How Can I Make My Skokie, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Skokie, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Skokie, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $205,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $263,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $432,000 | $360,000 | $500,000-$600,000 |
| 5 Bedroom | $681,500 | $570,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Skokie, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $850 |
| Superior Protection Discount | -$99 | $889 |
| Fire & Security Discount | -$69 | $919 |
| Hail Resistant Roof Discount | -$20 | $968 |
| Newly Constructed Home Discount | -$286 | $701 |
Choose the Right Deductible for your Skokie, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $1,500 | $881 | $2,381 | $640 | $2,140 | $241 |
| Skokie, IL | $2,500 | $976 | $3,476 | $709 | $3,209 | $267 |
| Gages Lake, IL | $400 | $760 | $1,160 | $552 | $952 | $208 |
| Palos Park, IL | $1,500 | $1,252 | $2,752 | $910 | $2,410 | $342 |
| Zion, IL | $200 | $641 | $841 | $466 | $666 | $175 |
| Lake Villa, IL | $700 | $843 | $1,543 | $613 | $1,313 | $230 |
| Aurora, IL | $200 | $798 | $998 | $580 | $780 | $218 |
| Mokena, IL | $2,000 | $864 | $2,864 | $628 | $2,628 | $236 |
| McCullom Lake, IL | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Ross, IN | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Kendall, IL | $400 | $809 | $1,209 | $588 | $988 | $221 |
| Seward, IL | $2,000 | $904 | $2,904 | $657 | $2,657 | $247 |
Identify Top Home Insurance Agents near Skokie, IL | Back to Top
| Home Insurance Company Skokie, IL | Homeowners Insurance Agency Skokie, IL | Address | Popularity Score | Distance from Skokie (miles) |
|---|---|---|---|---|
| State Farm | Anne Groh Beckman | 410 E Main St, Barrington, IL, 60010-4572 | 21.7 | |
| State Farm | Mark Mackey | 3338 W Foster Ave, Chicago, IL, 60625-4830 | 4.4 | |
| State Farm | Alan Bartels | 547 W Exchange St, Crete, IL, 60417-2137 | 41.2 | |
| Travelers | Eganvance Insurance | 5300 W Devon Ave, Chicago, IL, 60646 | 2.9 | |
| Farmers | Anthony Jones | 3966 W Grand Ave, Chicago, IL, 60651 | 9.0 | |
| Farmers | Alexander Kosjer | 6645 N Oliphant Ave Ste A, Chicago, IL, 60631 | 4.6 | |
| State Farm | Michael Janet | 6336 N Cicero Ave Ste 101, Chicago, IL, 60646-4448 | 2.8 | |
| Allstate | Hanna Kwasniewska | 7257 W Touhy Ave Ste 104, Chicago, IL, 60631 | 3.9 | |
| Allstate | Roman Zoladz | 6359 W Montrose Ave, Chicago, IL, 60634 | 5.7 | |
| Farmers | Jeffrey Mauritzen | 215 N Arlington Heights Rd Ste 100, Arlington Heights, IL, 60004 | 12.8 |
Compare Rates for Skokie, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,200 | $580 |
| Cook County, IL | $227,400 | $892 | $630 | $1,260 | $630 |
| Skokie, IL | $291,200 | $988 | $660 | $1,400 | $740 |
| Gages Lake, IL | $219,000 | $769 | $550 | $1,090 | $540 |
| Palos Park, IL | $388,400 | $1,267 | $870 | $1,800 | $930 |
| Zion, IL | $115,200 | $649 | $470 | $920 | $450 |
| Lake Villa, IL | $196,700 | $854 | $590 | $1,200 | $610 |
| Aurora, IL | $170,800 | $808 | $590 | $1,150 | $560 |
| Mokena, IL | $298,000 | $874 | $620 | $1,210 | $590 |
| McCullom Lake, IL | $112,500 | $690 | $480 | $950 | $470 |
| Ross, IN | $139,200 | $732 | $520 | $1,020 | $500 |
| Kendall, IL | $257,500 | $819 | $560 | $1,160 | $600 |
| Seward, IL | $218,100 | $915 | $610 | $1,310 | $700 |
Research Home Insurance Companies Reviews in Skokie, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I do not own a home as of yet therefore no deductible.
Date: May 30, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Premium
The premium and deductible are fine with me. They aren't too pricy to the point that you can't pay them, and they still give you really good coverage.
Date: January 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
We recently moved into a new home that we built ourselves. Our home insurance company was with us every step of the way. Since we moved towns, I got estimates from other companies and my home insurance company had the best deal. I was pleasantly surprised.
Date: October 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Other than the initial setup, we have not had to deal with customer service. The woman was extremely helpful and quick upon initial setup, so that's a plus. I have no dislikes.
USAA Home Insurance Reviews
Date: October 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I love the communication between myself and the insurance company. As stated before they bend over backwards to make sure we are happy and satisfied before letting us off the phone.
Progressive Home Insurance Reviews
Date: August 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
We started out with a $500 and then we raised it to 2,500 when we could save about $350. We just used that saving and put it in our saving each month so if we ever have to file a claim we have it.
Erie Insurance Home Insurance Reviews
Date: September 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I'm currently renting with my husband, but owned in the past. The customer service for the company I used before was adequate.
Allstate Home Insurance Reviews
Date: January 08, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I like the service I am provided. Customer service is prompt and responsive for anyone inquiry I have for them.
GEICO Home Insurance Reviews
Date: February 15, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
this is the first time i have had renters insurance but i think that would benefit me and my family . the premium and deductible are perfect
American Family Insurance Home Insurance Reviews
Date: June 08, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
My experience is a 4. There is not problem but the cost is high. I am overall satisfied with customer service aside from trying to find me a better deal.
Farmer's Insurance Home Insurance Reviews
Date: January 02, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I would rate Farmers Ins a 4 because of their premium and the ease of doing business with them. It was fairly easy to get a quote and to bond coverage. They gave several deductible options to help lower the cost.