Gavop's guide to buying homeowners insurance in Comstock Park, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
2 Bedroom | $80,000 | $70,000 | $50,000-$75,000 |
3 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
4 Bedroom | $196,500 | $160,000 | $200,000-$250,000 |
5 Bedroom | $216,500 | $190,000 | $150,000-$175,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$58 | $587 |
Home and Two Car | -$110 | $535 |
Home and Three Car | -$155 | $490 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Kent County | $1,000 | $765 | $1,765 | $556 | $1,556 | $209 |
Comstock Park, MI | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
Kent County, MI | $300 | $765 | $1,065 | $556 | $856 | $209 |
Jenison, MI | $2,000 | $661 | $2,661 | $481 | $2,481 | $181 |
Courtland, MI | $200 | $772 | $972 | $561 | $761 | $211 |
Wolf Lake, MI | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
Irving, MI | $200 | $800 | $1,000 | $582 | $782 | $219 |
Muskegon Heights, MI | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
Dayton, MI | $300 | $783 | $1,083 | $569 | $869 | $214 |
Sunfield, MI | $1,000 | $742 | $1,742 | $539 | $1,539 | $203 |
Nashville, MI | $100 | $655 | $755 | $476 | $576 | $179 |
Vermontville, MI | $700 | $720 | $1,420 | $523 | $1,223 | $197 |
Home Insurance Company Comstock Park, MI | Homeowners Insurance Agency Comstock Park, MI | Address | Popularity Score | Distance from Comstock Park (miles) |
---|---|---|---|---|
Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 8.8 | |
Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 4.8 | |
Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 7.2 | |
State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 4.5 | |
Farmers | Troy Dalman | 128 W Mill St, Hastings, MI, 49058 | 33.6 | |
Allstate | The Lange Agency Llc | 2055 28th St Se Ste 16, Grand Rapids, MI, 49508 | 9.6 | |
Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 9.8 | |
State Farm | Jenni Pattillo | 1810 W Washington St Ste 1a, Greenville, MI, 48838-2629 | 22.0 | |
State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 9.3 | |
State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 5.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Michigan | $136,400 | $775 | $550 | $1,100 | $550 |
Kent County, MI | $153,500 | $774 | $530 | $1,070 | $540 |
Comstock Park, MI | $131,100 | $645 | $470 | $920 | $450 |
Kent County, MI | $153,500 | $774 | $570 | $1,090 | $520 |
Jenison, MI | $152,400 | $669 | $460 | $940 | $480 |
Courtland, MI | $247,100 | $781 | $550 | $1,110 | $560 |
Wolf Lake, MI | $83,200 | $692 | $460 | $960 | $500 |
Irving, MI | $162,700 | $810 | $580 | $1,110 | $530 |
Muskegon Heights, MI | $42,900 | $762 | $510 | $1,080 | $570 |
Dayton, MI | $149,700 | $793 | $530 | $1,130 | $600 |
Sunfield, MI | $119,700 | $751 | $500 | $1,040 | $540 |
Nashville, MI | $68,500 | $663 | $480 | $910 | $430 |
Vermontville, MI | $105,000 | $729 | $500 | $1,040 | $540 |