Gavop shows you how to buy homeowners insurance in Ligonier, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ligonier, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rolling Rock Creek Rd, Whie City Rd, Laurel Rd, Tomlinson Ln, Hays Ln, T 520, Saint Clair Cir, Hermitage School Rd, Hemlock Rd, Penrod Rd | $101,500 | $90,000 | $75,000-$100,000 | $89,500 | $70,000 | $75,000-$100,000 |
| Boone Hollow Ln, Dogwood Rd, Top Ln, St Clair Cir, T595, Forbesway Rd, Springfield Ln, Waterford Laughlintown Rd, Fantasy Ln, Rosemary Ln | $149,000 | $120,000 | $125,000-$150,000 | $168,000 | $160,000 | $150,000-$175,000 |
| Twin Lake Ln, Nutmeg Ln, Brallier Dr, Calvary St, Melville Rd, Menoher Hwy, Slater Rd, Dream Dale Ln, Maple Rd, Whispering Pines Ln | $193,000 | $160,000 | $175,000-$200,000 | $133,500 | $110,000 | $100,000-$125,000 |
| Jefferson School Rd, Wagon Ln, Old Riffle Rd, T 466, T505, Elk Ln, Terrace Rd, Turrill Rd, Griffith Rd, Mockingbird Ln | $202,500 | $160,000 | $200,000-$250,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Ligonier 157 Rd, Lavender Ln, Hummingbird Ln, T716, Shawnee Ln, Wilkins Rd, Weber Ln, Forbes Dr, Blue Bird Ln, Saturn Ln | $205,500 | $190,000 | $200,000-$250,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $563 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$69 | $618 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$185 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westmoreland County | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Ligonier, PA | $2,500 | $678 | $3,178 | $493 | $2,993 | $185 |
| West St. Clair, PA | $200 | $647 | $847 | $470 | $670 | $177 |
| Speers, PA | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| Braddock, PA | $400 | $362 | $762 | $263 | $663 | $99 |
| New Kensington, PA | $1,000 | $723 | $1,723 | $526 | $1,526 | $198 |
| Elco, PA | $200 | $508 | $708 | $369 | $569 | $139 |
| Markleysburg, PA | $2,000 | $553 | $2,553 | $402 | $2,402 | $151 |
| Sankertown, PA | $300 | $571 | $871 | $415 | $715 | $156 |
| South Park, PA | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Gastonville, PA | $500 | $617 | $1,117 | $448 | $948 | $168 |
| Marianna, PA | $1,500 | $430 | $1,930 | $312 | $1,812 | $117 |
| Home Insurance Company Ligonier, PA | Homeowners Insurance Agency Ligonier, PA | Address | Popularity Score | Distance from Ligonier (miles) |
|---|---|---|---|---|
| State Farm | Rosemary Skaggs | 100 Bessemer Road, Mount Pleasant, PA, 15666-9130 | 19.1 | |
| Travelers | Mosholder Insurance Agency | 135 W Main St, Somerset, PA, 15501 | 17.3 | |
| Allstate | Don Rose | 841 E Pittsburgh St, Greensburg, PA, 15601 | 16.6 | |
| State Farm | Sarah Crispin-Thomas | 1800 Lincoln Ave, Latrobe, PA, 15650-3038 | 9.7 | |
| Allstate | Edward Zdobinski | 12a E Otterman St, Greensburg, PA, 15601 | 17.7 | |
| Liberty Mutual Independent | Gallina & Sons | 1269 Washington Pike, Bridgeville, PA, 15017 | 47.4 | |
| Allstate | Ken Mihalcin | 3336 Babcock Blvd Rear, Pittsburgh, PA, 15237 | 46.9 | |
| State Farm | John Rattenni | 215 Washington Ave, Bridgeville, PA, 15017-2305 | 47.8 | |
| Travelers | Forest G Boucher Agency Inc | 111 3rd Ave, Elizabeth, PA, 15037 | 35.3 | |
| State Farm | Brian Heiple | 106 E 1st Ave, Derry, PA, 15627-1926 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,050 | $550 |
| Westmoreland County, PA | $144,900 | $674 | $470 | $950 | $480 |
| Ligonier, PA | $166,800 | $686 | $490 | $940 | $450 |
| West St. Clair, PA | $125,600 | $655 | $450 | $900 | $450 |
| Speers, PA | $109,600 | $618 | $420 | $850 | $430 |
| Braddock, PA | $26,700 | $366 | $250 | $510 | $260 |
| New Kensington, PA | $97,300 | $732 | $490 | $1,010 | $520 |
| Elco, PA | $70,400 | $514 | $380 | $710 | $330 |
| Markleysburg, PA | $86,700 | $560 | $380 | $780 | $400 |
| Sankertown, PA | $93,600 | $578 | $400 | $820 | $420 |
| South Park, PA | $157,100 | $719 | $520 | $1,010 | $490 |
| Gastonville, PA | $112,100 | $624 | $440 | $870 | $430 |
| Marianna, PA | $45,600 | $435 | $310 | $600 | $290 |