Gavop shows you how to buy homeowners insurance in Wellington, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $145,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $188,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $301,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $780 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$75 | $864 |
| Hail Resistant Roof Discount | -$19 | $920 |
| Newly Constructed Home Discount | -$225 | $714 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Larimer County | $2,000 | $1,325 | $3,325 | $963 | $2,963 | $362 |
| Wellington, CO | $2,000 | $928 | $2,928 | $674 | $2,674 | $254 |
| Fort Collins, CO | $200 | $1,322 | $1,522 | $961 | $1,161 | $361 |
| Timnath, CO | $1,500 | $2,156 | $3,656 | $1,567 | $3,067 | $589 |
| Gilcrest, CO | $100 | $1,106 | $1,206 | $803 | $903 | $302 |
| Cheyenne, WY | $700 | $966 | $1,666 | $702 | $1,402 | $264 |
| Grover, CO | $500 | $1,272 | $1,772 | $924 | $1,424 | $347 |
| Cheyenne East, WY | $2,000 | $1,228 | $3,228 | $892 | $2,892 | $336 |
| Lafayette-Louisville, CO | $300 | $1,523 | $1,823 | $1,107 | $1,407 | $416 |
| Lafayette, CO | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
| Home Insurance Company Wellington, CO | Homeowners Insurance Agency Wellington, CO | Address | Popularity Score | Distance from Wellington (miles) |
|---|---|---|---|---|
| Farmers | Bryce Babcock | 1021 E South Boulder Rd Ste Q, Louisville, CO, 80027 | 49.6 | |
| Travelers | Western Insurance Services | 1520 E Mulberry (Inside Western States Bank) , Fort Collins, CO, 80524 | 8.4 | |
| State Farm | Chip Beake | 106 E Olive St, Fort Collins, CO, 80524-2861 | 8.8 | |
| Travelers | John C Beckett & Associates Inc | 220 Smith St, Fort Collins, CO, 80524 | 8.6 | |
| State Farm | Everett Gonzales | 3257 W 20th St, Greeley, CO, 80634-6550 | 24.8 | |
| State Farm | Ronny Bush | 1090 E Elizabeth St, Fort Collins, CO, 80524-3912 | 9.1 | |
| Farmers | Craig Campbell | 262 E Mountain Ave Ste 100, Fort Collins, CO, 80524 | 8.6 | |
| Travelers | Bsh Insurance Agency | 8017 1st Street # B, Wellington, CO, 80549 | 0.2 | |
| State Farm | Daryl Alexander | 5205 S College Ave Ste A, Fort Collins, CO, 80525-3962 | 13.3 | |
| Allstate | Jodi Lynch | 939 Coffman St, Longmont, CO, 80501 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Larimer County, CO | $306,600 | $1,341 | $940 | $1,760 | $820 |
| Wellington, CO | $238,300 | $939 | $660 | $1,230 | $570 |
| Fort Collins, CO | $305,600 | $1,338 | $940 | $1,750 | $810 |
| Timnath, CO | $464,500 | $2,182 | $1,530 | $2,860 | $1,330 |
| Gilcrest, CO | $160,200 | $1,119 | $780 | $1,470 | $690 |
| Cheyenne, WY | $187,300 | $977 | $660 | $1,340 | $680 |
| Grover, CO | $224,200 | $1,287 | $900 | $1,690 | $790 |
| Cheyenne East, WY | $303,700 | $1,243 | $830 | $1,730 | $900 |
| Lafayette-Louisville, CO | $422,000 | $1,542 | $1,080 | $2,020 | $940 |
| Lafayette, CO | $343,000 | $1,000 | $700 | $1,310 | $610 |