How Can I Make My Westminster, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Westminster, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Westminster, MD Home Insurance Coverage Levels | Back to Top
| Westminster, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marydell Dr, Hahn Rd, Memorial Ave, Timber Ridge Dr, Connolly Dr, Ewing Dr, Bradford Dr, Crestwood Dr, Noah Ct, S Burning Tree Dr | $230,000 | $220,000 | $200,000-$250,000 | $254,000 | $210,000 | $250,000-$300,000 |
| Cranberry Ln, Goldenrod Ct, Leisters Church Rd, Frock Ter, Medinah Cir, Wyndstar Cir, Salem Bottom Rd, Strand Ave, Campus Ct, Barton Ct | $251,500 | $220,000 | $200,000-$250,000 | $318,500 | $300,000 | $300,000-$350,000 |
| Trango Dr, South St, Carroll St, London Ct, Gorsuch Rd, Woodward Dr, Cranberry Rd N, Johahn Dr, Pond View Ct, Kemper Ave | $202,000 | $190,000 | $175,000-$200,000 | $158,500 | $140,000 | $150,000-$175,000 |
| Daniel Dr, Glen Dr, Regent St, Honesty Dr, Leigh Masters Ln, W Sunshine Way, Topkapi Dr, Mulligan Ln, Miami Ave, Gentle Breeze Dr | $323,000 | $270,000 | $250,000-$300,000 | $248,500 | $230,000 | $200,000-$250,000 |
| N Cranberry Rd, Tech Ct, Brice Ct, Crossbridge Dr, Mountain Laurel Ct, Chamois Dr, Avondale Rd, Jermor Ln, Kriders Church Rd, Emerald Hill Ln | $241,500 | $200,000 | $200,000-$250,000 | $146,000 | $120,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Westminster, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $635 |
| Superior Protection Discount | -$75 | $672 |
| Fire & Security Discount | -$82 | $665 |
| Hail Resistant Roof Discount | -$15 | $732 |
| Newly Constructed Home Discount | -$164 | $582 |
Choose the Right Deductible for your Westminster, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $2,000 | $1,002 | $3,002 | $729 | $2,729 | $274 |
| Westminster, MD | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Walkersville, MD | $100 | $819 | $919 | $595 | $695 | $224 |
| Spring Ridge, MD | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| West York, PA | $200 | $597 | $797 | $434 | $634 | $163 |
| York, PA | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Fawn, PA | $100 | $837 | $937 | $608 | $708 | $229 |
| Chanceford, PA | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Brunswick, MD | $200 | $704 | $904 | $511 | $711 | $192 |
| West Donegal, PA | $1,000 | $662 | $1,662 | $481 | $1,481 | $181 |
| Newville, PA | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Queen Anne, MD | $2,000 | $1,452 | $3,452 | $1,055 | $3,055 | $397 |
Identify Top Home Insurance Agents near Westminster, MD | Back to Top
| Home Insurance Company Westminster, MD | Homeowners Insurance Agency Westminster, MD | Address | Popularity Score | Distance from Westminster (miles) |
|---|---|---|---|---|
| Allstate | Greg Smith | 1202 E Patrick St Ste 1b, Frederick, MD, 21701 | 23.5 | |
| Allstate | Riehl & Knode Insurance Agency Inc | 3107 Main St Ste A, Manchester, MD, 21102 | 8.6 | |
| Allstate | Melissa Sheppard | 8094 Edwin Raynor Blvd Ste E, Pasadena, MD, 21122 | 40.4 | |
| Liberty Mutual Independent | Advantage Group Inc | 205 E Main St 2nd Fl, Westminster, MD, 21157 | 1.2 | |
| Farmers | Chandira Hickson | 2333 Baltimore Blvd Ste B, Finksburg, MD, 21048 | 6.6 | |
| Travelers | Mcdole Edge Corporation | 2977b Manchester Road, Manchester, MD, 21102 | 8.5 | |
| Liberty Mutual Independent | W G Oliver Agency Inc | 900 S Main St Ste 104, Bel Air, MD, 21014 | 35.9 | |
| State Farm | Tim Hopkins | 510 Old Wstmnstr Pike, Westminster, MD, 21157-6224 | 2.0 | |
| State Farm | Dorothy Kemper | 1372 N Main St, Hampstead, MD, 21074-2151 | 8.6 | |
| Allstate | Joshua Kling | 721 Hanover Pike, Hampstead, MD, 21074 | 8.7 |
Compare Rates for Westminster, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Carroll County, MD | $328,100 | $1,015 | $800 | $1,280 | $480 |
| Westminster, MD | $241,800 | $747 | $590 | $940 | $350 |
| Walkersville, MD | $287,500 | $829 | $650 | $1,040 | $390 |
| Spring Ridge, MD | $304,900 | $864 | $680 | $1,090 | $410 |
| West York, PA | $103,600 | $604 | $420 | $860 | $440 |
| York, PA | $74,400 | $846 | $570 | $1,160 | $590 |
| Fawn, PA | $226,100 | $847 | $580 | $1,180 | $600 |
| Chanceford, PA | $163,800 | $681 | $460 | $940 | $480 |
| Brunswick, MD | $220,700 | $712 | $560 | $900 | $340 |
| West Donegal, PA | $199,500 | $670 | $460 | $960 | $500 |
| Newville, PA | $120,700 | $644 | $470 | $900 | $430 |
| Queen Anne, MD | $433,300 | $1,470 | $1,160 | $1,850 | $690 |
Research Home Insurance Companies Reviews in Westminster, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 16, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have no real idea about the premium and deductible. Each time we have made a claim, we felt it was reasonable for the work that we received.
Date: January 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I dont have a comparison with another home insurance company, but just based on online comparisons of various companies compared to mine, I would say that mine is very reasonable.
Liberty Mutual Home Insurance Reviews
Date: February 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I think that my home insurance company gives me a good deal with their policy offerings. I am able to bundle home and car for a better rate. This does not mean that I will not check other companies periodically to see what the market has to offer.
Allstate Home Insurance Reviews
Date: December 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Other home insurance policies were over-the-top in matters of premiums and deductibles, is why I chose not to sign on with them.
State Farm Home Insurance Reviews
Date: November 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
As far as I know, everything except flooding is covered. I've never made a claim. I don't know too much about insurance to really know what I needed.