How Can I Make My Cedar Hill, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Cedar Hill, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Cedar Hill, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $153,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $174,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $292,000 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Cedar Hill, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$229 | $1,295 |
| Superior Protection Discount | -$137 | $1,387 |
| Fire & Security Discount | -$137 | $1,387 |
| Hail Resistant Roof Discount | -$46 | $1,478 |
| Newly Constructed Home Discount | -$366 | $1,158 |
Choose the Right Deductible for your Cedar Hill, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $2,000 | $1,360 | $3,360 | $989 | $2,989 | $372 |
| Cedar Hill, TX | $700 | $1,505 | $2,205 | $1,094 | $1,794 | $411 |
| Red Oak, TX | $400 | $944 | $1,344 | $686 | $1,086 | $258 |
| Everman, TX | $1,000 | $971 | $1,971 | $706 | $1,706 | $265 |
| Haltom City, TX | $200 | $1,331 | $1,531 | $967 | $1,167 | $364 |
| Grandview, TX | $100 | $979 | $1,079 | $711 | $811 | $267 |
| Pecan Acres, TX | $700 | $2,182 | $2,882 | $1,586 | $2,286 | $596 |
| Oak Point, TX | $100 | $1,794 | $1,894 | $1,304 | $1,404 | $490 |
| Nevada, TX | $2,000 | $960 | $2,960 | $698 | $2,698 | $262 |
| Retreat, TX | $400 | $1,626 | $2,026 | $1,182 | $1,582 | $444 |
| Canyon Creek, TX | $1,500 | $1,305 | $2,805 | $948 | $2,448 | $357 |
Identify Top Home Insurance Agents near Cedar Hill, TX | Back to Top
| Home Insurance Company Cedar Hill, TX | Homeowners Insurance Agency Cedar Hill, TX | Address | Popularity Score | Distance from Cedar Hill (miles) |
|---|---|---|---|---|
| Allstate | Moran & Oswald Agency | 1901 Southeast Pkwy Ste 103, Arlington, TX, 76018 | 7.9 | |
| State Farm | David Peterson | 2580 W Camp Wisdom Rd Ste 400, Grand Prairie, TX, 75052-3092 | 6.7 | |
| Allstate | Yvette Holguin | 5800 S Collins St Ste 124, Arlington, TX, 76018 | 8.8 | |
| Allstate | Tyler Hitchcock | 2321 S Belt Line Rd Ste 160, Grand Prairie, TX, 75051 | 9.0 | |
| State Farm | Shanda Martin | 1240 W Belt Line Rd Ste B, Desoto, TX, 75115-8701 | 4.0 | |
| Farmers | Mark Jones | 7441 Marvin D Love Fwy Ste 306, Dallas, TX, 75237 | 7.0 | |
| Farmers | Tony Poncio | 516 Butterfly Ln, Red Oak, TX, 75154 | 9.5 | |
| Farmers | Jodi Buzek | 1710 Country Club Dr Ste 100, Mansfield, TX, 76063 | 8.8 | |
| Nationwide | Marcelo M Campon Agency Llc | 310 W Second St, Irving, TX, 75060-2913 | 15.8 | |
| State Farm | Ryan Salsbury | 1120 E Bardin Rd Ste 170, Arlington, TX, 76018-1212 | 9.8 |
Compare Rates for Cedar Hill, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Cedar Hill, TX | $146,200 | $1,524 | $1,010 | $2,350 | $1,340 |
| Red Oak, TX | $167,000 | $955 | $630 | $1,470 | $840 |
| Everman, TX | $73,200 | $983 | $650 | $1,510 | $860 |
| Haltom City, TX | $95,300 | $1,347 | $890 | $2,070 | $1,180 |
| Grandview, TX | $161,100 | $991 | $650 | $1,530 | $880 |
| Pecan Acres, TX | $335,900 | $2,209 | $1,460 | $3,400 | $1,940 |
| Oak Point, TX | $192,200 | $1,816 | $1,200 | $2,800 | $1,600 |
| Nevada, TX | $178,700 | $972 | $640 | $1,500 | $860 |
| Retreat, TX | $131,700 | $1,646 | $1,090 | $2,530 | $1,440 |
| Canyon Creek, TX | $62,800 | $1,321 | $870 | $2,030 | $1,160 |
Research Home Insurance Companies Reviews in Cedar Hill, TX Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I feel like they offer the same options as other carriers, but they are far less expensive and have a different model.
Allstate Home Insurance Reviews
Date: July 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
They have offerings that are about the same as all other firms. I asked for flood insurance and they could not do that but everything else was easy.
Esurance Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I experienced good service from Esurance when my escrow payment wasn't made by my mortgage company in error. My mortgage was sold to abother company that did not recieve the bill.
Farmer's Insurance Home Insurance Reviews
Date: June 11, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
I rate my current Home Insurance a 5. They are reasonably priced and the service is great. Their responses are fast and reliable.