Gavop shows you how to buy homeowners insurance in Whitney, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Whitney, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Prairie Ln, Happy Ln, N Trinity St, Juniper Cove Rd, N Lavaca St, Meredith St, Janice Dr, Co Rd 2122W, Canyon Ct, Wayman Dr | $120,500 | $100,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Catherine, W Wilson Ave, N Neches St, Ballard St, Murdoch Dr, E Davis St, County Line Rd W, Arlington Ave, Co Rd 2117, 4th St | $122,000 | $100,000 | $125,000-$150,000 | $98,500 | $90,000 | $75,000-$100,000 |
| Hcr2124, FM 1713, E Jefferson Ave, Waterview Dr, Lakeview, Timberline Dr, Holland Dr, 1st St, Ranch Rd 1304, Co Rd 1262 | $68,000 | $60,000 | $50,000-$75,000 | $70,500 | $60,000 | $75,000-$100,000 |
| Sanderson, W Coolidge Ave, W Polk Ave, W Washington Ave, Oak Springs Blvd, Harland Dr, Barn Shadow St, Timberline Trl, Arizona St, T St | $80,500 | $70,000 | $75,000-$100,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Chicasha Trl, Bass Rd, Cedar Ridge Loop, Fox Run, Yosemite Dr, Dead End Dr, Cedar Ln, Ave B, Golf Course Dr, Anaprako Rd | $100,500 | $90,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $893 |
| Superior Protection Discount | -$106 | $957 |
| Fire & Security Discount | -$74 | $989 |
| Hail Resistant Roof Discount | -$32 | $1,031 |
| Newly Constructed Home Discount | -$223 | $840 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hill County | $2,000 | $1,325 | $3,325 | $963 | $2,963 | $362 |
| Whitney, TX | $2,000 | $1,050 | $3,050 | $763 | $2,763 | $287 |
| Laguna Park, TX | $500 | $1,446 | $1,946 | $1,051 | $1,551 | $395 |
| Gholson, TX | $700 | $1,577 | $2,277 | $1,146 | $1,846 | $431 |
| Morgan, TX | $100 | $1,189 | $1,289 | $864 | $964 | $325 |
| Valley Mills, TX | $1,000 | $1,516 | $2,516 | $1,101 | $2,101 | $414 |
| Maypearl, TX | $500 | $977 | $1,477 | $710 | $1,210 | $267 |
| Iredell, TX | $700 | $1,604 | $2,304 | $1,165 | $1,865 | $438 |
| Venus, TX | $300 | $1,577 | $1,877 | $1,146 | $1,446 | $431 |
| Dawson, TX | $1,500 | $1,340 | $2,840 | $974 | $2,474 | $366 |
| Bardwell, TX | $200 | $1,348 | $1,548 | $979 | $1,179 | $368 |
| Midlothian, TX | $1,000 | $990 | $1,990 | $719 | $1,719 | $270 |
| Home Insurance Company Whitney, TX | Homeowners Insurance Agency Whitney, TX | Address | Popularity Score | Distance from Whitney (miles) |
|---|---|---|---|---|
| State Farm | Stuart Smith | 221 W 6th Ave, Corsicana, TX, 75110-5243 | 50.1 | |
| Farmers | Angela Raines | 3415 E Us Highway 377, Granbury, TX, 76049 | 46.3 | |
| Travelers | Lone Star Insurance Agency | 240 Nw Newton Dr, Burleson, TX, 76028 | 44.4 | |
| Allstate | Clinton Musselman | 283 Market St, Burleson, TX, 76028 | 44.3 | |
| State Farm | Sharon Robinson | 124 Nw Newton, Burleson, TX, 76028-4774 | 44.3 | |
| State Farm | Mike Bradley | 219 E Debbie Lane, Mansfield, TX, 76063 | 48.9 | |
| Allstate | Doug Martin | 200 E Main St Ste E, Crowley, TX, 76036 | 47.0 | |
| Farmers | Linda Robinson | 2363 Highway 287 N Ste 215, Mansfield, TX, 76063 | 49.4 | |
| Allstate | Julia Serebro | 990 N Walnut Creek Dr Ste 1005, Mansfield, TX, 76063 | 47.8 | |
| Allstate | First Texas Agency | 1400 East Main, Gatesville, TX, 76528 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hill County, TX | $93,700 | $1,341 | $890 | $2,070 | $1,180 |
| Whitney, TX | $94,700 | $1,063 | $700 | $1,640 | $940 |
| Laguna Park, TX | $88,400 | $1,464 | $970 | $2,250 | $1,280 |
| Gholson, TX | $118,300 | $1,596 | $1,050 | $2,460 | $1,410 |
| Morgan, TX | $45,000 | $1,203 | $790 | $1,850 | $1,060 |
| Valley Mills, TX | $103,300 | $1,534 | $1,010 | $2,360 | $1,350 |
| Maypearl, TX | $191,900 | $989 | $650 | $1,520 | $870 |
| Iredell, TX | $125,400 | $1,623 | $1,070 | $2,500 | $1,430 |
| Venus, TX | $118,300 | $1,596 | $1,050 | $2,460 | $1,410 |
| Dawson, TX | $68,600 | $1,356 | $890 | $2,090 | $1,200 |
| Bardwell, TX | $70,000 | $1,364 | $900 | $2,100 | $1,200 |
| Midlothian, TX | $201,900 | $1,002 | $660 | $1,540 | $880 |