Gavop tells you how to get the best homeowners insurance in Billings County, ND by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $134,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $186,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $138,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $707 |
| Superior Protection Discount | -$84 | $757 |
| Fire & Security Discount | -$76 | $765 |
| Hail Resistant Roof Discount | -$17 | $824 |
| Newly Constructed Home Discount | -$193 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Billings County | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Billings County, ND | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Medora, ND | $400 | $1,456 | $1,856 | $1,058 | $1,458 | $398 |
| Lone Tree, ND | $100 | $1,269 | $1,369 | $922 | $1,022 | $347 |
| Dunn County, ND | $400 | $793 | $1,193 | $576 | $976 | $217 |
| Central McKenzie, ND | $700 | $1,396 | $2,096 | $1,015 | $1,715 | $382 |
| Home Insurance Company Billings County, ND | Homeowners Insurance Agency Billings County, ND | Address | Popularity Score | Distance from Billings County (miles) |
|---|---|---|---|---|
| State Farm | Todd Otto | 128 1st St W, Dickinson, ND, 58601-5108 | 28.7 | |
| Liberty Mutual Independent | American Insurance Inc | 38 1st St W, Dickinson, ND, 58601 | 28.8 | |
| State Farm | Scott Karsky | 1091 3rd Ave W, Dickinson, ND, 58601-3802 | 28.4 | |
| Allstate | Kristi Schwartz | 111 2nd St W, Dickinson, ND, 58601 | 28.7 | |
| Allstate | Dakota Insurance Agency | 75 Southeast First Street, Beach, ND, 58621 | 31.1 | |
| Farmers | David Dolechek | 112 3rd St W Ste 201, Dickinson, ND, 58601 | 28.7 | |
| Liberty Mutual Independent | American Insurance Inc | 38 1st St W, Dickinson, ND, 58601 | 28.8 | |
| Travelers | Golva Insurance Agency | 410 Terrell Avenue, Golva, ND, 58632 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $780 | $1,580 | $800 |
| Billings County, ND | $185,300 | $841 | $560 | $1,160 | $600 |
| Billings County, ND | $185,300 | $841 | $570 | $1,200 | $630 |
| Medora, ND | $287,500 | $1,474 | $1,060 | $2,050 | $990 |
| Lone Tree, ND | $218,800 | $1,284 | $860 | $1,840 | $980 |
| Dunn County, ND | $168,800 | $803 | $570 | $1,150 | $580 |
| Central McKenzie, ND | $265,400 | $1,413 | $1,030 | $1,940 | $910 |