Gavop shows you how to buy homeowners insurance in Caldwell, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Caldwell, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Thunder Rd, State Rd 1849, Tim Ct, State Rd 1814, State Rd 1810, Providence Mill Rd, N Olivers Xrd, State Rd 2628, State Rd 2622, State Rd 1810 | $204,500 | $170,000 | $200,000-$250,000 | $172,500 | $140,000 | $175,000-$200,000 |
| Pond Rd, Appaloosa Ln, Prison Camp Rd, State Rd 1854, Fays Dr, Cherry Ridge Dr, Fred Beard Rd, Stubbs Pl, Clarence St, Carlie Dr | $128,000 | $110,000 | $100,000-$125,000 | $105,000 | $100,000 | $100,000-$125,000 |
| N Olivers X Rd, Bos Dr, Throneburg Rd, Timberbrook Ln, Holly Springs Dr, State Rd 1811, N C State Highway 16, Talmage St, State Rd 2616, State Rd 1946 | $136,500 | $110,000 | $150,000-$175,000 | $91,000 | $80,000 | $75,000-$100,000 |
| State Rd 1895, State Rd 1868, E Manufacturing St, State Rd 1804, Joe Bolick Rd, Kate Ln, Dads Rd, Balls Creek Rd, Icard St, California Dr | $136,000 | $120,000 | $150,000-$175,000 | $112,500 | $100,000 | $125,000-$150,000 |
| Caleb Rd, Rimrock Dr, Cordia Cir, Bucks Garage Rd, Er Dr, State Rd 1879, State Hwy 16 S, Wispy Willow Ln, Hardrock Rd, Shiloh Church Rd | $170,000 | $160,000 | $125,000-$150,000 | $66,500 | $50,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $577 |
| Superior Protection Discount | -$67 | $603 |
| Fire & Security Discount | -$60 | $610 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$141 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catawba County | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Caldwell, NC | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Troutman, NC | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Huntersville, NC | $2,000 | $1,132 | $3,132 | $823 | $2,823 | $309 |
| Mount Holly, NC | $200 | $729 | $929 | $530 | $730 | $199 |
| Lawndale, NC | $2,000 | $427 | $2,427 | $310 | $2,310 | $117 |
| Love Valley, NC | $300 | $468 | $768 | $340 | $640 | $128 |
| Unity, NC | $2,500 | $756 | $3,256 | $549 | $3,049 | $207 |
| Ellenboro, NC | $500 | $484 | $984 | $352 | $852 | $132 |
| Clarksville, NC | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Cliffside, NC | $300 | $570 | $870 | $414 | $714 | $156 |
| Morgan, NC | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Home Insurance Company Caldwell, NC | Homeowners Insurance Agency Caldwell, NC | Address | Popularity Score | Distance from Caldwell (miles) |
|---|---|---|---|---|
| Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 28.0 | |
| Allstate | Robert Chester | 610 Jetton St Ste 180, Davidson, NC, 28036 | 16.8 | |
| State Farm | Darrick Embry | 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379 | 33.5 | |
| State Farm | Mike Gibson | 2940 Union Rd, Gastonia, NC, 28054-6022 | 26.4 | |
| State Farm | Jeff Genant | 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847 | 41.0 | |
| Allstate | Luther Carter Jr. | 10801 Johnston Rd Ste 110, Charlotte, NC, 28226 | 38.7 | |
| State Farm | Howard Culbreth | 18738 W Catawba Ave, Cornelius, NC, 28031-5615 | 16.4 | |
| Travelers | Southlake Insurance Services Inc | 8604 Cliff Cameron Dr Ste 110, Charlotte, NC, 28269 | 27.6 | |
| Erie | Cantley Insurance & Financial Services | 2101 Sardis Road North Suite 108, Charlotte, NC, 28227 | 38.8 | |
| State Farm | Jason Colvin | 9525 Birkdl Xing Dr Ste 204, Huntersville, NC, 28078-8459 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,280 | $630 |
| Catawba County, NC | $139,900 | $786 | $570 | $1,110 | $540 |
| Caldwell, NC | $119,800 | $671 | $460 | $950 | $490 |
| Troutman, NC | $150,200 | $852 | $570 | $1,200 | $630 |
| Huntersville, NC | $270,100 | $1,146 | $770 | $1,630 | $860 |
| Mount Holly, NC | $157,200 | $738 | $510 | $1,050 | $540 |
| Lawndale, NC | $66,800 | $432 | $320 | $590 | $270 |
| Love Valley, NC | $73,500 | $474 | $350 | $650 | $300 |
| Unity, NC | $129,400 | $765 | $510 | $1,090 | $580 |
| Ellenboro, NC | $76,100 | $490 | $330 | $680 | $350 |
| Clarksville, NC | $126,500 | $752 | $510 | $1,040 | $530 |
| Cliffside, NC | $91,400 | $577 | $420 | $810 | $390 |
| Morgan, NC | $153,000 | $863 | $580 | $1,230 | $650 |