Gavop tells you how to get the best homeowners insurance in Potomac, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $120,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $242,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $402,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $618 |
| Superior Protection Discount | -$69 | $694 |
| Fire & Security Discount | -$76 | $686 |
| Hail Resistant Roof Discount | -$23 | $740 |
| Newly Constructed Home Discount | -$198 | $564 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkeley County | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Potomac, WV | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
| Hedgesville, WV | $100 | $745 | $845 | $541 | $641 | $204 |
| Jugtown, MD | $1,000 | $1,124 | $2,124 | $817 | $1,817 | $307 |
| Washington, PA | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Blue Ridge, VA | $2,500 | $1,404 | $3,904 | $1,020 | $3,520 | $384 |
| McKnightstown, PA | $200 | $1,018 | $1,218 | $740 | $940 | $278 |
| Pleasant Grove, MD | $1,500 | $636 | $2,136 | $462 | $1,962 | $174 |
| Cascades, VA | $200 | $1,053 | $1,253 | $765 | $965 | $288 |
| Littlestown, PA | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| McNair, VA | $500 | $887 | $1,387 | $645 | $1,145 | $242 |
| Home Insurance Company Potomac, WV | Homeowners Insurance Agency Potomac, WV | Address | Popularity Score | Distance from Potomac (miles) |
|---|---|---|---|---|
| Erie | Smallwood & Small Insurance | 121 Administrative Drive Suite 200, Martinsburg, WV, 25404 | 5.9 | |
| State Farm | Pam Neely | 5724 Hammonds Mill Rd Ste D, Martinsburg, WV, 25404-6481 | 0.8 | |
| Erie | Insurance Outfitters | 7866 Martinsburg Pike, Shepherdstown, WV, 25443 | 9.3 | |
| Allstate | Joanna G Berg | 311 Aikens Ctr, Martinsburg, WV, 25404 | 5.6 | |
| State Farm | Kay Lewis | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 5.5 | |
| Allstate | Greg Smith | 39 Meadow Ln, Martinsburg, WV, 25404 | 6.0 | |
| State Farm | Jerry Williams | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 5.5 | |
| State Farm | Dawn Newland | 1664 Winchester Ave Ste 4, Martinsburg, WV, 25405-3881 | 9.5 | |
| Nationwide | Eckenrode Financial Services Llc | 519 Winchester Ave, Martinsburg, WV, 25401 | 8.0 | |
| Erie | Fleming Insurance Agency Llc | 14840 Apple Harvest Drive, Martinsburg, WV, 25405 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $990 | $470 |
| Berkeley County, WV | $168,200 | $848 | $600 | $1,170 | $570 |
| Potomac, WV | $183,200 | $763 | $550 | $1,090 | $540 |
| Hedgesville, WV | $122,300 | $754 | $510 | $1,050 | $540 |
| Jugtown, MD | $344,400 | $1,138 | $900 | $1,430 | $530 |
| Washington, PA | $176,500 | $703 | $500 | $1,010 | $510 |
| Blue Ridge, VA | $552,800 | $1,421 | $1,040 | $2,030 | $990 |
| McKnightstown, PA | $311,400 | $1,030 | $710 | $1,420 | $710 |
| Pleasant Grove, MD | $105,900 | $644 | $510 | $810 | $300 |
| Cascades, VA | $477,000 | $1,066 | $740 | $1,510 | $770 |
| Littlestown, PA | $168,400 | $741 | $500 | $1,020 | $520 |
| McNair, VA | $420,700 | $898 | $640 | $1,280 | $640 |