Gavop's guide to buying homeowners insurance in Carroll, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Carroll, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Airworld Dr, NW Skyview, State Hwy 92, N Alder Ct, Rule Ln, W 7th St, NW Blum Rd, NW Baker Rd, N Congress Ct, Myers Ter | $291,500 | $260,000 | $300,000-$350,000 | $332,000 | $280,000 | $350,000-$400,000 |
| N Bell Rd, Jannet Ave, NW Seymour St, NW 137 St, NW 112 St, Second St, NW 122nd St, NW 96 Ter, 137th, Cobblestone Cir | $250,000 | $220,000 | $250,000-$300,000 | $191,500 | $180,000 | $200,000-$250,000 |
| Clark St, Green Briar Cove, NW 102nd Ct, Oak St, Helena, Wagon Pass Rd, NW 103rd St, Hickory Hollow St, Rome Cir, Paxton St | $195,000 | $180,000 | $150,000-$175,000 | $335,500 | $300,000 | $350,000-$400,000 |
| N 2 St, Academy St, NW White Oak Dr, N Farley Rd, College Ave, NW 55th St, NW 68th Ter, NW Belmont Dr, NW 144 St, NW Weatherby Dr | $272,500 | $250,000 | $250,000-$300,000 | $414,000 | $390,000 | $400,000-$500,000 |
| NW 59th Ter, Cathy Ln, NW 66th Ct, Platte Ridge, NW 72 Ter, W 11 St, S Crooked Rd, Wilkerson, First St, N Cosby St | $204,000 | $190,000 | $200,000-$250,000 | $203,000 | $180,000 | $175,000-$200,000 |
| NW Diamond Ct, Hillview Rd Cir, S Bluff Rd, N Amity Ave, NW 110th St, Crooked Rd, Oil Well Rd, State Hwy K, N Mattox Ct, NW 77th St | $166,500 | $150,000 | $125,000-$150,000 | $366,000 | $310,000 | $350,000-$400,000 |
| Collins Dr, NW 67 St, NW 135th Ter, Marshall Rd, 104th, NW 75 St, Nevada St, NW Kerns Dr, NW 78 Ter, NW 64 St | $277,500 | $230,000 | $200,000-$250,000 | $310,000 | $260,000 | $250,000-$300,000 |
| NW Whispering Oaks Ln, Settle Station Rd, N Revere Ct, W Maple Leaf Ave, NW 87 Ter, NW Winter Ave, Oberdiek Ln, Farley Hampton Rd, NW Eastside Dr, NW Bell Rd | $170,500 | $160,000 | $150,000-$175,000 | $301,500 | $280,000 | $250,000-$300,000 |
| Pleasant Ford Rd, NW 108 Ter, Whispering Woods Cove, Timber Park Ln, Carter Dr, Lakewood Dr, NW 59 St, NW 61 Ct, N Rhode Ave, Maple Ln | $214,000 | $200,000 | $200,000-$250,000 | $240,500 | $230,000 | $200,000-$250,000 |
| Lomiller Rd, Humphrey Access Rd, N Lucerne Ave, NW Tiffany Springs Pkwy, NW 90th St, Naylor Rd, N 4 St, Davis Chapel Rd, NW 107 Ter, Hunter Ct | $309,000 | $280,000 | $300,000-$350,000 | $600,000 | $510,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $833 |
| Home and Two Car | -$145 | $760 |
| Home and Three Car | -$217 | $688 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Platte County | $2,500 | $1,126 | $3,626 | $818 | $3,318 | $308 |
| Carroll, MO | $2,000 | $894 | $2,894 | $650 | $2,650 | $244 |
| Westwood Hills, KS | $400 | $2,022 | $2,422 | $1,470 | $1,870 | $553 |
| Fishing River, MO | $1,000 | $825 | $1,825 | $600 | $1,600 | $225 |
| Tonganoxie, KS | $400 | $1,046 | $1,446 | $760 | $1,160 | $286 |
| Atchison, KS | $1,000 | $871 | $1,871 | $633 | $1,633 | $238 |
| Raytown, MO | $100 | $778 | $878 | $566 | $666 | $213 |
| McLouth, KS | $2,000 | $1,186 | $3,186 | $862 | $2,862 | $324 |
| Winchester, KS | $300 | $999 | $1,299 | $726 | $1,026 | $273 |
| Lake Tapawingo, MO | $1,500 | $1,284 | $2,784 | $933 | $2,433 | $351 |
| Lancaster, KS | $200 | $1,175 | $1,375 | $854 | $1,054 | $321 |
| Napoleon, MO | $1,500 | $1,032 | $2,532 | $750 | $2,250 | $282 |
| Home Insurance Company Carroll, MO | Homeowners Insurance Agency Carroll, MO | Address | Popularity Score | Distance from Carroll (miles) |
|---|---|---|---|---|
| State Farm | Irvin Pete | 4450 Belleview Ave, Kansas City, MO, 64111-3517 | 21.4 | |
| Allstate | Kelly Benbow | 221 E Gregory Blvd Ste B, Kansas City, MO, 64114 | 24.7 | |
| Farmers | Justin Mcclain | 11108 N Oak Trfy Ste 207, Kansas City, MO, 64155 | 8.1 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Road Suite 200, Kansas City, MO, 64154 | 7.5 | |
| Travelers | Sharis Insurance Agency | 105 W Main, Smithville, MO, 64089 | 7.7 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Rd Ste 200 Kansas City, Kansas City, MO, 64154 | 7.5 | |
| State Farm | Traci Plemons | 1214 S Noland Road, Independence, MO, 64055-1322 | 24.4 | |
| State Farm | Chris Hoy | 8640 N Green Hills Rd Ste 40, Kansas City, MO, 64154-1903 | 7.8 | |
| State Farm | Laurel Cross | 836 Reed St, Liberty, MO, 64068-2203 | 16.7 | |
| State Farm | Beau Crawford | 7312 Raytown Rd Ste B, Raytown, MO, 64133-6650 | 27.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,490 | $720 |
| Platte County, MO | $204,900 | $1,139 | $790 | $1,630 | $840 |
| Carroll, MO | $227,000 | $905 | $660 | $1,280 | $620 |
| Westwood Hills, KS | $381,900 | $2,047 | $1,600 | $2,760 | $1,160 |
| Fishing River, MO | $114,300 | $835 | $610 | $1,180 | $570 |
| Tonganoxie, KS | $170,100 | $1,059 | $830 | $1,430 | $600 |
| Atchison, KS | $82,900 | $882 | $690 | $1,190 | $500 |
| Raytown, MO | $97,600 | $788 | $540 | $1,080 | $540 |
| McLouth, KS | $107,000 | $1,200 | $940 | $1,620 | $680 |
| Winchester, KS | $77,200 | $1,011 | $790 | $1,360 | $570 |
| Lake Tapawingo, MO | $239,400 | $1,300 | $880 | $1,790 | $910 |
| Lancaster, KS | $105,100 | $1,189 | $930 | $1,610 | $680 |
| Napoleon, MO | $131,300 | $1,045 | $720 | $1,470 | $750 |