Gavop shows you how to buy homeowners insurance in Oconee County, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $123,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $159,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $248,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $338,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $808 |
| Superior Protection Discount | -$88 | $886 |
| Fire & Security Discount | -$88 | $886 |
| Hail Resistant Roof Discount | -$19 | $954 |
| Newly Constructed Home Discount | -$224 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oconee County | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Oconee County, SC | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Starr, SC | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Macon County, NC | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Millshoal, NC | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Jackson County, NC | $300 | $903 | $1,203 | $656 | $956 | $247 |
| Webster, NC | $700 | $1,050 | $1,750 | $763 | $1,463 | $287 |
| Cecil, NC | $500 | $905 | $1,405 | $658 | $1,158 | $247 |
| Mauldin, SC | $700 | $843 | $1,543 | $613 | $1,313 | $230 |
| Lowndesville, SC | $200 | $558 | $758 | $406 | $606 | $153 |
| Home Insurance Company Oconee County, SC | Homeowners Insurance Agency Oconee County, SC | Address | Popularity Score | Distance from Oconee County (miles) |
|---|---|---|---|---|
| State Farm | Anne Mcalister | 100 Century Plaza Dr Ste 1, Seneca, SC, 29678-0850 | 7.7 | |
| Allstate | Marcengill Agency Inc | 721 W North 1st St, Seneca, SC, 29678 | 6.7 | |
| State Farm | Sheldon Porter | 307 Mills Ave, Greenville, SC, 29605-4021 | 37.6 | |
| Allstate | Cornell Sweeney | 100 W Curtis St, Simpsonville, SC, 29681 | 45.9 | |
| Allstate | Joel Rice | 15684 Wells Hwy, Seneca, SC, 29678 | 6.8 | |
| State Farm | James Owens | 2503 Wade Hamp Blvd, Greenville, SC, 29615-1147 | 42.0 | |
| Allstate | Julian Davis | 530 A Bypass 123, Seneca, SC, 29678 | 7.1 | |
| Nationwide | Sherry W Grant | 6732 Calhoun Memorial Hwy, Easley, SC, 29640-3672 | 27.3 | |
| Travelers | Signal Insurance Group Llc | 669 North Academy St, Greenville, SC, 29601 | 38.8 | |
| Nationwide | Lawrence G Sobczyk | 902 E Main St, Westminster, SC, 29693-1941 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,390 | $690 |
| Oconee County, SC | $153,300 | $973 | $690 | $1,340 | $650 |
| Oconee County, SC | $153,300 | $973 | $660 | $1,380 | $720 |
| Starr, SC | $87,200 | $823 | $590 | $1,140 | $550 |
| Macon County, NC | $162,000 | $870 | $630 | $1,190 | $560 |
| Millshoal, NC | $165,500 | $910 | $660 | $1,260 | $600 |
| Jackson County, NC | $177,200 | $914 | $610 | $1,300 | $690 |
| Webster, NC | $211,600 | $1,063 | $710 | $1,470 | $760 |
| Cecil, NC | $167,000 | $916 | $610 | $1,250 | $640 |
| Mauldin, SC | $153,700 | $853 | $570 | $1,220 | $650 |
| Lowndesville, SC | $82,500 | $565 | $410 | $770 | $360 |