How Can I Make My Painesville, OH Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Painesville, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Painesville, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $165,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $144,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $293,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $440,000 | $390,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Painesville, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $587 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$68 | $614 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$198 | $485 |
Choose the Right Deductible for your Painesville, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Painesville, OH | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Willowick, OH | $300 | $615 | $915 | $447 | $747 | $168 |
| Wickliffe, OH | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Hunting Valley, OH | $200 | $2,927 | $3,127 | $2,127 | $2,327 | $800 |
| Auburn, OH | $1,000 | $817 | $1,817 | $593 | $1,593 | $223 |
| Dorset, OH | $200 | $630 | $830 | $458 | $658 | $172 |
| North Randall, OH | $1,000 | $571 | $1,571 | $415 | $1,415 | $156 |
| Maple Heights, OH | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Rocky River, OH | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Cranesville, PA | $200 | $548 | $748 | $398 | $598 | $150 |
| Yankee Lake, OH | $700 | $745 | $1,445 | $541 | $1,241 | $204 |
Identify Top Home Insurance Agents near Painesville, OH | Back to Top
| Home Insurance Company Painesville, OH | Homeowners Insurance Agency Painesville, OH | Address | Popularity Score | Distance from Painesville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Machor Sage Insurance Agency | 7379 Pearl Rd Ste 5 Cleveland, Middleburg Heights, OH, 44130 | 42.6 | |
| Travelers | The Pioneer Insurance Group | 137 E Main St, Ravenna, OH, 44266 | 42.9 | |
| State Farm | Kevin Kilfoyle | 1922 Mentor Ave, Painesville, OH, 44077-1325 | 7.5 | |
| Travelers | Makee Insurance Agency Inc | Po Box 1486 , Painesville, OH, 44077 | 6.7 | |
| Liberty Mutual Independent | Meder-Bush Insurance Agency | 34443 Chardon Road #8, Willoughby Hills, OH, 44094 | 18.3 | |
| Farmers | Brian Wilson | 6155 Heisley Rd Ste 202, Mentor, OH, 44060 | 7.7 | |
| Travelers | The Insurance Office | 20325 Center Ridge Road Suite 400, Rocky River, OH, 44116 | 40.0 | |
| State Farm | Mary Anne Hurley | 8 N State St, Painesville, OH, 44077-3955 | 4.2 | |
| Travelers | Makee Insurance Agency Inc | 2190 North Ridge Rd, Painesville, OH, 44077 | 1.6 | |
| State Farm | Tim Barnosky | 30428 Euclid Ave, Wickliffe, OH, 44092-1578 | 17.4 |
Compare Rates for Painesville, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Lake County, OH | $150,100 | $722 | $530 | $1,030 | $500 |
| Painesville, OH | $145,600 | $683 | $460 | $960 | $500 |
| Willowick, OH | $116,900 | $622 | $430 | $850 | $420 |
| Wickliffe, OH | $116,700 | $621 | $440 | $880 | $440 |
| Hunting Valley, OH | $1,198,500 | $2,963 | $2,100 | $4,180 | $2,080 |
| Auburn, OH | $294,900 | $827 | $560 | $1,130 | $570 |
| Dorset, OH | $105,000 | $638 | $450 | $880 | $430 |
| North Randall, OH | $84,400 | $578 | $390 | $810 | $420 |
| Maple Heights, OH | $68,900 | $682 | $480 | $960 | $480 |
| Rocky River, OH | $223,100 | $730 | $500 | $1,010 | $510 |
| Cranesville, PA | $84,700 | $555 | $370 | $790 | $420 |
| Yankee Lake, OH | $155,600 | $754 | $510 | $1,030 | $520 |
Research Home Insurance Companies Reviews in Painesville, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I really enjoy the service I receive from my State Farm agent, Jen. She calls me often to check to see if I want to adjust/change my services, and often checks up on Life Insurance.
Date: February 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think its pretty expensive for what we have. I need to shop around this year to see if I can find cheaper coverage.
Date: December 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium for the renter's insurance is very small, I want to say less than $10 a month (once I get all the other benefits from other products I use with the same company).
American Family Insurance Home Insurance Reviews
Date: November 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
I think that my insurance company can be more involved in helping to offer solutions and getting back with an individual faster.
Progressive Home Insurance Reviews
Date: December 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
the average deductible is 500-1000. the deductible for your policy is determine when you purchase insurance policy. a higher deductible results in a lower premium.