Gavop's guide to buying homeowners insurance in Warren County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $134,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $143,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $267,500 | $220,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $734 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$78 | $786 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$199 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Warren County, NC | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Townsville, NC | $400 | $641 | $1,041 | $466 | $866 | $175 |
| Franklinton, NC | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Creedmoor, NC | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Virgilina, VA | $2,500 | $505 | $3,005 | $367 | $2,867 | $138 |
| Sharpsburg, NC | $300 | $492 | $792 | $358 | $658 | $134 |
| Hounds Creek, VA | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Hobgood, NC | $300 | $377 | $677 | $274 | $574 | $103 |
| Meherrin River, VA | $700 | $532 | $1,232 | $386 | $1,086 | $145 |
| Roxboro, NC | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Keysville, VA | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Home Insurance Company Warren County, NC | Homeowners Insurance Agency Warren County, NC | Address | Popularity Score | Distance from Warren County (miles) |
|---|---|---|---|---|
| Erie | Fountain Roberson Anderson | 119 E Saint James Street, Tarboro, NC, 27886 | 46.8 | |
| Travelers | Frederick Insurance & Benefits | 8317 Six Forks Rd Ste 103, Raleigh, NC, 27615 | 46.4 | |
| State Farm | Mary Wilson | 9630 Falls Of Neuse Rd Ste 115, Raleigh, NC, 27615-2472 | 44.1 | |
| State Farm | Jackie Newkirk | 3721 Lynn Rd Ste 118, Raleigh, NC, 27613-3855 | 49.9 | |
| State Farm | Ted Wilder | 934a Durham Rd, Wake Forest, NC, 27587-9033 | 38.1 | |
| State Farm | Cecil Burt | 6837 Falls Of Neuse Road, Raleigh, NC, 27615-5308 | 46.3 | |
| State Farm | Lisa Echevarria | 1466 Durham Rd, Roxboro, NC, 27573-6157 | 49.2 | |
| Erie | Roanoke Valley Insurance | 1736 Julian R Allsbrook Hwy, Roanoke Rapids, NC, 27870 | 26.0 | |
| Liberty Mutual Independent | Sentinel Risk Advisors | 4700 Six Forks Rd Ste 200, Raleigh, NC, 27609 | 48.8 | |
| Allstate | Rusty Allen | 5816 Creedmoor Rd Ste 103b, Raleigh, NC, 27612 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,240 | $600 |
| Warren County, NC | $93,900 | $864 | $630 | $1,180 | $550 |
| Warren County, NC | $93,900 | $864 | $590 | $1,200 | $610 |
| Townsville, NC | $104,900 | $649 | $470 | $890 | $420 |
| Franklinton, NC | $125,800 | $697 | $500 | $950 | $450 |
| Creedmoor, NC | $151,400 | $857 | $630 | $1,220 | $590 |
| Virgilina, VA | $91,700 | $511 | $350 | $730 | $380 |
| Sharpsburg, NC | $77,500 | $498 | $340 | $710 | $370 |
| Hounds Creek, VA | $121,000 | $647 | $460 | $910 | $450 |
| Hobgood, NC | $59,000 | $382 | $260 | $540 | $280 |
| Meherrin River, VA | $96,900 | $538 | $390 | $760 | $370 |
| Roxboro, NC | $114,600 | $648 | $450 | $930 | $480 |
| Keysville, VA | $140,400 | $719 | $490 | $990 | $500 |