Gavop's guide to buying homeowners insurance in Blountsville, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Blountsville, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Chestnut Vw, Jenny Ln, Megan Rd, Nikki Ln, Jenkins Dr, Hickory Hill Rd, Littleton Rd, Tidwell Rd, Meadow Ln, Boulder Trl | $182,500 | $150,000 | $200,000-$250,000 | $128,000 | $100,000 | $125,000-$150,000 |
| Ridgewood Dr, Elm St, Bee Line Hwy, Guinns Cove Rd, Magnolia Ln, Co Rd 47, Green Acres Dr, Main St, Ricetown Rd, Ketchum Rd | $102,000 | $90,000 | $75,000-$100,000 | $148,500 | $140,000 | $100,000-$125,000 |
| Bailey Way, Pleasant Valley Cir, Clevet Springs Rd, Village Cir, Bud Mountain Rd, Mountain Trl, Chief Albert Rd, Whispering Trl, Dexter Rd, Chandler Rd | $145,000 | $130,000 | $125,000-$150,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Pineview Cir, Co Hwy 13, Wildwood Trl, E L Bert Gallmore Rd, Whippoorwill Dr, Standridge Dr, Hickory Dr, Dogwood Ln, Co Rd 45, Co Rd 43 | $136,500 | $120,000 | $125,000-$150,000 | $164,000 | $150,000 | $150,000-$175,000 |
| Co Rd 31, White Oak Xing, Danielle Ln, Fred Armstrong Rd, Co Rd 37, Hamilton Mountain Rd, Saturn Cir, Hayes Rd, Holt Cir, Spring Trl | $216,500 | $200,000 | $175,000-$200,000 | $148,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $832 |
| Home and Two Car | -$155 | $759 |
| Home and Three Car | -$228 | $685 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blount County | $700 | $1,025 | $1,725 | $745 | $1,445 | $280 |
| Blountsville, AL | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| West Point, AL | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Ivalee, AL | $700 | $1,255 | $1,955 | $912 | $1,612 | $343 |
| Dora, AL | $300 | $771 | $1,071 | $560 | $860 | $211 |
| Graysville-Adamsville, AL | $2,000 | $809 | $2,809 | $588 | $2,588 | $221 |
| Grant, AL | $300 | $857 | $1,157 | $623 | $923 | $234 |
| New Hope, AL | $1,500 | $931 | $2,431 | $677 | $2,177 | $255 |
| Walker County, AL | $500 | $861 | $1,361 | $626 | $1,126 | $235 |
| Decatur, AL | $1,000 | $1,037 | $2,037 | $754 | $1,754 | $283 |
| Mooresville, AL | $400 | $1,042 | $1,442 | $757 | $1,157 | $285 |
| Hoover, AL | $700 | $1,473 | $2,173 | $1,071 | $1,771 | $403 |
| Home Insurance Company Blountsville, AL | Homeowners Insurance Agency Blountsville, AL | Address | Popularity Score | Distance from Blountsville (miles) |
|---|---|---|---|---|
| State Farm | Kim Lee | 28254 State Highway 75, Oneonta, AL, 35121-1659 | 10.7 | |
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 45.4 | |
| State Farm | Meri Beth Mabry | 712 A Jackson Way Ne, Huntsville, AL, 35801-3503 | 49.0 | |
| Farmers | Gary Gibbs | 220 4th Ave Se, Cullman, AL, 35055 | 15.3 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 49.8 | |
| State Farm | Shirley Quattlebaum | 905 2nd Avenue Sw, Cullman, AL, 35055-4224 | 14.9 | |
| State Farm | Jesus Granados | 43586 State Highway 75, Snead, AL, 35952-9661 | 15.6 | |
| Allstate | Ronald Woods | 2100 Data Park Ste 208, Hoover, AL, 35244 | 46.1 | |
| Liberty Mutual Independent | Allison Agency Inc | 87563 Us Highway 278, Snead, AL, 35952 | 15.3 | |
| Allstate | Edwards Financial Group Llc | 1400 3rd Ave N, Birmingham, AL, 35203 | 37.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,610 | $770 |
| Blount County, AL | $122,200 | $1,038 | $740 | $1,460 | $720 |
| Blountsville, AL | $117,000 | $914 | $660 | $1,270 | $610 |
| West Point, AL | $88,100 | $913 | $660 | $1,310 | $650 |
| Ivalee, AL | $153,900 | $1,270 | $850 | $1,800 | $950 |
| Dora, AL | $90,600 | $780 | $570 | $1,100 | $530 |
| Graysville-Adamsville, AL | $97,800 | $819 | $560 | $1,120 | $560 |
| Grant, AL | $142,900 | $867 | $620 | $1,210 | $590 |
| New Hope, AL | $167,000 | $943 | $690 | $1,310 | $620 |
| Walker County, AL | $87,300 | $872 | $630 | $1,250 | $620 |
| Decatur, AL | $124,700 | $1,050 | $710 | $1,480 | $770 |
| Mooresville, AL | $210,500 | $1,054 | $720 | $1,470 | $750 |
| Hoover, AL | $271,600 | $1,491 | $1,090 | $2,070 | $980 |