Gavop shows you how to buy homeowners insurance in Big Stone County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $156,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $208,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $146,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $540 |
| Superior Protection Discount | -$64 | $578 |
| Fire & Security Discount | -$51 | $591 |
| Hail Resistant Roof Discount | -$13 | $630 |
| Newly Constructed Home Discount | -$129 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Big Stone County | $700 | $635 | $1,335 | $461 | $1,161 | $174 |
| Big Stone County, MN | $2,000 | $635 | $2,635 | $461 | $2,461 | $174 |
| Tara, MN | $300 | $916 | $1,216 | $666 | $966 | $250 |
| Agassiz, MN | $700 | $960 | $1,660 | $698 | $1,398 | $262 |
| Stevens County, MN | $100 | $847 | $947 | $615 | $715 | $231 |
| Grant County, SD | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| Starbuck, MN | $200 | $815 | $1,015 | $592 | $792 | $223 |
| Camp Release, MN | $1,500 | $1,139 | $2,639 | $828 | $2,328 | $311 |
| Wendell, MN | $200 | $526 | $726 | $382 | $582 | $144 |
| Omro, MN | $300 | $738 | $1,038 | $536 | $836 | $202 |
| Home Insurance Company Big Stone County, MN | Homeowners Insurance Agency Big Stone County, MN | Address | Popularity Score | Distance from Big Stone County (miles) |
|---|---|---|---|---|
| Travelers | Rentz Agency Inc | 517 Atlantic Ave, Morris, MN, 56267 | 26.5 | |
| State Farm | Nate Vandervelde | 143 N Miles St, Appleton, MN, 56208-1378 | 24.0 | |
| State Farm | Chris Buckingham | 400 N Main St, Starbuck, MN, 56381-0018 | 44.3 | |
| State Farm | Tony Ourada | 210 Saint Olaf Ave N, Canby, MN, 56220-1374 | 49.4 | |
| State Farm | Brenda Fischer | 29 Central Ave N, Elbow Lake, MN, 56531 | 44.6 | |
| State Farm | Tony Ourada | 209 6th Ave, Madison, MN, 56256 | 30.1 | |
| State Farm | Jan Scriver | 123 2nd St Nw, Ortonville, MN, 56278 | 8.2 | |
| Travelers | First National Ins Starbuck | 1oo W 5th St, Starbuck, MN, 56381 | 44.2 | |
| State Farm | Mark Frank | 205 14th Street North, Benson, MN, 56215-1104 | 39.7 | |
| Allstate | Tom Oakes Agency | 40 2nd St Nw, Ortonville, MN, 56278 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,660 | $790 |
| Big Stone County, MN | $97,000 | $643 | $440 | $910 | $470 |
| Big Stone County, MN | $97,000 | $643 | $460 | $910 | $450 |
| Tara, MN | $129,200 | $927 | $670 | $1,280 | $610 |
| Agassiz, MN | $139,300 | $972 | $710 | $1,370 | $660 |
| Stevens County, MN | $150,800 | $857 | $580 | $1,190 | $610 |
| Grant County, SD | $115,800 | $725 | $490 | $1,000 | $510 |
| Starbuck, MN | $108,200 | $825 | $560 | $1,160 | $600 |
| Camp Release, MN | $187,500 | $1,153 | $800 | $1,650 | $850 |
| Wendell, MN | $60,000 | $532 | $360 | $760 | $400 |
| Omro, MN | $93,800 | $747 | $530 | $1,040 | $510 |