Gavop shows you how to buy homeowners insurance in Blaine County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $169,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $337,500 | $280,000 | $300,000-$350,000 |
| 4 Bedroom | $499,000 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $544,000 | $500,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $786 |
| Home and Two Car | -$138 | $725 |
| Home and Three Car | -$207 | $656 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blaine County | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Blaine County, ID | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Bellevue, ID | $400 | $696 | $1,096 | $505 | $905 | $190 |
| Sun Valley, ID | $2,500 | $2,421 | $4,921 | $1,759 | $4,259 | $662 |
| Shoshone, ID | $500 | $527 | $1,027 | $383 | $883 | $144 |
| Minidoka, ID | $700 | $551 | $1,251 | $401 | $1,101 | $151 |
| Mackay, ID | $400 | $607 | $1,007 | $441 | $841 | $166 |
| Minidoka County, ID | $2,000 | $663 | $2,663 | $481 | $2,481 | $181 |
| Fairfield, ID | $100 | $489 | $589 | $355 | $455 | $134 |
| Camas County, ID | $2,500 | $572 | $3,072 | $415 | $2,915 | $156 |
| Butte County, ID | $400 | $663 | $1,063 | $481 | $881 | $181 |
| Home Insurance Company Blaine County, ID | Homeowners Insurance Agency Blaine County, ID | Address | Popularity Score | Distance from Blaine County (miles) |
|---|---|---|---|---|
| State Farm | John Infanger | 1241 Main St, Gooding, ID, 83330-1834 | 49.8 | |
| Allstate | Wood River Ins | 410 N Main St, Hailey, ID, 83333 | 20.3 | |
| State Farm | Patrick Buchanan | 216 N Main St, Hailey, ID, 83333 | 20.2 | |
| State Farm | Patrick Buchanan | 120 N 2nd Ave Ste 207, Ketchum, ID, 83340 | 28.4 | |
| Allstate | Locke Agcy Inc | 333 Main St, Gooding, ID, 83330 | 49.4 | |
| Travelers | Sun Valley Ins | 780 N Main, Ketchum, ID, 83340 | 28.8 | |
| Travelers | Wood River Insurance Inc | 410 N Main St, Hailey, ID, 83333 | 20.3 | |
| Allstate | Valley Ins Ctr. | 410 S Frnt Po Box 100, Arco, ID, 83213 | 37.0 | |
| Farmers | L Dean Moncur | 325 North Front, Arco, ID, 83213 | 36.9 | |
| Liberty Mutual Independent | Bisnett Insurance | 631 2nd St, Ketchum, ID, 83340 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $880 | $430 |
| Blaine County, ID | $390,300 | $864 | $600 | $1,230 | $630 |
| Blaine County, ID | $390,300 | $864 | $620 | $1,230 | $610 |
| Bellevue, ID | $240,200 | $704 | $510 | $1,000 | $490 |
| Sun Valley, ID | $904,900 | $2,450 | $1,790 | $3,360 | $1,570 |
| Shoshone, ID | $123,200 | $533 | $380 | $730 | $350 |
| Minidoka, ID | $134,800 | $558 | $400 | $780 | $380 |
| Mackay, ID | $167,900 | $614 | $410 | $850 | $440 |
| Minidoka County, ID | $121,800 | $671 | $450 | $920 | $470 |
| Fairfield, ID | $107,400 | $495 | $330 | $680 | $350 |
| Camas County, ID | $173,300 | $578 | $420 | $820 | $400 |
| Butte County, ID | $110,700 | $671 | $490 | $920 | $430 |