Gavop's guide to buying homeowners insurance in West Carrollton, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $89,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $120,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $585 |
| Superior Protection Discount | -$62 | $626 |
| Fire & Security Discount | -$69 | $619 |
| Hail Resistant Roof Discount | -$14 | $674 |
| Newly Constructed Home Discount | -$138 | $550 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Carrollton, OH | Homeowners Insurance Agency Carrollton, OH | Address | Popularity Score | Distance from Carrollton (miles) |
|---|---|---|---|---|
| Allstate | Tiffany James | 841 W State St, Trenton, OH, 45067 | 17.4 | |
| Liberty Mutual Independent | Htt Agency Inc | 5879 Cheviot Rd Ste 1 , Cincinnati, OH, 45247 | 37.3 | |
| Allstate | Michael Steinke | 664 N Main St, Springboro, OH, 45066 | 6.7 | |
| State Farm | Tyrice Walker | 2536 Pleasant Ave, Hamilton, OH, 45015-1506 | 26.2 | |
| State Farm | Gary Howard | 309 W Kemper Rd, Springdale, OH, 45246-3003 | 29.0 | |
| Allstate | Robert Ford | 689 Miamisburg Centerville Rd, Dayton, OH, 45459 | 5.0 | |
| State Farm | Jim Stocks | 135 W Dorothy Ln Ste 107, Dayton, OH, 45429-1477 | 5.0 | |
| State Farm | Bill Clement | 3723 Wilmington Pike, Kettering, OH, 45429-4852 | 6.6 | |
| Allstate | Tony Peh | 6332 Far Hills Ave, Centerville, OH, 45459 | 5.4 | |
| State Farm | David Cheatham | Ste A 3987 Hamilton Middletown Rd, Hamilton, OH, 45011-8344 | 21.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Montgomery County, OH | $112,100 | $637 | $440 | $880 | $440 |
| Carrollton, OH | $96,500 | $688 | $490 | $950 | $460 |
| South Lebanon, OH | $219,200 | $863 | $630 | $1,200 | $570 |
| Butlerville, OH | $93,000 | $604 | $420 | $830 | $410 |
| Springdale, OH | $121,600 | $632 | $460 | $870 | $410 |
| Northgate, OH | $122,000 | $633 | $460 | $870 | $410 |
| Silverton, OH | $114,300 | $662 | $480 | $930 | $450 |
| Taylor Creek, OH | $202,700 | $837 | $610 | $1,160 | $550 |
| Hooven, OH | $70,600 | $533 | $370 | $730 | $360 |
| Shelby County, OH | $137,800 | $696 | $470 | $1,000 | $530 |