Gavop shows you how to buy homeowners insurance in Henry County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Henry County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gilkey Rd, Yates St, Elkhorn Rd, John Rowlett Rd, Ogburn St, Hwy 69 S, Rice Ln, Lawrence Cemetery Rd, Camp Hazelwood Rd, Old Grove St | $94,500 | $80,000 | $75,000-$100,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Nobles Rd, McClain St, Post Oak Dr, Wild Cherry Dr, Tate Dr, Hwy 641 S, Osage Ln, Ann St, Phillip Duncan Rd, Rocky Ridge Ln | $153,500 | $130,000 | $150,000-$175,000 | $128,000 | $110,000 | $125,000-$150,000 |
| Hayes Store Rd, Wright St, John Cox Rd, Krista Cove, Old Whitlock Rd, Port Rd, S Porter St, Old Springville Rd, S Curry St, Swan Bay Dr | $130,000 | $100,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| E Dogwood Rd, Bradford Rd, College St, Suzannes Cv, Marina Dr, Simmons Ln, Swor Still Rd, Trull, Smith St, State Rte 356 | $193,500 | $170,000 | $200,000-$250,000 | $118,000 | $110,000 | $125,000-$150,000 |
| Dunlap St, Killebrew Rd, Lakeway Cir, Crosswy St, Wallick Cv, Brookshore Rd, McGlohn St, Boundbrook Dr, Sparks St, McGlohn St | $66,000 | $60,000 | $75,000-$100,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Cates Rd, Rose Ln, S Brewer St, Atchison Rd, French Rd, Whitlock Rd, Mt Sinai Rd, Evan Pugh Dr, Thompson Cir, Hickory Dr | $126,500 | $120,000 | $125,000-$150,000 | $145,500 | $120,000 | $100,000-$125,000 |
| David Owen Loop, Quail Cv, Beecham Ln, Nelson School Rd, Derrington Ave, Muzzall Rd, Elmore St, Shady Hill Dr, Gordon Rd, Caledonia St Exd | $124,000 | $100,000 | $125,000-$150,000 | $110,500 | $100,000 | $125,000-$150,000 |
| Honey Locust Cove, Graceland Ln, Sproul Heights Rd, Lakehill Rd, Araphoe Dr, Winchester Rd, Cedar St, Eakers Camp Rd, Routon St, Mount Pleasant Freeland Rd | $121,500 | $110,000 | $125,000-$150,000 | $115,500 | $110,000 | $100,000-$125,000 |
| Deerfield Ct, Country Club Dr, Marge Dr, State Rte 218, Cypress Resort Loop, Bud Rd, Oak Brook Dr, Freeland Rd, Denton Rd, Gardner Cv | $78,000 | $70,000 | $50,000-$75,000 | $57,500 | $50,000 | $50,000-$75,000 |
| Salem Cir, Whiskey Ridge Rd, Henry Midway Rd, Payton Dr, Taylor Ln, Tamatha Dr, Hilltop Dr, W Main St, Bluff Creek, Harvey Bowden Rd | $114,000 | $110,000 | $75,000-$100,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $683 |
| Superior Protection Discount | -$83 | $750 |
| Fire & Security Discount | -$83 | $750 |
| Hail Resistant Roof Discount | -$17 | $817 |
| Newly Constructed Home Discount | -$208 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $1,500 | $823 | $2,323 | $598 | $2,098 | $225 |
| Henry County, TN | $700 | $823 | $1,523 | $598 | $1,298 | $225 |
| New Concord, KY | $300 | $844 | $1,144 | $613 | $913 | $231 |
| Kirksey, KY | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Atwood, TN | $200 | $732 | $932 | $532 | $732 | $200 |
| Houston County, TN | $1,000 | $705 | $1,705 | $513 | $1,513 | $193 |
| Graves County, KY | $500 | $736 | $1,236 | $535 | $1,035 | $201 |
| Fulton, KY | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| Gibson County, TN | $400 | $814 | $1,214 | $591 | $991 | $222 |
| Trenton, TN | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Three Way, TN | $500 | $1,047 | $1,547 | $761 | $1,261 | $286 |
| Home Insurance Company Henry County, TN | Homeowners Insurance Agency Henry County, TN | Address | Popularity Score | Distance from Henry County (miles) |
|---|---|---|---|---|
| Travelers | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 33.0 | |
| State Farm | Tasha Johnson | 38 S Main St, Lexington, TN, 38351-2104 | 46.9 | |
| Liberty Mutual Independent | Siler Thornton Agency | 334 S Main St, Dyer, TN, 38330 | 42.7 | |
| Travelers | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 32.9 | |
| State Farm | Chris Williams | 602 S 1st St, Union City, TN, 38261-4829 | 42.7 | |
| Liberty Mutual Independent | Carroll Insurance Agency | 49 Broadway St, Mc Kenzie, TN, 38201 | 18.1 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main Street, Tennessee Ridge, TN, 37178 | 29.5 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main, Tennessee Ridge, TN, 37178 | 29.5 | |
| State Farm | Jane Cozart Reid | 1314 E Wood St, Paris, TN, 38242-4422 | 1.2 | |
| Travelers | Sills Insurance | 211 Donelson Pkwy, Dover, TN, 37058 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,490 | $750 |
| Henry County, TN | $97,000 | $833 | $610 | $1,140 | $530 |
| Henry County, TN | $97,000 | $833 | $600 | $1,160 | $560 |
| New Concord, KY | $117,700 | $854 | $610 | $1,190 | $580 |
| Kirksey, KY | $116,300 | $849 | $580 | $1,170 | $590 |
| Atwood, TN | $71,100 | $741 | $530 | $1,040 | $510 |
| Houston County, TN | $94,900 | $714 | $520 | $990 | $470 |
| Graves County, KY | $95,600 | $745 | $500 | $1,040 | $540 |
| Fulton, KY | $82,700 | $711 | $500 | $1,000 | $500 |
| Gibson County, TN | $94,800 | $824 | $600 | $1,160 | $560 |
| Trenton, TN | $89,800 | $828 | $570 | $1,130 | $560 |
| Three Way, TN | $157,800 | $1,060 | $770 | $1,450 | $680 |