How Can I Make My Hamilton County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Hamilton County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Hamilton County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $38,500 $40,000 $25,000-$50,000
2 Bedroom $72,000 $70,000 $75,000-$100,000
3 Bedroom $102,000 $90,000 $100,000-$125,000
4 Bedroom $128,000 $100,000 $125,000-$150,000
5 Bedroom $184,500 $170,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Hamilton County, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$185 $789
Superior Protection Discount -$88 $886
Fire & Security Discount -$78 $896
Hail Resistant Roof Discount -$19 $955
Newly Constructed Home Discount -$205 $769

Choose the Right Deductible for your Hamilton County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hamilton County $1,500 $962 $2,462 $699 $2,199 $263
Hamilton County, TX $2,000 $962 $2,962 $699 $2,699 $263
Gustine, TX $100 $1,359 $1,459 $987 $1,087 $371
Cranfills Gap, TX $700 $1,695 $2,395 $1,232 $1,932 $463
Evant, TX $400 $1,634 $2,034 $1,188 $1,588 $447
Coryell County, TX $1,000 $1,381 $2,381 $1,004 $2,004 $377
Mullin-Priddy, TX $300 $1,708 $2,008 $1,241 $1,541 $467
Crawford, TX $1,000 $1,825 $2,825 $1,326 $2,326 $499
Somervell County, TX $400 $951 $1,351 $691 $1,091 $260
Blanket, TX $2,500 $1,560 $4,060 $1,134 $3,634 $426
Kempner, TX $500 $1,519 $2,019 $1,104 $1,604 $415
Tolar, TX $700 $1,645 $2,345 $1,195 $1,895 $450

Identify Top Home Insurance Agents near Hamilton County, TX | Back to Top

Home Insurance Company Hamilton County, TX Homeowners Insurance Agency Hamilton County, TX Address Popularity Score Distance from Hamilton County (miles)
State Farm Larry Simpson 501 S Texas St, De Leon, TX, 76444-1949
37.2
State Farm Leah Mcgee 1900 E Elms Rd Ste 100a, Killeen, TX, 76542-2822
48.9
State Farm Alan Cox 1201 E Central Texas Expwy, Killeen, TX, 76541-9126
47.9
Allstate Neal White 1808 E Rancier Ave, Killeen, TX, 76541
46.7
Allstate Shane Oliver 2301 W South Loop Ste A, Stephenville, TX, 76401
35.2
Farmers Darren Hayes 116 W Jefferson Ave, Whitney, TX, 76692
49.4
Farmers Amanda Easley 3402 E Veterans Memorial Blvd, Killeen, TX, 76543
48.1
State Farm Richard Vincent 1003 W Highway 190, Copperas Cove, TX, 76522-3886
43.0
Allstate Kimberley Curb Bridenstine 501 W Elms Rd Ste 2, Killeen, TX, 76542
47.9
Farmers Vernon Sweeney 2180 W South Loop Ste 9, Stephenville, TX, 76401
35.1

Compare Rates for Hamilton County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Hamilton County, TX $108,500 $974 $640 $1,500 $860
Hamilton County, TX $108,500 $974 $640 $1,500 $860
Gustine, TX $71,900 $1,375 $910 $2,120 $1,210
Cranfills Gap, TX $153,600 $1,716 $1,130 $2,640 $1,510
Evant, TX $134,100 $1,654 $1,090 $2,550 $1,460
Coryell County, TX $107,700 $1,398 $920 $2,150 $1,230
Mullin-Priddy, TX $158,200 $1,729 $1,140 $2,660 $1,520
Crawford, TX $205,900 $1,847 $1,220 $2,840 $1,620
Somervell County, TX $172,200 $963 $640 $1,480 $840
Blanket, TX $114,000 $1,579 $1,040 $2,430 $1,390
Kempner, TX $104,000 $1,537 $1,010 $2,370 $1,360
Tolar, TX $137,500 $1,665 $1,100 $2,560 $1,460