Gavop shows you how to buy homeowners insurance in Hamilton County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hamilton County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Longbow St, Deerwood Dr, Palo Alto Ct, Westwood Dr, Turnham Dr, Mink Ln, Castle Ct, Fox Ln, Suncoral Cir, Bent Creek Ct | $170,500 | $140,000 | $150,000-$175,000 | $204,000 | $180,000 | $200,000-$250,000 |
| Shadetree Ct, Eldor Flower Dr, E 103rd St, Heathcliff Ct, Bubbling Brook Dr, Callaway Ct, Darsley Dr, Windbreak Ct, Spring Way, Concord Pl | $153,500 | $130,000 | $125,000-$150,000 | $242,000 | $210,000 | $250,000-$300,000 |
| Desplaines Dr, S 14th St, Titan Run, Ivory Ct, W 33rd, Hamilton Commons Blvd, Lynnwood Blvd, Centenary Dr, Dorset Ln, Rolling Hills Dr | $134,500 | $120,000 | $125,000-$150,000 | $194,500 | $170,000 | $175,000-$200,000 |
| Brigg Ct, Voss Hiatt Ave, Chapmans Trl, Wigeon Dr, Bald Eagle Dr, E 138th St, Sanderling Trce, Sterling Cmns, Heather Ln, Pine Ridge East Dr | $230,000 | $220,000 | $200,000-$250,000 | $236,500 | $210,000 | $250,000-$300,000 |
| Minton Ct, Sly Run Overlook, Crawford Dr, Oak Tree Way, Willow View Rd, S Illinios St, Spayside Dr, Sly Run Overlook, 113th, Eden Glen Dr | $187,000 | $180,000 | $200,000-$250,000 | $205,500 | $170,000 | $175,000-$200,000 |
| Blackthorn Ct, Cranberry Cir, Meridian Corners Blvd, Oak Dr, Wanatah Trl, S White Ave, Chase Ct, Bennettwood Pl, Timothy Ln, Coppergate | $175,500 | $150,000 | $125,000-$150,000 | $238,500 | $220,000 | $250,000-$300,000 |
| Canoe Ln, Fall Creek Rd, Cobblestone Ct, Olympus Blvd, Centennial Ct, Hounds Xing, 1st St SE, Wind Castle Trl, Edinburgh Dr, Red Maple Ln | $252,000 | $230,000 | $200,000-$250,000 | $435,500 | $410,000 | $500,000-$600,000 |
| Kegler Way, Oxford Pl, Rexham Ln, Chestnut Hill Cir, E 158th St, Maryland St, Round Up Trl, Parkway Dr, W 266th St, Carmelaire Dr | $196,500 | $180,000 | $150,000-$175,000 | $223,500 | $190,000 | $175,000-$200,000 |
| Stanford Dr, Club Pt, E 4th St, Wynstone Way, Stallion Ct, Fishers Pointe Blvd, Merrimac Dr E, Three Hundred Yard Dr, Gillingham Ln, Cumberland Ridge Ln | $170,000 | $150,000 | $200,000-$250,000 | $301,000 | $240,000 | $250,000-$300,000 |
| Welford Way, W 226th St, 235th St, Autumn Harvest Dr, Wheatfield Ln, Walnut Creek Dr N, Harbor Bay Ct, Cat Tail Ct, W 216th St, Flinchum Way N | $210,000 | $170,000 | $150,000-$175,000 | $355,500 | $330,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $834 |
| Superior Protection Discount | -$100 | $904 |
| Fire & Security Discount | -$100 | $904 |
| Hail Resistant Roof Discount | -$30 | $974 |
| Newly Constructed Home Discount | -$201 | $804 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Hamilton County, IN | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| River Forest, IN | $500 | $1,030 | $1,530 | $749 | $1,249 | $282 |
| Lincoln, IN | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Forest, IN | $100 | $749 | $849 | $544 | $644 | $205 |
| Morristown, IN | $1,500 | $749 | $2,249 | $544 | $2,044 | $205 |
| Pleasant, IN | $100 | $700 | $800 | $508 | $608 | $191 |
| Fairland, IN | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Amboy, IN | $400 | $656 | $1,056 | $477 | $877 | $179 |
| Blountsville, IN | $2,000 | $552 | $2,552 | $401 | $2,401 | $151 |
| Somerset, IN | $100 | $857 | $957 | $623 | $723 | $234 |
| Camden, IN | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| Home Insurance Company Hamilton County, IN | Homeowners Insurance Agency Hamilton County, IN | Address | Popularity Score | Distance from Hamilton County (miles) |
|---|---|---|---|---|
| Allstate | Casey Dehmer | 725 S Range Line Rd, Carmel, IN, 46032 | 7.9 | |
| Farmers | Jon Herrington | 722 E 8th St, Anderson, IN, 46012 | 19.0 | |
| State Farm | Barry Turvy | 1031 E 169th St, Westfield, IN, 46074-7738 | 6.4 | |
| State Farm | Chris Berger | 11428 Olio Rd, Fishers, IN, 46037-1103 | 8.5 | |
| Farmers | Kevin Neal | 18 Harbourtown Ctr Ste A, Noblesville, IN, 46062 | 4.0 | |
| Liberty Mutual Independent | M J Insurance Inc | 9225 Priority Way West Dr Ste 100, Indianapolis, IN, 46240 | 9.9 | |
| State Farm | Jeff Cline | 4108 N Wheeling Ave, Muncie, IN, 47304-1429 | 34.7 | |
| Travelers | A I King Insurance Agency Inc | 8604 Allisonville Rd Ste 210, Indianapolis, IN, 46250 | 9.9 | |
| Travelers | Lazar Insurance | 222 W 161st Street, Westfield, IN, 46074 | 7.4 | |
| Farmers | Ken Solmon | 14701 Cumberland Rd Ste 108, Noblesville, IN, 46060 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Hamilton County, IN | $240,000 | $1,004 | $720 | $1,400 | $680 |
| Hamilton County, IN | $240,000 | $1,004 | $680 | $1,440 | $760 |
| River Forest, IN | $218,800 | $1,043 | $720 | $1,480 | $760 |
| Lincoln, IN | $170,200 | $796 | $540 | $1,100 | $560 |
| Forest, IN | $102,300 | $758 | $510 | $1,080 | $570 |
| Morristown, IN | $102,200 | $758 | $510 | $1,050 | $540 |
| Pleasant, IN | $128,900 | $708 | $500 | $980 | $480 |
| Fairland, IN | $98,000 | $742 | $530 | $1,050 | $520 |
| Amboy, IN | $78,000 | $664 | $470 | $940 | $470 |
| Blountsville, IN | $55,000 | $559 | $410 | $770 | $360 |
| Somerset, IN | $137,500 | $867 | $590 | $1,220 | $630 |
| Camden, IN | $80,900 | $676 | $460 | $930 | $470 |