Gavop's guide to buying homeowners insurance in Druid Hills, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Druid Hills, GA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hummingbird Ln NE, W Howard Ave, Westminster Way NE, Emory Rd NE, Hyland Way NE, Helen Dr NE, Vickers Dr, Oak Park Dr, Chalmette Dr NE, Lowergate Dr NE | $217,000 | $190,000 | $175,000-$200,000 | $550,000 | $510,000 | $500,000-$600,000 |
| Oxford Rd NE, Vickers Cir, Eagle Row, W Ponce de Leon Ave, Emory Cir NE, Dekalb Ave NE, Edmund Park Dr, Edmund Park Dr NE, Lullwater Rd, Markan Dr NE | $230,000 | $210,000 | $175,000-$200,000 | $600,000 | $510,000 | $600,000-$700,000 |
| The by Way NE, Stillwood Dr NE, Clifton Way NE, Markan Dr NE, Gatewood Rd NE, Briar Park Ct NE, Beech Valley Way NE, Durand Mill Dr NE, Vilenah Ln NE, Old Briarcliff Rd NE | $352,000 | $300,000 | $350,000-$400,000 | $446,000 | $410,000 | $350,000-$400,000 |
| Poplar Grove Dr NE, Dyson Dr, Towers Cir NE, Dantzler Dr, Stillwood Chase, Woodbridge Hollow NE, Briarpark Ct, Harvard Rd NE, Grist Stone Ct NE, Oxford Rd NE | $219,500 | $200,000 | $175,000-$200,000 | $418,000 | $360,000 | $400,000-$500,000 |
| Heaton Park Dr NE, Michael St NE, Starvine Way, Princeton Way NE, Zimmer Dr NE, University Dr NE, Arkwright Dr NE, N Gatewood Rd NE, Burlington Rd NE, Edinburgh Ter NE | $127,500 | $100,000 | $100,000-$125,000 | $162,000 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $805 |
| Home and Two Car | -$140 | $735 |
| Home and Three Car | -$219 | $656 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeKalb County | $2,500 | $983 | $3,483 | $714 | $3,214 | $269 |
| Druid Hills, GA | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Panthersville, GA | $400 | $646 | $1,046 | $469 | $869 | $177 |
| East Point, GA | $700 | $664 | $1,364 | $483 | $1,183 | $181 |
| Alpharetta, GA | $200 | $1,378 | $1,578 | $1,002 | $1,202 | $377 |
| Buford-Sugar Hill, GA | $700 | $1,138 | $1,838 | $827 | $1,527 | $311 |
| Dacula-Rocky Creek, GA | $100 | $1,166 | $1,266 | $847 | $947 | $319 |
| Jersey, GA | $2,500 | $851 | $3,351 | $618 | $3,118 | $232 |
| Newton County, GA | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| Euharlee, GA | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| White-Pine Log, GA | $200 | $943 | $1,143 | $685 | $885 | $258 |
| Hall County, GA | $2,000 | $971 | $2,971 | $706 | $2,706 | $265 |
| Home Insurance Company Druid Hills, GA | Homeowners Insurance Agency Druid Hills, GA | Address | Popularity Score | Distance from Druid Hills (miles) |
|---|---|---|---|---|
| State Farm | Carter Nicholson | 1610 Lavista Rd Ne Ste 1, Atlanta, GA, 30329-4316 | 2.8 | |
| Travelers | Abbey Insurance Services | 3545 Memorial Drive Belvedere Plaza, Decatur, GA, 30032 | 4.0 | |
| Travelers | Citywide Insurance Agency Inc | 1675 Cumberland Pkwy. Ste 302, Smyrna, GA, 30080 | 10.4 | |
| State Farm | Jason Martin | 3604 Chamblee Tucker Rd, Atlanta, GA, 30341-4418 | 8.1 | |
| State Farm | Ryan Butler | 2487 Cedarcrest Road Suite 212, Acworth, GA, 30101-2729 | 31.0 | |
| Travelers | Risk & Insurance Consultants Inc | 5416 Glenridge Dr, Atlanta, GA, 30342 | 8.4 | |
| Liberty Mutual Independent | Hardegree Insurance Agency | 750 Hammond Dr Ne Bldg 19, Sandy Springs, GA, 30328 | 9.3 | |
| Liberty Mutual Independent | Rhodes Risk Advisors | 3340 Peachtree Rd Ne Ste 1755, Atlanta, GA, 30326 | 4.9 | |
| Allstate | Dondi Flemister | 665 Thornton Way Ste A, Lithia Springs, GA, 30122 | 16.7 | |
| Allstate | Michael Thompson | 244 14th St Ne, Atlanta, GA, 30309 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,440 | $760 |
| DeKalb County, GA | $176,000 | $995 | $720 | $1,400 | $680 |
| Druid Hills, GA | $495,900 | $875 | $630 | $1,240 | $610 |
| Panthersville, GA | $92,600 | $654 | $470 | $920 | $450 |
| East Point, GA | $91,000 | $672 | $490 | $950 | $460 |
| Alpharetta, GA | $364,900 | $1,395 | $1,000 | $1,990 | $990 |
| Buford-Sugar Hill, GA | $205,100 | $1,152 | $770 | $1,590 | $820 |
| Dacula-Rocky Creek, GA | $216,600 | $1,180 | $790 | $1,680 | $890 |
| Jersey, GA | $162,100 | $861 | $580 | $1,180 | $600 |
| Newton County, GA | $123,300 | $841 | $610 | $1,190 | $580 |
| Euharlee, GA | $161,000 | $1,021 | $700 | $1,410 | $710 |
| White-Pine Log, GA | $143,200 | $954 | $650 | $1,320 | $670 |
| Hall County, GA | $171,900 | $983 | $710 | $1,360 | $650 |