Gavop tells you how to get the best homeowners insurance in San Martin, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $199,500 | $170,000 | $175,000-$200,000 |
| 2 Bedroom | $598,000 | $570,000 | $600,000-$700,000 |
| 3 Bedroom | $527,000 | $440,000 | $400,000-$500,000 |
| 4 Bedroom | $751,000 | $680,000 | $800,000-$900,000 |
| 5 Bedroom | $1,267,500 | $1,100,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $971 |
| Superior Protection Discount | -$116 | $1,041 |
| Fire & Security Discount | -$93 | $1,064 |
| Hail Resistant Roof Discount | -$23 | $1,133 |
| Newly Constructed Home Discount | -$254 | $902 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
| San Martin, CA | $700 | $1,143 | $1,843 | $830 | $1,530 | $312 |
| Morgan Hill, CA | $500 | $1,352 | $1,852 | $983 | $1,483 | $370 |
| Las Lomas, CA | $2,000 | $1,197 | $3,197 | $870 | $2,870 | $327 |
| Summit Road, CA | $400 | $2,524 | $2,924 | $1,834 | $2,234 | $690 |
| Prunedale, CA | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Elkhorn, CA | $500 | $1,333 | $1,833 | $969 | $1,469 | $364 |
| Campbell, CA | $300 | $1,560 | $1,860 | $1,134 | $1,434 | $426 |
| Saratoga, CA | $2,500 | $1,179 | $3,679 | $857 | $3,357 | $322 |
| Stanislaus County, CA | $300 | $680 | $980 | $494 | $794 | $186 |
| Soledad, CA | $2,000 | $657 | $2,657 | $478 | $2,478 | $180 |
| Home Insurance Company San Martin, CA | Homeowners Insurance Agency San Martin, CA | Address | Popularity Score | Distance from San Martin (miles) |
|---|---|---|---|---|
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 19.8 | |
| State Farm | Al Olseen | 3267 S White Rd, San Jose, CA, 95148-4056 | 19.3 | |
| Allstate | Cuahutemoc Leon Soto | 105 W Main Ave, Morgan Hill, CA, 95037 | 4.6 | |
| Farmers | Dereck Caso | 4990 Speak Ln Ste 250, San Jose, CA, 95118 | 19.8 | |
| Farmers | Robert Lemmon | 17680 Monterey Rd, Morgan Hill, CA, 95037 | 4.7 | |
| State Farm | Donna Dilorenzo | 1777 Saratoga Ave Ste 100, San Jose, CA, 95129-5210 | 26.2 | |
| State Farm | Bill Wehde | Se Corner Mission & 5th Sts Unit C3, Carmel, CA, 93921 | 40.5 | |
| State Farm | Beatriz Quezada | 441 N 1st St, San Jose, CA, 95112-4019 | 24.4 | |
| State Farm | Dirk Jackson | 39737 Paseo Padre Pkwy Ste C1, Fremont, CA, 94538-2957 | 38.1 | |
| Farmers | Maria Cid | 8010 Wayland Ln Ste 2f, Gilroy, CA, 95020 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| San Martin, CA | $840,200 | $1,156 | $860 | $1,570 | $710 |
| Morgan Hill, CA | $729,900 | $1,369 | $1,010 | $1,860 | $850 |
| Las Lomas, CA | $427,500 | $1,212 | $900 | $1,650 | $750 |
| Summit Road, CA | $1,004,100 | $2,555 | $1,890 | $3,470 | $1,580 |
| Prunedale, CA | $451,300 | $948 | $700 | $1,290 | $590 |
| Elkhorn, CA | $454,000 | $1,349 | $1,000 | $1,830 | $830 |
| Campbell, CA | $884,600 | $1,579 | $1,170 | $2,150 | $980 |
| Saratoga, CA | $1,933,900 | $1,193 | $880 | $1,620 | $740 |
| Stanislaus County, CA | $244,100 | $689 | $510 | $940 | $430 |
| Soledad, CA | $293,600 | $665 | $490 | $900 | $410 |