Gavop shows you how to buy homeowners insurance in Pelham, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Pelham, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Penfield Pl, Carol Pl, Plymouth St, River Ave, Poplar Ave, 7th St, The Hamlet, Peace St, Pine Ave, Canal Rd | $432,000 | $380,000 | $400,000-$500,000 | $1,055,000 | $940,000 | More than 10,000,000 |
| Bolton Rd, Highbrook Ave, Randall Pl, Roosevelt Pl, Wolfs Ln, Black St, Highbrook Ave, Suburban Ave, Circle Hill Rd, Hazen St | $457,000 | $410,000 | $500,000-$600,000 | $668,500 | $550,000 | $600,000-$700,000 |
| Walnut Ave, Clifford Ave, Rockledge Dr, Monterey Ave, Franklin Pl, Eastland Ave, Carol Ave, Benedict Pl, Beech Tree Ln, Francis St | $891,500 | $790,000 | $800,000-$900,000 | $843,000 | $730,000 | $800,000-$900,000 |
| Ely Ave, Pelham Manor Rd, Highbrook Ave, Loring Ave, Harmon Ave, Wolfs Ln, 9th Ave, Stellar Pl, Mitchell Pl, 2nd Ave | $762,500 | $660,000 | $700,000-$800,000 | $574,500 | $490,000 | $500,000-$600,000 |
| Westward Ln, Mount Tom Rd, Ridge Pl, Shore Rd, 8th Ave, Garden Pl, 1st Ave, Ancon Ave, Esplanade, Reed Ave | $598,500 | $540,000 | $500,000-$600,000 | $1,089,000 | $990,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $734 |
| Superior Protection Discount | -$85 | $769 |
| Fire & Security Discount | -$68 | $786 |
| Hail Resistant Roof Discount | -$17 | $837 |
| Newly Constructed Home Discount | -$205 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $1,500 | $1,090 | $2,590 | $792 | $2,292 | $298 |
| Pelham, NY | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Garden City Park, NY | $200 | $2,627 | $2,827 | $1,909 | $2,109 | $718 |
| Rutherford, NJ | $2,500 | $1,037 | $3,537 | $753 | $3,253 | $283 |
| Hudson County, NJ | $500 | $1,052 | $1,552 | $765 | $1,265 | $288 |
| Verona, NJ | $1,000 | $1,001 | $2,001 | $727 | $1,727 | $274 |
| North Caldwell, NJ | $200 | $1,131 | $1,331 | $822 | $1,022 | $309 |
| Shrub Oak, NY | $700 | $1,430 | $2,130 | $1,039 | $1,739 | $391 |
| Nissequogue, NY | $200 | $979 | $1,179 | $711 | $911 | $268 |
| Beacon, NY | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Shelton, CT | $200 | $1,287 | $1,487 | $935 | $1,135 | $352 |
| Hillside Lake, NY | $700 | $892 | $1,592 | $648 | $1,348 | $244 |
| Home Insurance Company Pelham, NY | Homeowners Insurance Agency Pelham, NY | Address | Popularity Score | Distance from Pelham (miles) |
|---|---|---|---|---|
| State Farm | Gladys Quinones | 1029 E 167th St, Bronx, NY, 10459-2094 | 6.6 | |
| Allstate | Frank Scordo | 21714 Northern Blvd Ste 201, Bayside, NY, 11361 | 9.9 | |
| Allstate | Al Buglione | 35 1/2 W Grand St, Mount Vernon, NY, 10552 | 2.3 | |
| Farmers | Pamela Sollog | 129 Glenwood Rd, Glenwood Landing, NY, 11547 | 9.8 | |
| Allstate | David H. Cohen | 2124 Central Park Ave, Yonkers, NY, 10710 | 5.1 | |
| Travelers | Ng Insurance Brokerage Inc | 658-B Barretto Street, Bronx, NY, 10474 | 7.4 | |
| Travelers | Phillips Brokerage Inc. | 42-27 Bell Blvd, Bayside, NY, 11361 | 9.8 | |
| Allstate | Edward Spegowski | 338 Glen Head Rd Ste 1, Glen Head, NY, 11545 | 11.0 | |
| Allstate | Thomas Granello | 1928 Victory Blvd, Staten Island, NY, 10314 | 26.0 | |
| State Farm | Zubin Sinor | 141 Halstead Ave, Mamaroneck, NY, 10543-2607 | 5.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,660 | $830 |
| Westchester County, NY | $513,300 | $1,103 | $740 | $1,530 | $790 |
| Pelham, NY | $751,600 | $854 | $570 | $1,220 | $650 |
| Garden City Park, NY | $590,100 | $2,659 | $1,890 | $3,780 | $1,890 |
| Rutherford, NJ | $446,500 | $1,049 | $700 | $1,460 | $760 |
| Hudson County, NJ | $349,500 | $1,065 | $730 | $1,480 | $750 |
| Verona, NJ | $435,000 | $1,013 | $680 | $1,430 | $750 |
| North Caldwell, NJ | $730,900 | $1,145 | $780 | $1,630 | $850 |
| Shrub Oak, NY | $343,000 | $1,447 | $1,040 | $2,010 | $970 |
| Nissequogue, NY | $1,032,300 | $991 | $660 | $1,410 | $750 |
| Beacon, NY | $251,600 | $811 | $540 | $1,120 | $580 |
| Shelton, CT | $341,500 | $1,302 | $870 | $1,810 | $940 |
| Hillside Lake, NY | $237,100 | $903 | $650 | $1,270 | $620 |