington, KY, 40517 | 8.8 | |
| Travelers | Turner Insurance Agency Inc | 2460 Rd , Shelbyville, KY, 40065 | 44.0 | |
| Allstate | Eddie Venters | 3735 Palomar Centre Dr Ste 50, Lexington, KY, 40513 | 9.0 | |
| Travelers | Greater Lexington Insurance Agency | 1066 Wellington Way, Lexington, KY, 40513 | 9.2 | |
| Travelers | Bray & Oakley Insurance Agency Inc | 3061 Fieldstone Way, Lexington, KY, 40513 | 9.9 | |
| State Farm | Bob Pitman | 851 Corporate Dr Ste 200, Lexington, KY, 40503-5429 | 9.7 | |
| Travelers | Bray & Oakley Insurance Agency Inc | 3061 Fieldstone Way, Lexington, KY, 40513 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Jessamine County, KY | $164,300 | $959 | $700 | $1,350 | $650 |
| Jessamine County, KY | $164,300 | $959 | $690 | $1,360 | $670 |
| Lexington-Fayette Southeast, KY | $161,800 | $992 | $680 | $1,410 | $730 |
| Fayette County, KY | $175,000 | $986 | $700 | $1,360 | $660 |
| Southwest Anderson, KY | $134,000 | $909 | $630 | $1,260 | $630 |
| Waynesburg, KY | $84,100 | $667 | $460 | $920 | $460 |
| Springfield, KY | $108,900 | $690 | $500 | $960 | $460 |
| Monterey, KY | $81,300 | $704 | $500 | $1,000 | $500 |
| Shelby County, KY | $184,900 | $977 | $690 | $1,400 | $710 |
| Liberty, KY | $78,800 | $644 | $430 | $900 | $470 |
| Headquarters, KY | $68,400 | $641 | $460 | $880 | $420 |
| St. Mary, KY | $114,200 | $841 | $600 | $1,190 | $590 |