Gavop shows you how to buy homeowners insurance in Litchfield, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Litchfield, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Richards Rd Exd, Marne Park Rd, Chestnut Hill Rd, Hawthorne Ct, Toll Gate Rd, Minerva Ln, Dutton Hts, Whites Wood Rd, Bantam Lake Rd, Fox Crossing Ln | $317,500 | $300,000 | $300,000-$350,000 | $631,500 | $510,000 | $700,000-$800,000 |
| High St Exd, Beecher Ln, E Litchfield Rd S, Roosevelt Ave Exd, Spruce Dr, Naser Rd, Knife Shop Rd, Blakeslee Rd, Westwood Ln, Woodruff Ln | $247,000 | $230,000 | $250,000-$300,000 | $562,000 | $490,000 | $600,000-$700,000 |
| Pineview Ln, Maple Ridge, W Chestnut Hill Rd, Haas Rd, Old Turnpike Rd, Woodruff St, Hutchinson Pkwy, Country Pl, School House Rd, Jefferson Hill Rd S | $308,500 | $280,000 | $250,000-$300,000 | $256,000 | $240,000 | $250,000-$300,000 |
| Collins Rd, Perkins Rd, Old South Rd, Peach Orchard Ln, Moosehorn Rd, Looking Glass Hill Rd, Murphy Rd, Old Forge Hollow Rd, Mattatuck Trl, Countryside Ln | $423,000 | $400,000 | $400,000-$500,000 | $497,500 | $460,000 | $400,000-$500,000 |
| Plumb Hill Rd, Holly House Ct, Lattin Hill Rd, Fenn Rd Exd, Vanderpoel Ave, Seminole Cir, Sears Dr, Kennedy Rd, Clark Rd, Breezy Knoll | $376,500 | $300,000 | $400,000-$500,000 | $301,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $786 |
| Superior Protection Discount | -$86 | $873 |
| Fire & Security Discount | -$67 | $892 |
| Hail Resistant Roof Discount | -$29 | $930 |
| Newly Constructed Home Discount | -$192 | $767 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,553 |
| Home Insurance Company Litchfield, CT | Homeowners Insurance Agency Litchfield, CT | Address | Popularity Score | Distance from Litchfield (miles) |
|---|---|---|---|---|
| Travelers | Roland Dumont Agency Inc | 985 Farmington Ave, Bristol, CT, 6011 | 14.9 | |
| Liberty Mutual Independent | Brooks Todd & Mcneil | 69 Water Street, Torrington, CT, 6790 | 5.5 | |
| State Farm | Derek Gromko | 366 S Main St, Cheshire, CT, 06410-8100 | 22.7 | |
| Liberty Mutual Independent | Summit Financial Group Inc | 288 Broad St, Milford, CT, 6460 | 36.7 | |
| Allstate | Michael Saunders | 142 Old Ridgefield Rd Ste 206, Wilton, CT, 6897 | 39.8 | |
| Travelers | Stamford Insurance Associates Llc | 60 Long Ridge Rd, Stamford, CT, 6902 | 49.6 | |
| State Farm | Rick Locicero | 1516 Barnum Ave, Stratford, CT, 06614-5406 | 37.7 | |
| State Farm | Mark Shumilla | 551 Wolcott St Ste 2, Waterbury, CT, 06705-1323 | 15.7 | |
| State Farm | Tim Angiolini | 756 Thomaston Rd, Watertown, CT, 06795-1524 | 9.3 | |
| State Farm | Rosemary Butler | 46 Danbury Rd, New Milford, CT, 06776-3403 | 16.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,790 | $930 |
| Litchfield County, CT | $250,100 | $1,115 | $760 | $1,580 | $820 |
| Litchfield, CT | $306,200 | $959 | $660 | $1,310 | $650 |
| Heritage Village, CT | $151,800 | $880 | $640 | $1,210 | $570 |
| Southington, CT | $271,900 | $1,170 | $850 | $1,610 | $760 |
| Kensington, CT | $259,000 | $870 | $600 | $1,190 | $590 |
| Clinton, NY | $344,400 | $1,456 | $1,000 | $2,010 | $1,010 |
| Becket, MA | $251,200 | $1,075 | $780 | $1,490 | $710 |
| Rhinebeck, NY | $377,400 | $949 | $650 | $1,320 | $670 |
| Red Hook, NY | $279,100 | $918 | $660 | $1,300 | $640 |
| New Canaan, CT | $1,439,600 | $918 | $620 | $1,260 | $640 |
| Lorenz Park, NY | $151,000 | $646 | $450 | $890 | $440 |
| Lebanon, CT | $254,900 | $862 | $610 | $1,230 | $620 |