Gavop tells you how to get the best homeowners insurance in Bridgeton, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $205,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $197,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $265,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $678 |
| Superior Protection Discount | -$80 | $718 |
| Fire & Security Discount | -$80 | $718 |
| Hail Resistant Roof Discount | -$16 | $782 |
| Newly Constructed Home Discount | -$199 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $700 | $1,077 | $1,777 | $783 | $1,483 | $294 |
| Bridgeton, MO | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Uplands Park, MO | $300 | $817 | $1,117 | $594 | $894 | $223 |
| Point, IL | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Fidelity, IL | $200 | $660 | $860 | $480 | $680 | $180 |
| Medora, IL | $2,500 | $534 | $3,034 | $388 | $2,888 | $146 |
| Greenfield, IL | $500 | $524 | $1,024 | $381 | $881 | $143 |
| Franklin County, MO | $2,000 | $1,024 | $3,024 | $744 | $2,744 | $280 |
| New Haven, MO | $300 | $979 | $1,279 | $712 | $1,012 | $268 |
| Walshville, IL | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Prairieville, MO | $300 | $1,027 | $1,327 | $746 | $1,046 | $281 |
| Home Insurance Company Bridgeton, MO | Homeowners Insurance Agency Bridgeton, MO | Address | Popularity Score | Distance from Bridgeton (miles) |
|---|---|---|---|---|
| State Farm | Anthony Luster | 11706 W Florissant Ave, Florissant, MO, 63033-6743 | 7.4 | |
| Allstate | Deborah M. Johnson | 106 4 Seasonsshop Ctr Ste 105c, Chesterfield, MO, 63017 | 8.0 | |
| Travelers | Lindenwood Agency Inc | 800 Clark St, St Charles, MO, 63301 | 4.0 | |
| Travelers | Insurance Consultants Inc | 111 Westport Plaza Ste 600, St Louis, MO, 63146 | 5.2 | |
| State Farm | Evan Richmond | 13437 Olive Blvd, Chesterfield, MO, 63017-3166 | 7.8 | |
| State Farm | Rob Hasse | 4443 N Highway 67, Florissant, MO, 63034-2831 | 8.3 | |
| Travelers | Lang Insurance Service | 3920 S Old Hwy 94 Ste 39, St Charles, MO, 63304 | 9.5 | |
| State Farm | Mike Balota | 4 The Pines Ct Ste B, Creve Coeur, MO, 63141-6093 | 7.9 | |
| Liberty Mutual Independent | Clayton Hanley Ins Service Inc | 9545 Yuma Dr, St Louis, MO, 63123 | 18.0 | |
| State Farm | Bob Boston | 4211 S Old Highway 94, Saint Charles, MO, 63304-2848 | 10.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| St. Louis County, MO | $181,100 | $1,090 | $750 | $1,500 | $750 |
| Bridgeton, MO | $159,900 | $798 | $530 | $1,090 | $560 |
| Uplands Park, MO | $69,200 | $827 | $570 | $1,170 | $600 |
| Point, IL | $140,600 | $766 | $550 | $1,050 | $500 |
| Fidelity, IL | $105,700 | $668 | $450 | $920 | $470 |
| Medora, IL | $70,700 | $540 | $370 | $760 | $390 |
| Greenfield, IL | $68,400 | $530 | $370 | $760 | $390 |
| Franklin County, MO | $156,800 | $1,036 | $740 | $1,420 | $680 |
| New Haven, MO | $113,400 | $991 | $680 | $1,400 | $720 |
| Walshville, IL | $163,300 | $818 | $580 | $1,160 | $580 |
| Prairieville, MO | $129,200 | $1,039 | $750 | $1,420 | $670 |