Gavop's guide to buying homeowners insurance in New Baltimore, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New Baltimore, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Meadow View Ln, Murdicks Dr, Carrigan, Durrell Ct, Channing Way, Lenox St, Milo St, Maple Leaf Dr, Wilshire Dr, Will Lee Blvd | $220,500 | $200,000 | $175,000-$200,000 | $275,000 | $230,000 | $250,000-$300,000 |
| Ashley St, Kilkenny, Dana Ct, Strongford, Meadow Creek Dr, Bradshaw Dr, Holt St, Althea St, Willow Creek Ln, Woodbury Dr | $152,500 | $140,000 | $125,000-$150,000 | $169,500 | $160,000 | $150,000-$175,000 |
| Orchard Lake Dr, Coachford, Poplar Dr, Ruedisale St, Brooke Ct, Glenville, Industrial Dr, Creekview Ln, Oxford Dr, N Pointe Dr | $196,500 | $180,000 | $200,000-$250,000 | $193,000 | $170,000 | $200,000-$250,000 |
| Huntley Ct, Wexford, Atwood St, Wilshire Ct, Oxford Ct, Kayla, Promenade Ln, Front St, Base St, Altman Rd | $154,000 | $130,000 | $150,000-$175,000 | $312,500 | $280,000 | $300,000-$350,000 |
| Bradford Ct, Grace Dr, N Pointe Cir, Blackwell St, Woodbury, Elizabeth Ln, Bryce, Cleveland St, Bree Dr, Green St | $271,500 | $240,000 | $300,000-$350,000 | $352,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $628 |
| Superior Protection Discount | -$66 | $664 |
| Fire & Security Discount | -$66 | $664 |
| Hail Resistant Roof Discount | -$15 | $715 |
| Newly Constructed Home Discount | -$190 | $540 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,344 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,218 |
| Home Insurance Company New Baltimore, MI | Homeowners Insurance Agency New Baltimore, MI | Address | Popularity Score | Distance from New Baltimore (miles) |
|---|---|---|---|---|
| Allstate | Steven Fedenis | 21908 23 Mile Rd, Macomb, MI, 48042 | 8.1 | |
| State Farm | Robert Drake | 64445 Van Dyke Rd, Washington, MI, 48095-2586 | 15.4 | |
| State Farm | Jennifer Sobier | 5276 Pte Tremble Rd, Algonac, MI, 48001-4365 | 8.9 | |
| Allstate | Michael Blum | 2032 E Square Lake Rd Ste 500, Troy, MI, 48085 | 19.7 | |
| State Farm | Kathryn Schram | 48875 Gratiot Ave, Chesterfield, MI, 48051-2616 | 5.8 | |
| Liberty Mutual Independent | Morris Insurance Group | 22440 Hall Road Township, Clinton, MI, 48036 | 8.5 | |
| State Farm | Vev Tripp | 24530 Gratiot Ave, Eastpointe, MI, 48021-3309 | 18.2 | |
| Allstate | John Kunz | 35220 23 Mile Rd, New Baltimore, MI, 48047 | 1.0 | |
| Allstate | James Lafranca | 29930 23 Mile Rd, Chesterfield, MI, 48047 | 3.7 | |
| Allstate | Thea Collins | 1984 E Auburn Rd, Rochester Hills, MI, 48307 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,090 | $540 |
| Macomb County, MI | $146,700 | $765 | $530 | $1,090 | $560 |
| New Baltimore, MI | $206,700 | $730 | $520 | $1,040 | $520 |
| Mount Clemens, MI | $87,000 | $650 | $450 | $920 | $470 |
| East China, MI | $157,200 | $803 | $590 | $1,100 | $510 |
| Fraser, MI | $128,000 | $642 | $460 | $900 | $440 |
| Warren, MI | $102,100 | $702 | $480 | $970 | $490 |
| Port Huron charter, MI | $113,200 | $690 | $490 | $960 | $470 |
| Bloomfield charter, MI | $385,400 | $941 | $690 | $1,340 | $650 |
| Lynn, MI | $154,800 | $800 | $540 | $1,140 | $600 |
| Ortonville, MI | $160,200 | $807 | $560 | $1,150 | $590 |
| Commerce charter, MI | $231,700 | $760 | $550 | $1,060 | $510 |
| Oregon, MI | $144,500 | $660 | $450 | $940 | $490 |