How Can I Make My Potomac, WV Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Potomac, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Potomac, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,000 $50,000 $50,000-$75,000
2 Bedroom $125,000 $100,000 $100,000-$125,000
3 Bedroom $120,500 $100,000 $100,000-$125,000
4 Bedroom $242,000 $210,000 $200,000-$250,000
5 Bedroom $402,000 $380,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Potomac, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$145 $618
Superior Protection Discount -$69 $694
Fire & Security Discount -$76 $686
Hail Resistant Roof Discount -$23 $740
Newly Constructed Home Discount -$198 $564

Choose the Right Deductible for your Potomac, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Berkeley County $2,500 $838 $3,338 $609 $3,109 $229
Potomac, WV $2,000 $754 $2,754 $548 $2,548 $206
Hedgesville, WV $100 $745 $845 $541 $641 $204
Jugtown, MD $1,000 $1,124 $2,124 $817 $1,817 $307
Washington, PA $500 $695 $1,195 $505 $1,005 $190
Blue Ridge, VA $2,500 $1,404 $3,904 $1,020 $3,520 $384
McKnightstown, PA $200 $1,018 $1,218 $740 $940 $278
Pleasant Grove, MD $1,500 $636 $2,136 $462 $1,962 $174
Cascades, VA $200 $1,053 $1,253 $765 $965 $288
Littlestown, PA $2,500 $732 $3,232 $532 $3,032 $200
McNair, VA $500 $887 $1,387 $645 $1,145 $242

Identify Top Home Insurance Agents near Potomac, WV | Back to Top

Home Insurance Company Potomac, WV Homeowners Insurance Agency Potomac, WV Address Popularity Score Distance from Potomac (miles)
Erie Smallwood & Small Insurance 121 Administrative Drive Suite 200, Martinsburg, WV, 25404
5.9
State Farm Pam Neely 5724 Hammonds Mill Rd Ste D, Martinsburg, WV, 25404-6481
0.8
Erie Insurance Outfitters 7866 Martinsburg Pike, Shepherdstown, WV, 25443
9.3
Allstate Joanna G Berg 311 Aikens Ctr, Martinsburg, WV, 25404
5.6
State Farm Kay Lewis 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572
5.5
Allstate Greg Smith 39 Meadow Ln, Martinsburg, WV, 25404
6.0
State Farm Jerry Williams 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572
5.5
State Farm Dawn Newland 1664 Winchester Ave Ste 4, Martinsburg, WV, 25405-3881
9.5
Nationwide Eckenrode Financial Services Llc 519 Winchester Ave, Martinsburg, WV, 25401
8.0
Erie Fleming Insurance Agency Llc 14840 Apple Harvest Drive, Martinsburg, WV, 25405
9.0

Compare Rates for Potomac, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $520 $990 $470
Berkeley County, WV $168,200 $848 $600 $1,170 $570
Potomac, WV $183,200 $763 $550 $1,090 $540
Hedgesville, WV $122,300 $754 $510 $1,050 $540
Jugtown, MD $344,400 $1,138 $900 $1,430 $530
Washington, PA $176,500 $703 $500 $1,010 $510
Blue Ridge, VA $552,800 $1,421 $1,040 $2,030 $990
McKnightstown, PA $311,400 $1,030 $710 $1,420 $710
Pleasant Grove, MD $105,900 $644 $510 $810 $300
Cascades, VA $477,000 $1,066 $740 $1,510 $770
Littlestown, PA $168,400 $741 $500 $1,020 $520
McNair, VA $420,700 $898 $640 $1,280 $640