How Can I Make My Ashland, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Ashland, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Ashland, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $110,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $177,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $379,500 | $360,000 | $400,000-$500,000 |
Bundle your Ashland, OH Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $644 |
| Home and Two Car | -$112 | $588 |
| Home and Three Car | -$175 | $525 |
Choose your Ashland, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,641 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $35,690 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $7,908 |
Identify Top Home Insurance Agents near Ashland, OH | Back to Top
| Home Insurance Company Ashland, OH | Homeowners Insurance Agency Ashland, OH | Address | Popularity Score | Distance from Ashland (miles) |
|---|---|---|---|---|
| State Farm | Kyle Libby | 265 Downtowner Plz, Coshocton, OH, 43812-1926 | 47.5 | |
| State Farm | Lance George | 417 E Main St, Ashland, OH, 44805-2551 | 0.5 | |
| Travelers | Four Star Insurance Agency Inc | 5835 Pearl Rd, Parma, OH, 44130 | 47.6 | |
| Travelers | The Insurance Centre Agency | 347 W Milltown Rd Ste A, Wooster, OH, 44691 | 19.6 | |
| State Farm | Kurt Hawley | 4505 W W Pleasant Valley Rd, Parma, OH, 44134-5851 | 46.5 | |
| Travelers | Scullen Insurance Agency Llc | 17601 W 130th St Ste 9b, North Royalton, OH, 44133 | 40.3 | |
| Allstate | Tonia Maxwell | 4693 Liberty Ave, Vermilion, OH, 44089 | 38.5 | |
| Allstate | David Spencer | 20800 Center Ridge Rd Ste 115, Rocky River, OH, 44116 | 47.7 | |
| State Farm | Bob Malinak | 25586 Bagley Rd, Olmsted Falls, OH, 44138-1914 | 41.1 | |
| State Farm | Chris Richardson | 3864 Center Rd Ste C4, Brunswick, OH, 44212-3094 | 36.3 |
Compare Rates for Ashland, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Ashland County, OH | $122,000 | $661 | $450 | $910 | $460 |
| Ashland, OH | $97,500 | $700 | $480 | $970 | $490 |
| Savannah, OH | $85,600 | $582 | $420 | $830 | $410 |
| Mohican, OH | $122,000 | $681 | $500 | $940 | $440 |
| Bellville, OH | $124,700 | $688 | $460 | $980 | $520 |
| Bucyrus, OH | $79,600 | $700 | $500 | $960 | $460 |
| Edison, OH | $83,000 | $574 | $410 | $810 | $400 |
| Amherst, OH | $149,400 | $690 | $490 | $950 | $460 |
| Barberton, OH | $86,800 | $700 | $470 | $990 | $520 |
| New Franklin, OH | $139,900 | $671 | $450 | $960 | $510 |
| Antrim, OH | $108,300 | $647 | $440 | $890 | $450 |
Research Home Insurance Companies Reviews in Ashland, OH Before Buying | Back to Top
Share a review on your home insurance company
The Hartford Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
There are probably lower cost providers like e insurance or Progressive. Premiums and deductibles are probably higher than average if not average for the insurance company.
Cincinnati Insurance Home Insurance Reviews
Date: February 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance policy coverings are very thorough and has complete excellent coverage compared to other insurance providers. My policy had saved me on damage costs from weather.
Allstate Home Insurance Reviews
Date: November 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Customer Service reps are friendly but not knowledgeable in different areas. Often find I am being transferred from one department to another.
State Farm Home Insurance Reviews
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have never had to make a claim with my insurance company, but every time that I have had to contact them they have been very helpful and kind.