Gavop tells you how to get the best homeowners insurance in Sparta, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Sparta, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rock Quarry Rd, Adams St, Mayfield Rd, Oak Ridge, Reese St, Hancock St, Pumping Station Rd, Gaissert Church Rd, Whaley Dr, Gordon St | $87,000 | $70,000 | $75,000-$100,000 | $87,500 | $70,000 | $50,000-$75,000 |
| Powelton Ave, Maiden St, H St, C Boone Rd, Archer Dr, Warrenton Rd, James Hunt Jr Ave, Jones St, Ingram School Rd, Glen Ford Rd | $89,000 | $80,000 | $75,000-$100,000 | $81,500 | $80,000 | $75,000-$100,000 |
| Cook Rd, Stem Bridge Pl, Evergreen Rd, Old Augusta Rd, Cobb Rd, Fraizier Rd, Jones Bridge Rd, Turner Rd, Gilbert Cir, Burton Rd | $114,000 | $100,000 | $100,000-$125,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Sandersville Hwy, New St, State Rte 16, Twin Plum Tree Rd, Youngblood Rd, Dyer Dr, Dry Branch Rd, Log Cabin Rd, Willow Crest Ln, Covey Rise Farm Rd | $113,000 | $90,000 | $100,000-$125,000 | $52,000 | $40,000 | $25,000-$50,000 |
| Fairmont Rd, Wilson St, Oldeatonton Hwy, Roy Smith Rd, Clarke Cir, Lisa Ln, Anna Poole Rd, Old Milledgeville Hwy, Shoal Rd, Co Rd 46 | $85,500 | $80,000 | $75,000-$100,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $678 |
| Superior Protection Discount | -$74 | $753 |
| Fire & Security Discount | -$91 | $736 |
| Hail Resistant Roof Discount | -$17 | $811 |
| Newly Constructed Home Discount | -$215 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hancock County | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Sparta, GA | $700 | $818 | $1,518 | $594 | $1,294 | $223 |
| Washington County, GA | $2,000 | $587 | $2,587 | $427 | $2,427 | $160 |
| Woodville, GA | $400 | $571 | $971 | $415 | $815 | $156 |
| Tennille, GA | $2,500 | $483 | $2,983 | $351 | $2,851 | $132 |
| Gordon, GA | $500 | $562 | $1,062 | $409 | $909 | $154 |
| Jasper County, GA | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| Vesta-Enterprise, GA | $500 | $797 | $1,297 | $579 | $1,079 | $218 |
| Mansfield, GA | $1,000 | $887 | $1,887 | $645 | $1,645 | $242 |
| Jeffersonville, GA | $100 | $452 | $552 | $328 | $428 | $123 |
| Vidette, GA | $2,500 | $561 | $3,061 | $408 | $2,908 | $153 |
| Home Insurance Company Sparta, GA | Homeowners Insurance Agency Sparta, GA | Address | Popularity Score | Distance from Sparta (miles) |
|---|---|---|---|---|
| State Farm | Bo Trawick | 103 Harmony Xing Ste 5, Eatonton, GA, 31024-9529 | 17.5 | |
| State Farm | Bruce Morris | 1600 S Main St Ste A, Greensboro, GA, 30642-1266 | 20.5 | |
| State Farm | Lina Thomas Walker | 3311 Northside Dr, Macon, GA, 31210-2503 | 48.8 | |
| Nationwide | Larry Cole Insurance Inc | 2023 Hog Mountain Rd, Watkinsville, GA, 30677-1954 | 46.7 | |
| State Farm | Tim Hutcheson | 306 Village Cir, Social Circle, GA, 30025-3234 | 48.0 | |
| Liberty Mutual Independent | Jones Ewing Dobbs & Tamplin I | 127 E Jefferson St, Madison, GA, 30650 | 33.4 | |
| Allstate | Christopher Jackson | 1061 Parkside Cmns # 201, Greensboro, GA, 30642 | 17.5 | |
| State Farm | Billy Valduga | 1046 Peachtree St, Louisville, GA, 30434-1552 | 40.1 | |
| State Farm | Anthony Mcever | 652 Mulberry St, Macon, GA, 31201-2670 | 48.8 | |
| Liberty Mutual Independent | Jones Ewing Dobbs & Tamplin I | 127 E Jefferson St, Madison, GA, 30650 | 33.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,440 | $760 |
| Hancock County, GA | $66,100 | $842 | $610 | $1,200 | $590 |
| Sparta, GA | $64,400 | $827 | $600 | $1,180 | $580 |
| Washington County, GA | $82,400 | $594 | $400 | $850 | $450 |
| Woodville, GA | $73,300 | $578 | $400 | $790 | $390 |
| Tennille, GA | $61,200 | $489 | $350 | $690 | $340 |
| Gordon, GA | $72,100 | $569 | $420 | $790 | $370 |
| Jasper County, GA | $119,700 | $714 | $490 | $980 | $490 |
| Vesta-Enterprise, GA | $111,100 | $807 | $540 | $1,140 | $600 |
| Mansfield, GA | $175,700 | $898 | $650 | $1,280 | $630 |
| Jeffersonville, GA | $57,000 | $457 | $310 | $650 | $340 |
| Vidette, GA | $71,900 | $568 | $410 | $790 | $380 |